Consolidated Statements of Income - Unaudited - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income
Loans, including fees	$ 48,339	$ 45,003
Available-for-sale securities - taxable	1,774	2,320
Available-for-sale securities - tax-exempt	3,312	2,935
Deposits with financial institutions	491	806
Dividends on bank stocks	292	253
Total interest income	54,208	51,317
Interest Expense
Deposits	14,272	15,921
Fed funds purchased and repurchase agreements	62	294
Advances from Federal Home Loan Bank	1,611	1,459
Other borrowings	35	38
Total interest expense	15,980	17,712
Net Interest Income	38,228	33,605
Provision for loan losses	13,950	2,850
Net Interest Income after Provision for Loan Losses	24,278	30,755
Non-Interest Income
Gain on sale of available-for-sale debt securities	393	27
Gain on sale of loans	0	79
Income from bank-owned life insurance	456	467
Swap fee income (loss), net	(9)	377
Other non-interest income	262	160
Total non-interest income	2,095	1,645
Non-Interest Expense
Salaries and employee benefits	14,390	14,590
Occupancy	2,085	2,159
Professional fees	671	782
Deposit insurance premiums	1,016	837
Data processing	692	594
Advertising	500	713
Software and communication	876	679
Equipment costs, other asset depreciation, and amortization	395	473
Other non-interest expense	1,598	1,804
Total non-interest expense	22,223	22,631
Net Income Before Taxes	4,150	9,769
Income tax expense	293	419
Net Income	$ 3,857	$ 9,350
Basic Earnings Per Share (in dollars per share)	$ 0.07	$ 0.20
Diluted Earnings Per Share (in dollars per share)	$ 0.07	$ 0.20
Service charges and fees (rebates) on customer accounts
Non-Interest Income
Non-interest income	$ 508	$ 158
ATM and credit card interchange income
Non-Interest Income
Non-interest income	$ 485	$ 377