The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,194 17,984 SH   SOLE   11,023 0 6,961
ABBOTT LABS COM 002824100 881 6,263 SH   SOLE   5,959 0 304
ABBVIE INC COM 00287Y109 1,818 13,426 SH   SOLE   13,426 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 400 965 SH   SOLE   30 0 935
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,183 3,850 SH   SOLE   3,850 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 201 1,257 SH   SOLE   1,257 0 0
AIR PRODS & CHEMS INC COM 009158106 826 2,714 SH   SOLE   2,714 0 0
ALPHABET INC CAP STK CL C 02079K107 25,912 8,955 SH   SOLE   7,143 0 1,812
ALPHABET INC CAP STK CL A 02079K305 12,843 4,433 SH   SOLE   3,695 0 738
ALTRIA GROUP INC COM 02209S103 1,161 24,498 SH   SOLE   21,264 0 3,234
AMAZON COM INC COM 023135106 14,721 4,415 SH   SOLE   3,394 0 1,021
AMERICAN ELEC PWR CO INC COM 025537101 639 7,181 SH   SOLE   5,181 0 2,000
AMERICAN EXPRESS CO COM 025816109 394 2,406 SH   SOLE   428 0 1,978
AMPHENOL CORP NEW CL A 032095101 340 3,888 SH   SOLE   0 0 3,888
APPLE INC COM 037833100 68,525 385,902 SH   SOLE   324,906 0 60,996
AT&T INC COM 00206R102 1,199 48,730 SH   SOLE   48,730 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,216 8,987 SH   SOLE   3,404 0 5,583
AUTOZONE INC COM 053332102 1,467 700 SH   SOLE   0 0 700
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 327 1,094 SH   SOLE   688 0 406
BIOGEN INC COM 09062X103 295 1,228 SH   SOLE   1,228 0 0
BK OF AMERICA CORP COM 060505104 13,817 310,566 SH   SOLE   260,233 0 50,333
BLACKROCK INC COM 09247X101 16,458 17,976 SH   SOLE   14,457 0 3,519
BRISTOL-MYERS SQUIBB CO COM 110122108 310 4,975 SH   SOLE   4,975 0 0
CAPITAL ONE FINL CORP COM 14040H105 217 1,496 SH   SOLE   1,496 0 0
CATERPILLAR INC COM 149123101 1,249 6,042 SH   SOLE   6,042 0 0
CHEVRON CORP NEW COM 166764100 2,368 20,176 SH   SOLE   19,201 0 975
CHUBB LIMITED COM H1467J104 209 1,083 SH   SOLE   1,083 0 0
CISCO SYS INC COM 17275R102 1,798 28,369 SH   SOLE   27,569 0 800
COCA COLA CO COM 191216100 943 15,920 SH   SOLE   15,920 0 0
COLGATE PALMOLIVE CO COM 194162103 207 2,430 SH   SOLE   2,430 0 0
COMCAST CORP NEW CL A 20030N101 10,450 207,636 SH   SOLE   175,009 0 32,627
CONOCOPHILLIPS COM 20825C104 361 5,005 SH   SOLE   3,150 0 1,855
COSTCO WHSL CORP NEW COM 22160K105 624 1,100 SH   SOLE   1,100 0 0
CSX CORP COM 126408103 11,266 299,629 SH   SOLE   225,454 0 74,175
CVS HEALTH CORP COM 126650100 9,643 93,474 SH   SOLE   72,785 0 20,689
DANAHER CORPORATION COM 235851102 23,915 72,688 SH   SOLE   60,818 0 11,870
DEERE & CO COM 244199105 446 1,300 SH   SOLE   1,300 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 277 1,258 SH   SOLE   0 0 1,258
DISCOVER FINL SVCS COM 254709108 12,310 106,521 SH   SOLE   82,955 0 23,566
DISNEY WALT CO COM 254687106 12,970 83,739 SH   SOLE   64,328 0 19,411
DUKE ENERGY CORP NEW COM NEW 26441C204 210 2,000 SH   SOLE   2,000 0 0
ECOLAB INC COM 278865100 16,235 69,207 SH   SOLE   49,293 0 19,914
EMERSON ELEC CO COM 291011104 8,280 89,063 SH   SOLE   63,491 0 25,572
EOG RES INC COM 26875P101 862 9,701 SH   SOLE   9,226 0 475
EVEREST RE GROUP LTD COM G3223R108 6,933 25,310 SH   SOLE   21,415 0 3,895
EXXON MOBIL CORP COM 30231G102 1,346 21,989 SH   SOLE   21,889 0 100
META PLATFORMS INC CL A 30303M102 12,249 36,416 SH   SOLE   29,261 0 7,155
FASTENAL CO COM 311900104 602 9,400 SH   SOLE   9,400 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 513 4,701 SH   SOLE   4,527 0 174
FISERV INC COM 337738108 14,986 144,392 SH   SOLE   116,424 0 27,968
FORD MTR CO DEL COM 345370860 265 12,750 SH   SOLE   0 0 12,750
GALLAGHER ARTHUR J & CO COM 363576109 271 1,600 SH   SOLE   1,600 0 0
GENERAL ELECTRIC CO COM NEW 369604301 596 6,311 SH   SOLE   4,264 0 2,047
GOLDMAN SACHS GROUP INC COM 38141G104 9,768 25,534 SH   SOLE   18,029 0 7,505
GRAINGER W W INC COM 384802104 717 1,383 SH   SOLE   1,383 0 0
HARLEY DAVIDSON INC COM 412822108 472 12,529 SH   SOLE   12,529 0 0
HOME DEPOT INC COM 437076102 29,945 72,155 SH   SOLE   56,139 0 16,016
HONEYWELL INTL INC COM 438516106 732 3,509 SH   SOLE   2,176 0 1,333
INTEL CORP COM 458140100 3,339 64,831 SH   SOLE   47,765 0 17,066
INTERCONTINENTAL EXCHANGE IN COM 45866F104 274 2,000 SH   SOLE   0 0 2,000
INTERNATIONAL BUSINESS MACHS COM 459200101 549 4,108 SH   SOLE   2,788 0 1,320
INVESCO QQQ TR UNIT SER 1 46090E103 886 2,227 SH   SOLE   1,927 0 300
ISHARES INC MSCI EMERG MRKT 464286533 691 11,006 SH   SOLE   11,006 0 0
ISHARES INC CORE MSCI EMKT 46434G103 383 6,396 SH   SOLE   212 0 6,184
ISHARES TR SELECT DIVID ETF 464287168 920 7,507 SH   SOLE   7,507 0 0
ISHARES TR CORE S&P500 ETF 464287200 38 80 SH   SOLE   80 0 0
ISHARES TR MSCI EAFE ETF 464287465 32 402 SH   SOLE   402 0 0
ISHARES TR CORE S&P MCP ETF 464287507 455 1,607 SH   SOLE   1,568 0 39
ISHARES TR RUS 1000 GRW ETF 464287614 922 3,016 SH   SOLE   0 0 3,016
ISHARES TR RUS 1000 ETF 464287622 184 697 SH   SOLE   697 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 254 1,530 SH   SOLE   1,530 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 971 3,315 SH   SOLE   1,315 0 2,000
ISHARES TR RUSSELL 2000 ETF 464287655 3,347 15,047 SH   SOLE   11,447 0 3,600
ISHARES TR CORE S&P US VLU 464287663 12 158 SH   SOLE   158 0 0
ISHARES TR CORE S&P US GWT 464287671 12 106 SH   SOLE   106 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,158 62,509 SH   SOLE   56,259 0 6,250
ISHARES TR PFD AND INCM SEC 464288687 258 6,550 SH   SOLE   6,550 0 0
ISHARES TR EAFE VALUE ETF 464288877 72 1,433 SH   SOLE   0 0 1,433
ISHARES TR EAFE GRWTH ETF 464288885 99 900 SH   SOLE   0 0 900
ISHARES TR MSCI USA MIN VOL 46429B697 9,196 113,675 SH   SOLE   113,675 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 8,703 59,788 SH   SOLE   59,788 0 0
ISHARES TR MSCI USA VALUE 46432F388 9,475 86,553 SH   SOLE   86,553 0 0
ISHARES TR MSCI USA MMENTM 46432F396 8,294 45,616 SH   SOLE   45,616 0 0
ISHARES TR CORE MSCI EAFE 46432F842 24 318 SH   SOLE   318 0 0
JOHNSON & JOHNSON COM 478160104 2,177 12,726 SH   SOLE   10,976 0 1,750
JPMORGAN CHASE & CO COM 46625H100 2,470 15,597 SH   SOLE   14,847 0 750
KIMBERLY-CLARK CORP COM 494368103 1,190 8,323 SH   SOLE   8,323 0 0
LILLY ELI & CO COM 532457108 389 1,409 SH   SOLE   1,409 0 0
LOWES COS INC COM 548661107 1,613 6,242 SH   SOLE   6,242 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 297 3,219 SH   SOLE   3,219 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,496 8,604 SH   SOLE   8,604 0 0
MCDONALDS CORP COM 580135101 488 1,822 SH   SOLE   822 0 1,000
MEDTRONIC PLC SHS G5960L103 4,651 44,961 SH   SOLE   38,913 0 6,048
MERCK & CO INC COM 58933Y105 2,050 26,742 SH   SOLE   19,092 0 7,650
MICROSOFT CORP COM 594918104 28,027 83,335 SH   SOLE   66,426 0 16,909
MORGAN STANLEY COM NEW 617446448 545 5,550 SH   SOLE   5,550 0 0
NEOGEN CORP COM 640491106 2,851 62,790 SH   SOLE   62,790 0 0
NEXTERA ENERGY INC COM 65339F101 390 4,176 SH   SOLE   4,176 0 0
NIKE INC CL B 654106103 1,421 8,527 SH   SOLE   6,400 0 2,127
NORTONLIFELOCK INC COM 668771108 312 12,000 SH   SOLE   12,000 0 0
PAYPAL HLDGS INC COM 70450Y103 226 1,200 SH   SOLE   1,200 0 0
PEPSICO INC COM 713448108 10,808 62,221 SH   SOLE   52,755 0 9,466
PFIZER INC COM 717081103 12,755 215,997 SH   SOLE   183,036 0 32,961
PHILIP MORRIS INTL INC COM 718172109 313 3,293 SH   SOLE   1,910 0 1,383
PRICE T ROWE GROUP INC COM 74144T108 2,484 12,633 SH   SOLE   9,208 0 3,425
PROCTER AND GAMBLE CO COM 742718109 2,955 18,062 SH   SOLE   18,062 0 0
QUALCOMM INC COM 747525103 16,461 90,012 SH   SOLE   78,045 0 11,967
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,293 84,744 SH   SOLE   72,948 0 11,796
ROCKWELL AUTOMATION INC COM 773903109 265 760 SH   SOLE   760 0 0
ROPER TECHNOLOGIES INC COM 776696106 6,637 13,493 SH   SOLE   10,953 0 2,540
RPM INTL INC COM 749685103 207 2,050 SH   SOLE   2,050 0 0
SEALED AIR CORP NEW COM 81211K100 527 7,816 SH   SOLE   7,816 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 697 12,567 SH   SOLE   12,567 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 748 4,303 SH   SOLE   3,403 0 900
SHERWIN WILLIAMS CO COM 824348106 16,040 45,548 SH   SOLE   35,268 0 10,280
SPDR GOLD TR GOLD SHS 78463V107 3,641 21,295 SH   SOLE   21,295 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 608 1,280 SH   SOLE   1,280 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 415 801 SH   SOLE   217 0 584
SPDR SER TR S&P METALS MNG 78464A755 67 1,500 SH   SOLE   1,500 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,936 14,996 SH   SOLE   14,996 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 621 5,159 SH   SOLE   0 0 5,159
TARGET CORP COM 87612E106 3,555 15,361 SH   SOLE   2,816 0 12,545
TERADYNE INC COM 880770102 28,827 176,280 SH   SOLE   145,239 0 31,041
TEXAS INSTRS INC COM 882508104 727 3,856 SH   SOLE   3,856 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,056 3,082 SH   SOLE   1,916 0 1,166
TJX COS INC NEW COM 872540109 1,077 14,180 SH   SOLE   14,180 0 0
TRUIST FINL CORP COM 89832Q109 265 4,527 SH   SOLE   4,527 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,124 2,239 SH   SOLE   1,739 0 500
US BANCORP DEL COM NEW 902973304 4,384 78,053 SH   SOLE   53,486 0 24,567
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,967 160,426 SH   SOLE   160,426 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 551 1,261 SH   SOLE   1,261 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 48 321 SH   SOLE   321 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 74 292 SH   SOLE   292 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,123 52,783 SH   SOLE   52,050 0 733
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,444 19,256 SH   SOLE   13,706 0 5,550
VANGUARD INDEX FDS MID CAP ETF 922908629 39 155 SH   SOLE   155 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 302 940 SH   SOLE   940 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 56 247 SH   SOLE   247 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,745 217,248 SH   SOLE   195,529 0 21,719
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 331 3,125 SH   SOLE   3,125 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 550 10,580 SH   SOLE   9,580 0 1,000
VISA INC COM CL A 92826C839 20,613 95,118 SH   SOLE   73,909 0 21,209
WALGREENS BOOTS ALLIANCE INC COM 931427108 211 4,050 SH   SOLE   3,350 0 700
WALMART INC COM 931142103 2,896 20,015 SH   SOLE   16,465 0 3,550
WEC ENERGY GROUP INC COM 92939U106 459 4,732 SH   SOLE   4,732 0 0
WELLS FARGO CO NEW COM 949746101 970 20,213 SH   SOLE   0 0 20,213
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,092 50,804 SH   SOLE   47,860 0 2,944
WISDOMTREE TR US LARGECAP DIVD 97717W307 383 5,800 SH   SOLE   0 0 5,800
WISDOMTREE TR INTL EQUITY FD 97717W703 87 1,610 SH   SOLE   0 0 1,610
XILINX INC COM 983919101 763 3,600 SH   SOLE   3,600 0 0