The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   5,722,755 57,660 SH   SOLE 0 0 0 57,660
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   5,344,030 198,589 SH   SOLE 0 0 0 198,589
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,632,680 76,583 SH   SOLE 0 0 0 76,583
ISHARES TR IBOXX INV CP ETF 464287242   10,534,389 95,196 SH   SOLE 0 0 0 95,196
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   910,026 11,762 SH   SOLE 0 0 0 11,762
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   887,334 10,917 SH   SOLE 0 0 0 10,917
ISHARES TR A RATE CP BD ETF 46429B291   482,000 10,000 SH   SOLE 0 0 0 10,000
VANGUARD BD INDEX FDS INTERMED TERM 921937819   832,542 10,900 SH   SOLE 0 0 0 10,900
ISHARES TR ISHS 5-10YR INVT 464288638   5,056,344 97,200 SH   SOLE 0 0 0 97,200
SPDR SER TR PORTFOLIO AGRGTE 78464A649   843,556 32,900 SH   SOLE 0 0 0 32,900
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   483,912 10,400 SH   SOLE 0 0 0 10,400
ISHARES TR MBS ETF 464288588   10,962,202 116,520 SH   SOLE 0 0 0 116,520
ISHARES TR USD INV GRDE ETF 464288620   14,909,815 290,980 SH   SOLE 0 0 0 290,980
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,834,040 38,000 SH   SOLE 0 0 0 38,000
ISHARES TR US TREAS BD ETF 46429B267   1,105,920 48,000 SH   SOLE 0 0 0 48,000
ISHARES TR 10-20 YR TRS ETF 464288653   636,569 5,880 SH   SOLE 0 0 0 5,880
VANGUARD STAR FDS VG TL INTL STK F 921909768   18,247,141 314,823 SH   SOLE 0 0 0 314,823
ISHARES TR CORE MSCI EAFE 46432F842   11,296,451 160,575 SH   SOLE 0 0 0 160,575
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,402,097 43,850 SH   SOLE 0 0 0 43,850
ISHARES INC CORE MSCI EMKT 46434G103   3,900,426 77,114 SH   SOLE 0 0 0 77,114
ILLINOIS TOOL WKS INC COM 452308109   9,387,930 35,840 SH   SOLE 0 0 0 35,840
PEPSICO INC COM 713448108   8,665,237 51,020 SH   SOLE 0 0 0 51,020
VERISK ANALYTICS INC COM 92345Y106   9,482,742 39,700 SH   SOLE 0 0 0 39,700
DEERE & CO COM 244199105   8,123,359 20,315 SH   SOLE 0 0 0 20,315
GILEAD SCIENCES INC COM 375558103   2,601,231 32,110 SH   SOLE 0 0 0 32,110
WALMART INC COM 931142103   8,705,748 55,222 SH   SOLE 0 0 0 55,222
UNION PAC CORP COM 907818108   8,725,159 35,523 SH   SOLE 0 0 0 35,523
QUALCOMM INC COM 747525103   7,388,424 51,085 SH   SOLE 0 0 0 51,085
LOWES COS INC COM 548661107   9,151,256 41,120 SH   SOLE 0 0 0 41,120
ORACLE CORP COM 68389X105   8,720,115 82,710 SH   SOLE 0 0 0 82,710
VISA INC COM CL A 92826C839   10,572,814 40,610 SH   SOLE 0 0 0 40,610
AMERICAN EXPRESS CO COM 025816109   7,472,056 39,885 SH   SOLE 0 0 0 39,885
HASBRO INC COM 418056107   1,210,122 23,700 SH   SOLE 0 0 0 23,700
CATERPILLAR INC COM 149123101   9,100,723 30,780 SH   SOLE 0 0 0 30,780
BERKSHIRE HATHAWAY INC DEL CL A 084670108   18,449,251 34 SH   SOLE 0 0 0 34
EXXON MOBIL CORP COM 30231G102   6,514,697 65,160 SH   SOLE 0 0 0 65,160
BHP GROUP LTD SPONSORED ADS 088606108   6,467,591 94,680 SH   SOLE 0 0 0 94,680
BRISTOL-MYERS SQUIBB CO COM 110122108   2,760,478 53,800 SH   SOLE 0 0 0 53,800
BOOKING HOLDINGS INC COM 09857L108   3,901,942 1,100 SH   SOLE 0 0 0 1,100
TARGET CORP COM 87612E106   6,777,768 47,590 SH   SOLE 0 0 0 47,590
ABBVIE INC COM 00287Y109   8,923,947 57,585 SH   SOLE 0 0 0 57,585
NEXTERA ENERGY INC COM 65339F101   5,012,265 82,520 SH   SOLE 0 0 0 82,520
CME GROUP INC COM 12572Q105   9,670,752 45,920 SH   SOLE 0 0 0 45,920
MARKEL GROUP INC COM 570535104   1,703,880 1,200 SH   SOLE 0 0 0 1,200
PROCTER AND GAMBLE CO COM 742718109   8,747,705 59,695 SH   SOLE 0 0 0 59,695
OTIS WORLDWIDE CORP COM 68902V107   2,791,464 31,200 SH   SOLE 0 0 0 31,200
PFIZER INC COM 717081103   4,198,158 145,820 SH   SOLE 0 0 0 145,820
JPMORGAN CHASE & CO COM 46625H100   4,932,900 29,000 SH   SOLE 0 0 0 29,000
CONSTELLATION BRANDS INC CL A 21036P108   2,490,025 10,300 SH   SOLE 0 0 0 10,300
VERTEX PHARMACEUTICALS INC COM 92532F100   11,230,164 27,600 SH   SOLE 0 0 0 27,600
INTERNATIONAL BUSINESS MACHS COM 459200101   6,295,203 38,491 SH   SOLE 0 0 0 38,491
SHELL PLC SPON ADS 780259305   7,484,750 113,750 SH   SOLE 0 0 0 113,750
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,251,976 56,131 SH   SOLE 0 0 0 56,131
LINDE PLC SHS G54950103   10,859,172 26,440 SH   SOLE 0 0 0 26,440
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,239,037 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR CORE S&P500 ETF 464287200   6,565,024 13,745 SH   SOLE 0 0 0 13,745
ISHARES TR CORE MSCI TOTAL 46432F834   2,608,084 40,180 SH   SOLE 0 0 0 40,180
ISHARES TR CORE S&P SCP ETF 464287804   320,420 2,960 SH   SOLE 0 0 0 2,960