The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 428 68,540 SH   SOLE   68,540 0 0
ISHARES TR IBOXX INV CP ETF 464287242 347 2,830 SH   SOLE   2,830 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 10,737 104,006 SH   SOLE   104,006 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,812 18,629 SH   SOLE   18,629 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,772 50,198 SH   SOLE   50,198 0 0
ISHARES TR U.S. REAL ES ETF 464287739 6,797 82,496 SH   SOLE   82,496 0 0
ISHARES TR JP MOR EM MK ETF 464288281 280 2,429 SH   SOLE   2,429 0 0
ISHARES TR U.S. PFD STK ETF 464288687 2,362 59,203 SH   SOLE   59,203 0 0
NEXTERA ENERGY INC COM 65339F101 204 1,568 SH   SOLE   1,568 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 7,347 68,317 SH   SOLE   68,317 0 0
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 172 11,298 SH   SOLE   11,298 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,443 54,628 SH   SOLE   54,628 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 2,387 54,448 SH   SOLE   54,448 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,891 52,997 SH   SOLE   52,997 0 0
SPDR SERIES TRUST OILGAS EQUIP 78464A748 258 13,789 SH   SOLE   13,789 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 244 7,283 SH   SOLE   7,283 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,199 64,282 SH   SOLE   64,282 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,188 50,370 SH   SOLE   50,370 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 258 3,783 SH   SOLE   3,783 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 282 5,382 SH   SOLE   5,382 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,398 17,298 SH   SOLE   17,298 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 222 2,109 SH   SOLE   2,109 0 0