The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   20,518,687 273,765 SH   SOLE   0 0 273,765
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   15,705,262 299,890 SH   SOLE   0 0 299,890
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   11,280,340 257,542 SH   SOLE   0 0 257,542
ISHARES TR CORE S&P MCP ETF 464287507   9,809,946 37,517 SH   SOLE   0 0 37,517
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,090,864 45,296 SH   SOLE   0 0 45,296
ISHARES TR RUS 1000 VAL ETF 464287598   969,550 6,143 SH   SOLE   0 0 6,143
SPDR S&P 500 ETF TR TR UNIT 78462F103   961,475 2,169 SH   SOLE   0 0 2,169
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   845,297 11,640 SH   SOLE   0 0 11,640
META PLATFORMS INC CL A 30303M102   735,243 2,562 SH   SOLE   0 0 2,562
ISHARES TR RUS 2000 VAL ETF 464287630   649,792 4,615 SH   SOLE   0 0 4,615
EATON CORP PLC SHS G29183103   488,070 2,427 SH   SOLE   0 0 2,427
APPLE INC COM 037833100   472,992 2,438 SH   SOLE   0 0 2,438
NETFLIX INC COM 64110L106   437,407 993 SH   SOLE   0 0 993
FORD MTR CO DEL COM 345370860   358,264 23,679 SH   SOLE   0 0 23,679
ENPHASE ENERGY INC COM 29355A107   350,034 2,090 SH   SOLE   0 0 2,090
MARATHON PETE CORP COM 56585A102   349,800 3,000 SH   SOLE   0 0 3,000
TJX COS INC NEW COM 872540109   339,754 4,007 SH   SOLE   0 0 4,007
VMWARE INC CL A COM 928563402   319,854 2,226 SH   SOLE   0 0 2,226
ON SEMICONDUCTOR CORP COM 682189105   317,411 3,356 SH   SOLE   0 0 3,356
ILLINOIS TOOL WKS INC COM 452308109   310,949 1,243 SH   SOLE   0 0 1,243
HEALTHEQUITY INC COM 42226A107   307,997 4,878 SH   SOLE   0 0 4,878
ISHARES TR MSCI KLD400 SOC 464288570   295,521 3,511 SH   SOLE   0 0 3,511
SPDR SER TR SPDR S&P 500 ETF 78468R796   294,171 8,133 SH   SOLE   0 0 8,133
NICOLET BANKSHARES INC COM 65406E102   290,995 4,285 SH   SOLE   0 0 4,285
GARMIN LTD SHS H2906T109   279,081 2,676 SH   SOLE   0 0 2,676
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   277,549 4,486 SH   SOLE   0 0 4,486
TWILIO INC CL A 90138F102   271,467 4,267 SH   SOLE   0 0 4,267
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   257,536 6,833 SH   SOLE   0 0 6,833
PFIZER INC COM 717081103   257,311 7,015 SH   SOLE   0 0 7,015
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   253,836 1,460 SH   SOLE   0 0 1,460
CVS HEALTH CORP COM 126650100   250,113 3,618 SH   SOLE   0 0 3,618
ISHARES TR ISHARES SEMICDTR 464287523   246,529 486 SH   SOLE   0 0 486
SPDR SER TR S&P BIOTECH 78464A870   219,898 2,643 SH   SOLE   0 0 2,643
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   214,980 1,266 SH   SOLE   0 0 1,266
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   209,715 3,719 SH   SOLE   0 0 3,719
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   202,203 2,440 SH   SOLE   0 0 2,440
PEPSICO INC COM 713448108   201,705 1,089 SH   SOLE   0 0 1,089