The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   21,204,298 325,369 SH   SOLE   0 0 325,369
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,594,879 301,734 SH   SOLE   0 0 301,734
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,055,175 43,811 SH   SOLE   0 0 43,811
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,425,578 18,701 SH   SOLE   0 0 18,701
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,051,472 15,497 SH   SOLE   0 0 15,497
ISHARES TR RUS 1000 VAL ETF 464287598   916,149 6,017 SH   SOLE   0 0 6,017
SPDR S&P 500 ETF TR TR UNIT 78462F103   876,095 2,140 SH   SOLE   0 0 2,140
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   792,323 10,830 SH   SOLE   0 0 10,830
META PLATFORMS INC CL A 30303M102   600,215 2,832 SH   SOLE   0 0 2,832
ISHARES TR RUS 2000 VAL ETF 464287630   596,175 4,351 SH   SOLE   0 0 4,351
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   574,441 13,700 SH   SOLE   0 0 13,700
EATON CORP PLC SHS G29183103   415,843 2,427 SH   SOLE   0 0 2,427
PROSHARES TR PSHS ULDOW30 NEW 74347G374   409,722 9,564 SH   SOLE   0 0 9,564
MARATHON PETE CORP COM 56585A102   404,490 3,000 SH   SOLE   0 0 3,000
APPLE INC COM 037833100   402,098 2,438 SH   SOLE   0 0 2,438
ENPHASE ENERGY INC COM 29355A107   390,490 1,857 SH   SOLE   0 0 1,857
ADVANCED MICRO DEVICES INC COM 007903107   337,841 3,447 SH   SOLE   0 0 3,447
UNIVERSAL DISPLAY CORP COM 91347P105   336,943 2,172 SH   SOLE   0 0 2,172
CIRRUS LOGIC INC COM 172755100   329,344 3,011 SH   SOLE   0 0 3,011
PROSHARES TR ULTSHT RUSS2000 74347G689   326,585 21,070 SH   SOLE   0 0 21,070
ON SEMICONDUCTOR CORP COM 682189105   303,103 3,682 SH   SOLE   0 0 3,682
KROGER CO COM 501044101   296,369 6,003 SH   SOLE   0 0 6,003
EXTRA SPACE STORAGE INC COM 30225T102   291,156 1,787 SH   SOLE   0 0 1,787
HARMONIC INC COM 413160102   288,255 19,757 SH   SOLE   0 0 19,757
SOUTHERN CO COM 842587107   286,461 4,117 SH   SOLE   0 0 4,117
ISHARES TR MSCI KLD400 SOC 464288570   282,636 3,624 SH   SOLE   0 0 3,624
SPDR SER TR SPDR S&P 500 ETF 78468R796   278,951 8,392 SH   SOLE   0 0 8,392
VMWARE INC CL A COM 928563402   277,917 2,226 SH   SOLE   0 0 2,226
NICOLET BANKSHARES INC COM 65406E102   270,170 4,285 SH   SOLE   0 0 4,285
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   226,860 6,069 SH   SOLE   0 0 6,069
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   224,401 1,486 SH   SOLE   0 0 1,486
ISHARES TR ISHARES SEMICDTR 464287523   224,114 504 SH   SOLE   0 0 504