The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 1 3 YR TREAS BD 464287457 52,677 631,848 SH   SOLE   631,848 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 43,763 269,658 SH   SOLE   269,658 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 12,871 107,258 SH   SOLE   107,258 0 0
ISHARES TR USA QUALITY FCTR 46432F339 14,662 175,703 SH   SOLE   175,703 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 276 1,017 SH   SOLE   1,017 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 34,156 419,343 SH   SOLE   419,343 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 93,823 668,115 SH   SOLE   668,115 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 72,859 1,405,458 SH   SOLE   1,405,458 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 18,401 340,129 SH   SOLE   340,129 0 0