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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI EAFE ETF 464287465 362 5,150 SH   SOLE 5,150 0 0
ISHARES TR RUS 1000 ETF 464287622 266 2,136 SH   SOLE 2,136 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 40,142 253,790 SH   SOLE 253,790 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 37,935 310,538 SH   SOLE 310,538 0 0
ISHARES TR USA QUALITY FCTR 46432F339 15,054 181,592 SH   SOLE 181,592 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 271 1,017 SH   SOLE 1,017 0 0
VANGUARD INDEX FDS REIT ETF 922908553 26,215 315,925 SH   SOLE 315,925 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 69,714 507,932 SH   SOLE 507,932 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 102,148 1,866,741 SH   SOLE 1,866,741 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 25,760 453,447 SH   SOLE 453,447 0 0