The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI EAFE ETF 464287465 353 5,150 SH   SOLE 5,150 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 39,232 262,810 SH   SOLE 262,810 0 0
ISHARES TR NATIONAL MUN ETF 464288414 443 3,992 SH   SOLE 3,992 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 41,049 332,353 SH   SOLE 332,353 0 0
ISHARES TR USA QUALITY FCTR 46432F339 14,036 181,960 SH   SOLE 181,960 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 256 1,017 SH   SOLE 1,017 0 0
VANGUARD INDEX FDS REIT ETF 922908553 25,749 309,899 SH   SOLE 309,899 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 65,606 506,530 SH   SOLE 506,530 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 103,167 1,957,251 SH   SOLE 1,957,251 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 25,090 458,430 SH   SOLE 458,430 0 0