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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 3-7 YR TR BD ETF 464288661 26,444 215,062 SH   SOLE   215,062 0 0
ISHARES GOLD TRUST ISHARES 464285105 11,601 1,023,050 SH   SOLE   1,023,050 0 0
ISHARES TR MSCI EAFE ETF 464287465 229 3,605 SH   SOLE   3,605 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 79,549 641,631 SH   SOLE   641,631 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,128 496,493 SH   SOLE   496,493 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 21,183 188,515 SH   SOLE   188,515 0 0
VANGUARD INDEX FDS REIT ETF 922908553 23,370 312,887 SH   SOLE   312,887 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 49,729 1,024,290 SH   SOLE   1,024,290 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 385 6,257 SH   SOLE   6,257 0 0