Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Revenues:
Premiums earned	$ 16,808	$ 16,679	$ 33,722	$ 33,735
Investment income, net of investment expense	1,404	1,452	2,845	3,024
Realized investment gains, net:
Total other-than-temporary impairment losses	0	0	0	0
Portion of loss recognized in other comprehensive income	0	0	0	0
Other realized investment gains, net	64	1,294	852	1,666
Total realized investment gains, net	64	1,294	852	1,666
Other income	70	88	156	180
Total revenues	18,346	19,513	37,575	38,605
Losses and expenses:
Losses and loss adjustment expenses	16,990	15,885	27,263	29,257
Amortization of deferred policy acquisition costs	4,965	5,159	9,740	10,036
Underwriting and administrative expenses	1,349	712	3,249	1,831
Interest expense	1	0	16	0
Other expense, net	8	37	54	70
Total losses and expenses	23,313	21,793	40,322	41,194
Loss before income taxes	(4,967)	(2,280)	(2,747)	(2,589)
Income tax benefit	(555)	(1,005)	(241)	(1,072)
Net loss	$ (4,412)	$ (1,275)	$ (2,506)	$ (1,517)
Earnings per share (see note 14):
Basic net loss per common share	$ (0.98)	$ (0.27)	$ (0.56)	$ (0.32)
Diluted net loss per common share	$ (0.98)	$ (0.27)	$ (0.56)	$ (0.32)