SECURITIES AVAILABLE FOR SALE (Tables)

6 Months Ended

Sep. 30, 2014

Investments, Debt and Equity Securities [Abstract]

Available-for-sale Securities [Table Text Block]

Securities available for sale consist of the following:

	September 30, 2014
	Amortized		Unrealized		Unrealized		Market		Average
	Cost		Gains		Losses		Value		Duration (1)
Corporate bonds	$	1,681,193		10,186		(11,557)		1,679,822		4.36
Corporate notes		563,937				(5,252)		558,686		3.57
Total debt securities	$	2,245,131		10,186		(16,809)		2,238,508

	March 31, 2014
	Amortized		Unrealized		Unrealized		Market		Average
	Cost		Gains		Losses		Value			Duration (1)
Corporate bonds	$	1,786,057	$	23,069	$	(26,346)		1,782,780			2.56
Corporate notes		998,750		-		(23,750)		975,000			3.56
Variable rate notes		1,943,785		21,080		(60,625)		1,904,240			Perpetual
Total debt securities	$	4,728,592	$	44,149	$	(110,721)	$	4,662,020

(1) Average remaining duration to maturity, in years

Schedule of Unrealized Loss on Investments [Table Text Block]

The following table shows the gross unrealized losses and fair value of the Company’s investments, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, as of September 30, 2014:

	Less than 1 year				1 Year or More				Total
	Market		Unrealized		Market		Unrealized		Market		Unrealized
	Value		Losses		Value		Losses		Value		Loss
Corporate bonds	$	138,732		(2,379)		740,801		(9,178)		879,532		(11,557)
Corporate notes						558,686		(5,252)		558,686		(5,252)
Total debt securities	$	138,732		(2,379)		1,299,486		(14,429)		1,438,218		(16,809)