Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 17,192	$ 14,528
Interest bearing demand deposits with banks	91,959	116,379
Federal funds sold	1,000	1,000
Cash and Cash Equivalents	110,151	131,907
Securities available for sale	220,304	130,940
Restricted investment in bank stock	1,424	1,330
Loans receivable, net of allowance for loan losses of $11,160 in 2021; $10,570 in 2020	1,096,093	1,079,339
Paycheck Protection Program loans receivable	42,193	54,334
Premises and equipment, net of accumulated depreciation	3,345	3,346
Bank owned life insurance	25,532	25,189
Accrued interest receivable	2,812	3,136
Other assets	13,596	12,509
Total Assets	1,515,450	1,442,030
Deposits:
Non-interest bearing	305,169	269,996
Interest bearing	1,043,207	962,383
Total Deposits	1,348,376	1,232,379
Securities sold under agreements to repurchase	15,741	13,612
Long-term borrowings	14,651	14,651
Paycheck Protection Program Liquidity Facility borrowings		50,794
Accrued interest payable	753	1,640
Other liabilities	20,048	16,780
Total Liabilities	1,399,569	1,329,856
Stockholders' Equity:
Common stock, $1 par value; authorized 20,000,000 shares; 2021 issued 7,650,745 shares; outstanding 7,508,096 shares; 2020 issued 7,637,216 shares; outstanding 7,528,967 shares;	7,651	7,637
Surplus	26,725	26,405
Retained earnings	82,858	76,960
Accumulated other comprehensive income	1,012	2,937
Treasury stock, at cost: 142,649 and 108,249 shares at June 30, 2021 and December 31, 2020, respectively	(2,365)	(1,765)
Total Stockholders' Equity	115,881	112,174
Total Liabilities and Stockholders' Equity	$ 1,515,450	$ 1,442,030