Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST INCOME
Loans, including fees	$ 10,074	$ 9,884	$ 20,264	$ 19,468
Paycheck Protection Program loans, including fees	238		238
Securities, taxable	358	395	735	761
Securities, non-taxable	195	252	407	542
Short-term investments, including federal funds sold	27	170	103	314
Total Interest Income	10,892	10,701	21,747	21,085
INTEREST EXPENSE
Deposits	1,594	2,336	3,589	4,213
Securities sold under agreements to repurchase	3	20	13	45
Short-term borrowings		5	51	273
Long-term borrowings	27		35
Paycheck Protection Program Liquidity Facility borrowings	24		24
Total Interest Expense	1,648	2,361	3,712	4,531
Net Interest Income	9,244	8,340	18,035	16,554
PROVISION FOR LOAN LOSSES	650	95	970	225
Net Interest Income after Provision for Loan Losses	8,594	8,245	17,065	16,329
OTHER NON-INTEREST INCOME
Credit card processing fees	43	94	120	174
Debit card interchange fees	145	158	278	285
Other service fees	67	125	184	241
Bank owned life insurance	324	134	297	344
Gain on sale of securities, net	128		128
Gain on sale of other real estate owned				45
Gain on sale of loans	59		59
Total Other Non-Interest Income	766	511	1,066	1,089
OTHER NON-INTEREST EXPENSES
Salaries and employee benefits	2,669	2,621	5,508	5,264
Occupancy and equipment	795	861	1,653	1,681
Data processing	623	579	1,259	1,141
Credit card processing	13	33	43	66
Advertising and promotion	274	464	570	875
Professional fees	210	193	446	388
FDIC insurance	97	107	148	202
Loan & real estate	51	44	119	87
Charitable contributions	183	193	472	469
Other	383	439	812	915
Total Other Non-Interest Expenses	5,298	5,534	11,030	11,088
Income Before Income Taxes	4,062	3,222	7,101	6,330
INCOME TAX EXPENSE	745	608	1,327	1,164
Net Income	$ 3,317	$ 2,614	$ 5,774	$ 5,166
BASIC EARNINGS PER SHARE	$ 0.44	$ 0.35	$ 0.77	$ 0.69
DILUTED EARNINGS PER SHARE	0.44	0.35	0.77	0.69
DIVIDENDS PER SHARE	$ 0.22	$ 0.20	$ 0.22	$ 0.20