Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 14,767	$ 14,021
Interest bearing demand deposits with banks	16,380	18,513
Federal funds sold	1,000	1,000
Cash and Cash Equivalents	32,147	33,534
Securities available for sale	92,036	90,296
Restricted investment in bank stock	1,784	583
Loans receivable, net of allowance for loan losses of $7,473 in 2018; $7,040 in 2017	917,776	851,711
Premises and equipment, net of accumulated depreciation	1,872	1,929
Bank owned life insurance	13,367	13,186
Accrued interest receivable	1,995	1,983
Other real estate owned	297	458
Other assets	4,444	3,286
Total Assets	1,065,718	996,966
Deposits:
Non-interest bearing	155,772	139,974
Interest bearing	773,816	760,880
Total Deposits	929,588	900,854
Securities sold under agreements to repurchase	17,129	9,999
Short-term borrowings	28,740
Accrued interest payable	906	874
Other liabilities	7,297	5,470
Total Liabilities	983,660	917,197
Stockholders' Equity:
Common stock, $1 par value; authorized 20,000,000 shares; 2018 issued 7,500,086 shares; outstanding 7,474,739 shares; 2017 issued 7,491,692 shares; outstanding 7,466,345 shares	7,500	7,492
Surplus	25,238	24,998
Retained earnings	51,222	47,602
Accumulated other comprehensive (loss) income	(1,560)	19
Treasury stock, at cost: 25,347 shares	(342)	(342)
Total Stockholders' Equity	82,058	79,769
Total Liabilities and Stockholders' Equity	$ 1,065,718	$ 996,966