Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 16,371	$ 14,574
Interest bearing demand deposits with banks	21,034	8,644
Federal funds sold	1,000	1,000
Cash and Cash Equivalents	38,405	24,218
Securities available for sale	91,916	85,598
Restricted investment in bank stock	583	624
Loans receivable, net of allowance for loan losses of $6,761 in 2017; $6,517 in 2016	822,562	792,598
Premises and equipment, net of accumulated depreciation	2,023	2,109
Bank owned life insurance	12,915	12,728
Accrued interest receivable	1,792	1,749
Other real estate owned	480	480
Other assets	4,233	4,129
Total Assets	974,909	924,233
Liabilities:
Deposits: Non-interest bearing	124,945	117,208
Deposits: Interest bearing	756,276	716,176
Total deposits	881,221	833,384
Securities sold under agreements to repurchase	9,448	11,889
Accrued interest payable	730	813
Other liabilities	6,351	4,869
Total Liabilities	897,750	850,955
Stockholders' Equity:
Common stock, $1 par value; authorized 20,000,000 shares; 2017 issued 7,459,449 shares; outstanding 7,443,902 shares; 2016 issued 7,452,462 shares; outstanding 7,443,472 shares;	7,459	7,453
Surplus	24,742	24,603
Retained earnings	44,287	41,344
Accumulated other comprehensive income (loss)	866	(24)
Treasury stock, at cost: 15,547 shares	(195)	(98)
Total Stockholders' Equity	77,159	73,278
Total Liabilities and Stockholders' Equity	$ 974,909	$ 924,233