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Consolidated Statements of Comprehensive Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Revenues:      
Net premiums written $ 370,568 $ 276,778 $ 186,200
Increase in unearned premiums (44,097) (53,549) (62,829)
Net premiums earned 326,471 223,229 123,371
Net investment income 19,885 12,285 4,110
Realized investment gains, net 2,554 925 116
Other income 4,380 3,028 3,806
Total revenues 353,290 239,467 131,403
Losses and expenses:      
Provision for losses and LAE 11,905 6,308 2,321
Other underwriting and operating expenses 112,987 97,232 71,055
Total losses and expenses 124,892 103,540 73,376
Income before income taxes 228,398 135,927 58,027
Total income tax expense (benefit) 71,067 47,430 (7,386)
Net income $ 157,331 $ 88,497 $ 65,413
Earnings per share:      
Basic (in dollars per share) $ 1.74 $ 1.05 $ 0.90
Diluted (in dollars per share) $ 1.72 $ 1.03 $ 0.70
Weighted average common shares outstanding:      
Basic (in shares) 90,351 83,986 14,044
Diluted (in shares) 91,738 85,602 18,103
Other comprehensive income (loss):      
Net income $ 157,331 $ 88,497 $ 65,413
Other comprehensive income (loss):      
Change in unrealized appreciation (depreciation) of investments, net of tax expense (benefit) of ($1,285) in 2015, $2,825 in 2014 and ($2,080) in 2013 (4,766) 6,114 (3,861)
Total other comprehensive income (loss) (4,766) 6,114 (3,861)
Comprehensive income $ 152,565 $ 94,611 $ 61,552