Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Investments available for sale, at fair value
Fixed maturities (amortized cost: 2015 — $1,189,978; 2014 — $840,213)	$ 1,190,638	$ 846,925
Short-term investments (amortized cost: 2015 — $85,994; 2014 — $210,688)	85,996	210,688
Total investments	1,276,634	1,057,613
Cash	24,606	24,411
Accrued investment income	7,768	5,748
Accounts receivable	16,637	15,810
Deferred policy acquisition costs	11,529	9,597
Property and equipment (at cost, less accumulated depreciation of $42,479 in 2015 and $39,260 in 2014)	9,021	5,841
Prepaid federal income tax	119,412	59,673
Other assets	3,492	2,768
Total assets	1,469,099	1,181,461
Liabilities
Reserve for losses and LAE	17,760	8,427
Unearned premium reserve	201,045	156,948
Accrued payroll and bonuses	15,955	14,585
Net deferred tax liability	87,964	37,092
Securities purchases payable	14,996	227
Other accrued liabilities	12,138	8,444
Total liabilities	$ 349,858	$ 225,723
Commitments and contingencies
Stockholders' Equity
Common Shares, $0.015 par value: Authorized - 233,333; issued - 92,650 shares in 2015 and 92,546 shares in 2014	$ 1,390	$ 1,388
Additional paid-in capital	904,221	893,285
Accumulated other comprehensive income (loss)	(99)	4,667
Retained earnings	213,729	56,398
Total stockholders' equity	1,119,241	955,738
Total liabilities and stockholders' equity	$ 1,469,099	$ 1,181,461