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Reserve for Losses and Loss Adjustment Expenses - Narrative (Details)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Dec. 31, 2018
USD ($)
loan
Sep. 30, 2020
Dec. 31, 2020
USD ($)
loan
Dec. 31, 2019
USD ($)
loan
Dec. 31, 2018
USD ($)
loan
Dec. 31, 2017
USD ($)
loan
Liability for Claims and Claims Adjustment Expense [Line Items]            
Incurred claims and claim adjustment expenses     $ 13,686 $ 11,871 $ 7,651  
Favorable prior year development     16,223 17,576 $ 24,863  
Reserve for losses and LAE, for prior years     $ 39,400 $ 20,000    
Loans in default at end of year | loan 4,024   31,469 5,947 4,024  
Reserve for losses and LAE $ 49,464   $ 374,941 $ 69,362 $ 49,464 $ 46,850
Hurricane            
Liability for Claims and Claims Adjustment Expense [Line Items]            
Reserve for losses and LAE           $ 11,100
Number of loans in hurricane impacted areas in default | loan 2,288       2,288 2,288
Number of loans in hurricane impacted areas cured | loan         2,150  
Reduction of reserves on hurricane-related defaults $ 9,900          
COVID-19            
Liability for Claims and Claims Adjustment Expense [Line Items]            
Loans in default at end of year | loan     28,922      
Reserve rate   7.00%        
Reserve for losses and LAE     $ 316,300      
Percent change used in calculation of expense     1.00%      
Effect of percentage point decrease on liability claim and claim expense adjustment expense     $ 35,000