X0306 4 2013-11-05 0 0001448893 Essent Group Ltd. ESNT 0001590264 Gibbons Mary Lourdes C/O ESSENT GROUP LTD. CLARENDON HOUSE 2 CHURCH STREET HAMILTON D0 HM 11 BERMUDA 0 1 0 0 SVP, Chief Legal Officer Common Shares, par value $0.015 2013-11-05 4 C 0 56045 A 56045 D Common Shares, par value $0.015 2013-11-05 4 C 0 144468 A 200513 D Common Shares, par value $0.015 2013-11-05 4 A 0 75000 A 275513 D Class A Common Shares 2013-11-05 4 C 0 41832 D Common Shares 56045 0 D Class B-2 Common Shares 2013-11-05 4 C 0 370787 D Common Shares 144468 0 D The Class A Common Shares automatically converted into Common Shares, par value $0.015, after giving effect to the 2 for 3 share split, immediately prior to consummation of the issuer's initial public offering. The Class B-2 Common Shares that are eligible to vest under the issuer's Amended and Restated 2009 Restricted Share Plan (the "2009 Plan") automatically converted into Common Shares, par value $0.015, after giving effect to the 2 for 3 share split, immediately prior to consummation of the issuer's initial public offering and any Class B-2 Common Shares that are not eligible to vest under the 2009 Plan were forfeited immediately prior to consummation of the issuer's initial public offering. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan effective immediately prior to the consummation of the issuer's initial public offering, including 37,500 restricted shares subject to time-based and performance-based percentage vesting, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage during a three-year performance period commencing January 1, 2014, vesting on the one year anniversary of the completion of the performance period, and 37,500 restricted shares subject to time-based vesting, vesting in equal annual installments during the four-year period commencing January 1, 2014. Includes 32,364 restricted shares granted under the issuer's Annual Leadership Bonus Plan, of which 15,356 vest on January 1, 2014, 10,688 vest on January 1, 2015, and the remaining restricted shares vest on January 1, 2016. Includes 48,156 restricted shares granted under the issuer's 2009 Plan that vest on June 1, 2014. /s/ Mary Lourdes Gibbons 2013-11-05