Consolidated Balance Sheets (Unaudited) - USD ($)	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 82,782,000	$ 126,659,000
Investment securities available for sale, at fair value	19,095,000	20,171,000
Investment securities held to maturity, at amortized cost (fair value of $535,799 and $568,128 at June 30, 2024 and December 31, 2023, respectively)	666,103,000	685,728,000
Loans held for sale	312,000
Loans receivable	1,301,057,000	1,308,552,000
Allowance for credit losses	(5,118,000)	(5,121,000)
Loans receivable, net of allowance for credit losses	1,295,939,000	1,303,431,000
Federal Home Loan Bank stock, at cost	12,007,000	12,192,000
Federal Reserve Bank stock, at cost	3,185,000	3,180,000
Accrued interest receivable	6,039,000	6,105,000
Premises and equipment, net	7,133,000	7,185,000
Right-of-use asset, net	12,063,000	12,371,000
Bank-owned life insurance	49,133,000	48,638,000
Income taxes receivable	1,063,000	344,000
Deferred income tax assets, net	2,799,000	2,457,000
Prepaid expenses and other assets	7,760,000	8,211,000
Total assets	2,165,413,000	2,236,672,000
Liabilities:
Deposits	1,572,751,000	1,636,604,000
Advances from the Federal Home Loan Bank	237,000,000	242,000,000
Advances from the Federal Reserve Bank	50,000,000	50,000,000
Securities sold under agreements to repurchase	10,000,000	10,000,000
Accounts payable and accrued expenses	22,699,000	23,334,000
Lease liability	17,613,000	17,297,000
Advance payments by borrowers for taxes and insurance	6,183,000	6,351,000
Total liabilities	1,916,246,000	1,985,586,000
Commitments and contingencies: (Note 16)
Stockholders' Equity:
Preferred stock, $0.01 par value; authorized 50,000,000 shares, no shares issued or outstanding
Common stock, $0.01 par value; authorized 100,000,000 shares; issued and outstanding 8,832,210 and 8,826,613 shares at June 30, 2024 and December 31, 2023	88,000	88,000
Additional paid-in capital	48,105,000	48,022,000
Unearned ESOP shares	(2,203,000)	(2,447,000)
Retained earnings	209,909,000	211,644,000
Accumulated other comprehensive loss	(6,732,000)	(6,221,000)
Total stockholders' equity	249,167,000	251,086,000
Total liabilities and stockholders' equity	$ 2,165,413,000	$ 2,236,672,000