Regulatory Capital and Supervision (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory Capital and Supervision

Schedule of regulatory capital ratios

(Dollars in thousands)	Required Ratio		Actual Amount		Actual Ratio
December 31, 2023:
Tier 1 Leverage Capital
Territorial Savings Bank	5.00	%	$	238,972	10.86	%
Territorial Bancorp Inc.			$	257,307	11.69	%
Common Equity Tier 1 Risk-Based Capital (1)
Territorial Savings Bank	9.00	%	$	238,972	26.31	%
Territorial Bancorp Inc.			$	257,307	28.33	%
Tier 1 Risk-Based Capital (1)
Territorial Savings Bank	10.50	%	$	238,972	26.31	%
Territorial Bancorp Inc.			$	257,307	28.33	%
Total Risk-Based Capital (1)
Territorial Savings Bank	12.50	%	$	244,093	26.87	%
Territorial Bancorp Inc.			$	262,428	28.89	%
December 31, 2022:
Tier 1 Leverage Capital
Territorial Savings Bank	5.00	%	$	235,408	10.87	%
Territorial Bancorp Inc.			$	264,295	12.21	%
Common Equity Tier 1 Risk-Based Capital (1)
Territorial Savings Bank	9.00	%	$	235,408	25.98	%
Territorial Bancorp Inc.			$	264,295	29.16	%
Tier 1 Risk-Based Capital (1)
Territorial Savings Bank	10.50	%	$	235,408	25.98	%
Territorial Bancorp Inc.			$	264,295	29.16	%
Total Risk-Based Capital (1)
Territorial Savings Bank	12.50	%	$	237,488	26.20	%
Territorial Bancorp Inc.			$	266,375	29.39	%

(1) The required Common Equity Tier 1 Risk-Based Capital, Tier 1 Risk-Based Capital, and Total Risk-Based Capital ratios are based on the fully-phased in capital ratios in the Basel III capital regulations plus the 2.50% capital conservation buffer.