Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 95,746	$ 44,806
Investment securities available for sale, at fair value	6,393	8,628
Investment securities held to maturity, at amortized cost (fair value of $379,592 and $371,305 at March 31, 2020 and December 31, 2019, respectively)	360,551	363,883
Loans held for sale	681	470
Loans receivable, net	1,561,586	1,584,784
Federal Home Loan Bank stock, at cost	8,744	8,723
Federal Reserve Bank stock, at cost	3,134	3,128
Accrued interest receivable	5,465	5,409
Premises and equipment, net	4,168	4,370
Right-of-use asset, net	12,623	11,580
Bank-owned life insurance	45,315	45,113
Deferred income tax assets, net	2,500	2,619
Prepaid expenses and other assets	2,879	2,800
Total assets	2,109,785	2,086,313
Liabilities:
Deposits	1,657,031	1,631,933
Advances from the Federal Home Loan Bank	156,000	156,000
Securities sold under agreements to repurchase	10,000	10,000
Accounts payable and accrued expenses	22,229	23,038
Lease liability	13,241	12,183
Income taxes payable	3,350	2,305
Advance payments by borrowers for taxes and insurance	4,015	6,964
Total liabilities	1,865,866	1,842,423
Stockholders’ Equity:
Preferred stock, $0.01 par value; authorized 50,000,000 shares, no shares issued or outstanding
Common stock, $0.01 par value; authorized 100,000,000 shares; issued and outstanding 9,593,332 and 9,681,493 shares at March 31, 2020 and December 31, 2019, respectively	96	97
Additional paid-in capital	62,715	65,057
Unearned ESOP shares	(4,282)	(4,404)
Retained earnings	193,160	190,808
Accumulated other comprehensive loss	(7,770)	(7,668)
Total stockholders’ equity	243,919	243,890
Total liabilities and stockholders’ equity	$ 2,109,785	$ 2,086,313