SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2009

KB Financial Group Inc.

(Translation of registrant’s name into English)

9-1, 2-ga, Namdaemoon-ro, Jung-gu, Seoul 100-703, Korea

(Address of principal executive office)

     Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F þ   Form 40-F o

     Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):  o

     Note: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K if submitted solely to provide an attached annual report to security holders.

     Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): o

     Note: Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K if submission to furnish a report or other document that the registration foreign private issuer must furnish and make public under the laws of the jurisdiction in which the registrant is incorporated, domiciled or legally organized (the registrant’s “home country”), or under the rules of the home country exchange on which the registrant’s securities are traded, as long as the report or other document is not a press release, is not required to be and has not been distributed to the registrant’s security holders, and if discussing a material event, has already been the subject of a Form 6-K submission or other Commission filing on EDGAR.

     Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes o   No þ

Index

1. Summary of 2009 Third Quarter Business Report

2. Exhibit 99.1 KB Financial Group Review Report for the Third Quarter of 2009

2

TABLE OF CONTENTS

1.	Introduction to the Company	5
1.1.	Business Purposes	5
1.2.	Business Purposes of Key Subsidiary	5
1.3.	History	6
1.4.	Overview of the Business Group	7
1.5.	Capital Structure	7
1.6.	Dividend	9
2.	Business	10
2.1.	Results of Operations	10
2.2.	Source and Use of Funds	10
2.2.1.	Source of Funds	10
2.3.	Other Information for Investment Decision	12
3.	Financial Information	13
3.1.	Non-Consolidated Condensed Financial Information	13
3.2.	Consolidated Condensed Financial Information	14
3.3.	Other Financial Information	14
4.	Independent Public Accountants	15
4.1.	Audit / Review Services	15
4.2.	Non-Audit Services	15
5.	Corporate Governance and Affiliated Companies	16
5.1.	Board of Directors & Committees under the Board	16
5.2.	Audit Committee	16
5.3.	Compensation to Directors	17
5.4.	Affiliated Companies	18
6.	Directors, Senior Management and Employees	19
6.1.	Executive Directors	19
6.2.	Non-Executive Directors	19
6.3.	Senior Management	20
6.4.	Employees	21
7.	Major Stockholders and Related Party Transactions	22
7.1.	Major Stockholders	22
7.2.	Changes in the Largest Shareholder	22
7.3.	Investments in Affiliated Companies	23
7.4.	Related Party Transactions	24
EX-99.1

3

Summary of 2009 Third Quarter Business Report

On November 16, 2009, KB Financial Group Inc. (“KB Financial Group”) filed its business report for the third quarter of 2009 (the “Business Report”) with the Financial Services Commission of Korea and the Korea Exchange. This is a summary of the Business Report translated into English.

Financial information contained in this summary (and in the attached review report) have been prepared in accordance with generally accepted accounting principles in Korea, which differ in certain important respects from generally accepted accounting principles in the United States.

All references to “KB Financial Group,” “we,” “us” or the “Company” are to KB Financial Group and, unless the context requires otherwise, its subsidiaries. In addition, all references to “Won” or “KRW” in this document are to the currency of the Republic of Korea.

4

1. Introduction to the Company

1.1. Business Purposes

The business purpose of KB Financial Group is to engage in the following business activities:

n Ownership and management of companies that are engaged in financial services or activities closely related to financial services;

n Funding of affiliated companies of KB Financial Group (including direct and indirect subsidiaries, the “Subsidiaries”);

n Capital investment in Subsidiaries or procurement of funds for the Subsidiaries;

n Joint development, marketing and use of facilities and IT systems with the Subsidiaries;

n Lease and provision of brand, license, etc. to Subsidiaries;

n Other businesses permitted by relevant laws and regulations; and

n Other businesses incidental or related to the items listed above.

1.2. Business Purposes of Key Subsidiary

The business purpose of Kookmin Bank, our key subsidiary, is to engage in the following business activities:

n The banking business as prescribed by the Banking Act;

n The trust business as prescribed by the Financial Investment Services and Capital Markets Act;

n The credit card business as prescribed by the Specialized Credit Financial Business Act; and

n Other businesses incidental or related to the items listed above.

5

1.3. History

n September 26, 2008
Obtained final approval from the Financial Services Commission to establish a financial holding company

n September 29, 2008
Establishment of the Company through a comprehensive stock transfer and listing on the New York Stock Exchange

n October 10, 2008
Listing on the Korea Exchange

n October 20, 2008
The largest shareholder of the Company changed from the Korean National Pension Service to ING Bank N.V.

n October 31, 2008
The largest shareholder of the Company changed from ING Bank N.V. to the Korean National Pension Service

n May 4, 2009
Added Kookmin Bank Cambodia PLC as a second-tier subsidiary

n June 22, 2009
Added KB Life Insurance Co., Ltd., formerly a second-tier subsidiary, as a first-tier subsidiary

n September 4, 2009
Issued 30,000,000 shares of common stock pursuant to a rights offering (Won 37,250 per share)

n September 28, 2009
Added Burrill-KB Life Sciences Fund as a second-tier subsidiary.

6

1.4. Overview of the Business Group

(As of November 16, 2009)

Type	Name of Company	Controlling Company	Remarks
Holding Company	KB Financial Group	—	Listed
1st Tier Subsidiaries	Kookmin Bank	KB Financial Group	Not listed
	KB Investment & Securities
	KB Life Insurance
	KB Asset Management
	KB Real Estate Trust
	KB Investment
	KB Futures
	KB Credit Information
	KB Data Systems
2nd Tier Subsidiaries	Kookmin Bank Hong Kong	Kookmin Bank	Not listed
	Kookmin Bank International
	Kookmin Bank Cambodia PLC
	KB Investment & Securities Hong Kong	KB Investment & Securities	Not listed
	NPS-KBIC PEF No. 1.	KB Investment	Not listed
	Burrill-KB Life Sciences Fund

(1)	Jooeun Industrial, a Kookmin Bank subsidiary, is in liquidation. KLB Securities, also a Kookmin Bank subsidiary, is undergoing bankruptcy proceedings. In addition, Kookmin Finance Asia Limited is in liquidation.
(2)	On June 22, 2009, KB Life Insurance was added as a first-tier subsidiary.
(3)	On May 4, 2009, Kookmin Bank Cambodia PLC was added as a second-tier subsidiary.
(4)	On September 28, 2009, Burrill-KB Life Sciences Fund was added as a second-tier subsidiary.

1.5. Capital Structure

1.5.1. Common Shares

Capital Increase

As of September 30, 2009

(Unit: Won, shares)

Issue Date	Type	Number		Face Value		Issue Price		Remarks
September 29, 2008	Common Stock		356,351,693		5,000		48,444	Establishment of the Company
September 2, 2009	Common Stock		30,000,000		5,000		37,250	Rights offering to existing shareholders; percentage increase: 8.41865%

7

Number of Shares

As of September 30, 2009 (Unit: shares)

	Type
	Common Stock		Total
Shares Authorized for Issuance		1,000,000,000		1,000,000,000
Shares Issued (A)		386,351,693		386,351,693
Treasury Stock (B)		—		—
Shares Outstanding* (A-B)		386,351,693		386,351,693

*	The number of shares outstanding includes 47,407,671 shares of common stock for which voting rights are restricted.
	As of October 21, 2009, 43,322,704 shares of common stock had restricted voting rights.

1.5.2. Treasury Stock

Not applicable

1.5.3. Voting Rights

As of September 30, 2009

Items		Number of shares			Notes
Total number of issued shares	Common shares		386,351,693		—
	Preferred shares		—		—
Shares without voting rights	Common shares		—		—
	Preferred shares		—		—
Shares whose voting rights are restricted under relevant laws and regulations	Common Shares		47,407,671	(1)	Article 48-7 of the Financial Holding Company Act
Shares with restored voting rights	—		—		—
Total shares for which voting rights may be exercised	Common shares		338,944,022	(2)	—
	Preferred shares		—		—

(1)	43,322,704 shares of common stock as of October 21, 2009
(2)	343,028,989 shares of common stock as of October 21, 2009.

8

1.6. Dividend

		September 29, 2008 to
Items		December 31, 2008
Par value per share (Won)			5,000
Net income (Won in Millions)			611,927
Earnings per share (Won)			2,078
Total cash dividends (Won in Millions)			—
Total stock dividends (Won in Millions)			—
Propensity to cash dividends (%)			—
Cash dividend yield (%)	Common Shares		—
	Preferred Shares		—
Stock dividend yield (%)	Common Shares		—
	Preferred Shares		—
Cash dividend per share (Won)	Common Shares		—
	Preferred Shares		—
Stock dividend per share (Shares)	Common Shares		—
	Preferred Shares		—

9

2. Business

2.1. Results of Operations

	(Unit: in millions of Won)
			For the two-day
			period from		For the period from
	For the nine-month		September 29, 2008		September 29, 2008
	period ended		to September 30,		to December 31,
	September 30, 2009		2008		2008
Operating revenues		633,322		568,853		635,268
Gain on valuation of equity method investments		623,339		568,853		633,981
Interest income		9,741		0		1,287
Gain on valuation and disposal of securities		92		0		—
Reversal of provision for loan losses		150		0		—
Operating expenses		111,525		704		23,197
Loss on valuation of equity method investments		44,364		321		10,096
Interest expense		42,096		9		3,063
Loss on valuation and disposal of loans receivable		0		0		1,000
Commission expenses		4,345		5		2,270
Selling and administrative expenses		20,720		369		6,768
Income before income tax expense		521,797		568,149		612,071

2.2. Source and Use of Funds

2.2.1. Source of Funds

	(Unit: in millions of Won, %)
	As of and for the nine-month						As of December 31, 2008 and
	period ended September 30,						for the period from September
	2009						29, 2008 to December 31, 2008
	Ending Balance			Ratio (%)			Ending balance			Ratio (%)
Shareholders’ Equity		17,434,796			95.55			15,828,611			95.54
Common stock		1,931,758			10.59			1,781,758			10.76
Capital surplus		16,428,852			90.03			15,473,511			93.39
Capital adjustments		(3,166,277	)		(17.35	)		(3,145,102	)		(18.98	)
Accumulated other comprehensive income (loss)		1,081,802			5.93			1,087,503			6.56
Retained earnings		1,158,661			6.35			630,941			3.81
Liabilities		812,870			4.45			739,408			4.46
Borrowings		798,195			4.37			730,572			4.41
Other liabilities		14,675			0.08			8,836			0.05
Total liabilities and shareholders’ equity		18,247,666			100.00			16,568,019			100.00

10

2.2.2. Use of Funds

	(Unit: in millions of Won, %)
	As of September 30, 2009				As of December 31, 2008
	Ending balance		Ratio (%)		Ending balance		Ratio (%)
Investment securities accounted for under the equity method		17,181,933		94.16		16,345,052		98.65
Kookmin Bank		16,343,971		89.57		15,506,919		93.59
KB Investment & Securities		392,117		2.15		419,267		2.53
KB Life Insurance		75,143		0.41		—		—
KB Asset Management		89,539		0.49		116,458		0.70
KB Real Estate Trust		112,428		0.62		97,469		0.59
KB Investment		105,684		0.58		103,788		0.63
KB Futures		35,375		0.19		38,206		0.23
KB Credit Information		22,796		0.12		44,488		0.27
KB Data Systems		4,880		0.03		18,457		0.11
Loans		169,150		0.93		199,000		1.20
Property and equipment		2,116		0.01		3,214		0.02
Cash and due from banks		866,931		4.75		1,849		0.01
Other assets		27,536		0.15		18,904		0.12
Total		18,247,666		100.00		16,568,019		100.00

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2.3. Other Information for Investment Decision

2.3.1. BIS Risk-adjusted Capital Ratios

				(Unit: in millions of Won, %)
	As of September 30, 2009			As of December 31, 2008
Total Capital (A)		24,407,815			21,937,230
Risk-weighted assets (B)		190,975,908			187,086,336
BIS ratio (A/B)(1)		12.78	(2)		11.73

(1)	BIS risk-adjusted capital ratio = (total capital / risk weighted assets) X 100
(2)	Estimate

2.3.2. Credit ratings

		Credit	Company	Evaluation
Date of Rating	Evaluated Securities	Rating	(Ratings Range)	Category
06/30//2009	Debentures	AAA	Korea Ratings (AAA ~ D)	Case evaluation
06/29/2009	Debentures	AAA	NICE Ratings (AAA ~ D)	Case evaluation
08/04/2009	Debentures	AAA	KIS Ratings (AAA ~ D)	Case evaluation

12

3. Financial Information

3.1. Non-Consolidated Condensed Financial Information

	(Unit: in millions of Won)
				As of December 31,
				2008 and for the
				period from
	As of and for the nine-month			September 29, 2008
	period ended September 30,			to December 31,
	2009			2008
Assets
Cash and due from banks		866,931			1,849
Equity method investments		17,181,933			16,345,052
Loans		169,150			199,000
Property and equipment		2,116			3,214
Other assets		27,536			18,904
Total assets		18,247,666			16,568,019
Liabilities
Borrowings		798,195			730,572
Other liabilities		14,675			8,836
Total liabilities		812,870			739,408
Shareholders’ equity
Common stock		1,931,758			1,781,758
Capital surplus		16,428,852			15,473,511
Capital adjustment		(3,166,277	)		(3,145,102	)
Accumulated other comprehensive income ( loss)		1,081,802			1,087,503
Retained earnings		1,158,661			630,941
Total shareholders’ equity		17,434,796			15,828,611
Total liabilities and shareholders’ equity		18,247,666			16,568,019
Operating revenues		633,322			635,268
Operating income		521,797			612,071
Net income (loss)		521,981			611,927
Earnings per share — basic		1,633			2,078
Earnings per share — diluted		1,633			2,078

13

3.2. Consolidated Condensed Financial Information

	(Unit: in millions of Won)
	As of December 31, 2008
	and for the period from
	September 29, 2008 to
	December 31, 2008
Assets
Cash and due from banks		8,316,197
Equity method investments		38,985,268
Loans		198,930,186
Property and equipment		3,502,549
Other assets		17,814,591
Total assets		267,548,791
Liabilities
Deposits		162,210,372
Borrowings		63,495,480
Other liabilities		25,780,892
Total liabilities		251,486,744
Shareholders’ equity
Common stock		1,781,758
Capital surplus		15,473,511
Capital adjustment		(3,145,102	)
Accumulated other comprehensive income(loss)		1,087,503
Retained earnings		630,941
Minority Interest		233,436
Total shareholders’ equity		16,062,047
Total liabilities and shareholders’ equity		267,548,791
Operating revenues		29,729,283
Operating income		627,301
Income from continuing operations		609,828
Net income (loss)		609,828
Net income for controlling interest		611,927
Number of consolidated companies		12

3.3. Other Financial Information

See Exhibit 99.1 — KB Financial Group Review Report by our independent auditors for our full non-consolidated financial statements and relevant notes, which have been prepared in accordance with generally accepted accounting principles in Korea. The Review Report will also be available on our website, www.kbfng.com.

14

4. Independent Public Accountants

4.1. Audit / Review Services

(units: millions of Won, hours)
				Accrued Time
Period	Auditor	Activity	Compensation	(hrs)
January 1 to September 30, 2009	Samil PricewaterhouseCoopers	Third quarter review	250 (annualized basis)	858
		First half review		2,502
		First quarter review		840
September 29 to December 31, 2008	Samil PricewaterhouseCoopers	Annual audit	170	1,527
		Interim audit, etc.		2,094

4.2. Non-Audit Services

(units: millions of Won)
Period	Contract date	Activity	Service period	Compensation
January 1 to September 30, 2009	July 21, 2009	Issuance of comfort letter	July 21, 2009 to September 1, 2009	210

15

5. Corporate Governance and Affiliated Companies

5.1. Board of Directors & Committees under the Board

The board of directors currently consists of two executive directors and nine non-executive directors. The following committees currently serve under our board of directors:

n Board Steering Committee

n Audit Committee

n Management Strategy Committee

n Risk Management Committee

n Evaluation & Compensation Committee

n Non-Executive Director Nominating Committee

n Audit Committee Member Nominating Committee

For the list of our directors, see 6. Directors, Senior Management and Employees, 6.1. Executive Directors and 6.2. Non-Executive Directors below.

5.2. Audit Committee

The audit committee oversees our financial reporting and approves the appointment of our independent auditors and internal compliance officers. The committee also reviews our financial information, auditor’s examinations, key financial statement issues, planning and evaluation of internal controls and the administration of our financial affairs by the board of directors. In connection with the general meetings of shareholders, the committee examines the agenda for, and financial statements and other reports to be submitted by, the board of directors to each general meeting of shareholders. The committee holds regular meetings every quarter and on an as-needed basis.

16

5.3. Compensation to Directors

5.3.1. Compensation to Directors (including Non-executive Directors) and Audit Committee Members

	(Unit: in millions of Won)
		Total payment
		(for the nine-month
	Total amount approved	period ended
	at Shareholders’	September 30, 2009)	Average payment
	Meeting (1)	(2) (5) (6)	per person (3)	Notes
Registered Directors (excluding non-executive directors and audit committee members)	5,000	1,385	693	(4)
Non-executive Directors (excluding audit committee members)	5,000	181	45	4 persons
Non-executive Directors who are audit committee members	5,000	238	48	5 persons

(1)	Excludes long-term incentives.
(2)	Represents total amount paid as of September 30, 2009.
(3)	Represents (i) the total amount paid for the nine-month period ended September 30, 2009 divided by (ii) the total number of persons.
(4)	Excludes compensation to directors who concurrently hold more than one position within the Company and its subsidiaries (Vice Chairman of the Company).
(5)	Compensation to directors is subject to the Company’s internal policies on compensation to directors.
(6)	In addition to the total payments as presented in the table, we recorded Won 1,180.3 million on our financial statements as of and for the nine-month period ended September 30, 2009 with respect to performance-based long-term incentives to directors, the payment and amount of which are determined following the expiration of their terms of office.

17

5.4. Affiliated Companies

5.4.1. List of Affiliated Companies

Affiliated companies of KB Financial Group and its ownership of such companies as of September 30, 2009 are as follows.

n Kookmin Bank (100.00%)

n KB Investment & Securities (100.00%)

n KB Life Insurance (51.00%)

n KB Asset Management (100.00%)

n KB Real Estate Trust (100.00%)

n KB Investment (100.00%)

n KB Futures (100.00%)

n KB Credit Information (100.00%)

n KB Data Systems (100.00%)

18

6. Directors, Senior Management and Employees

6.1. Executive Directors

Our two executive directors consist of the CEO & Vice Chairman and President & Chief Operating Officer as of October 16, 2009.

The names and positions of our executive directors, and the number of shares of KB Financial Group’s common stock they own are set forth below as of October 16, 2009.

Name	Date of Birth	Position	Common Shares Owned
Chung Won Kang	12/19/1950	CEO & Vice Chairman	—
Jung Hoe Kim	09/19/1949	President & Chief Operating Officer	1,754

6.2. Non-Executive Directors

Our current non-executive directors and the number of shares of KB Financial Group’s common stock they own as of October 16, 2009 are as follows.

Name	Date of Birth	Position	Common Shares Owned
Dam Cho	08/01/1952	Non-Executive Director	1,207
Jacques P.M. Kemp	05/15/1949	Non-Executive Director	—
Suk Sig Lim	07/17/1953	Non-Executive Director	2,507
Bo Kyung Byun	08/09/1953	Non-Executive Director	926
Sang Moon Hahm	02/02/1954	Non-Executive Director	1,467
Han Kim	02/17/1954	Non-Executive Director	—
Chee Joong Kim	12/11/1955	Non-Executive Director	—
Jae Mok Cho	01/05/1961	Non-Executive Director	—
Chan Soo Kang	11/23/1961	Non-Executive Director	1,392

19

6.3. Senior Management

In addition to the executive directors who are also our executive officers, we had the following four executive officers as of October 16, 2009.

Name	Date of Birth	Position	Common Shares Owned
In Gyu Choi	12/23/1955	Deputy President & Chief Strategy Officer	117
Kap Shin	09/04/1955	Deputy President & Chief Financial Officer	567
Heung Woon Kim	07/20/1957	Deputy President & Chief Information Officer	1,937
Donghyun Ji	04/22/1958	Deputy President	678
Jong Chan Ryu	07/22/1957	Managing Director & Chief Human Resources Officer	161

20

6.4. Employees

The following table shows the breakdown of our employees as of September 30, 2009.

	(Unit: in millions of Won)
			Total Payment
			(for the nine-month
		Average Tenure of	period ended	Average Payment
	Number of Employees	Employees (years)	September 30, 2009) (1)	per Person (2)
Total	105	1 year	7,626	73

(1)	Represents the total amount paid for the nine-month period ended September 30, 2009.
(2)	Represents (i) the total amount paid for the nine-month period ended September 30, 2009 divided by (ii) the total number of employees.

21

7. Major Stockholders and Related Party Transactions

7.1. Major Stockholders

The following table presents information regarding holders of 5% or more of our total issued shares as of September 30, 2009:

	(Unit: Shares, %)
Name	Number of Shares of Common Stock		Percentage of Total Issued Shares
Kookmin Bank		43,322,704		11.21
Citibank, N.A.(1)		39,193,032		10.14
Korean National Pension Service		21,199,372		5.49
ING Bank N.V.		19,401,044		5.02

*	The number of shares of common stock presented for each stockholder in the table above represents the sum of (x) the number of shares it held as of the record date of the rights offering (July 27, 2009) and (y) the number of shares it subscribed in the rights offering. However, the number of shares for Kookmin Bank is presented as of October 21, 2009.
(1)	Based on 386,351,693 shares of common stock.
(2)	Depositary under the Company’s ADR program.

7.2. Changes in the Largest Shareholder

	(Unit: Shares, %)
	Date of Change/
	Date of Change in	Number of Shares of		Percentage of Total
Name	Ownership Level	Common Stock		Issued Shares
Korean National Pension Service	September 2, 2009		21,199,372		5.49	(1)
Korean National Pension Service	July 27, 2009		19,673,220		5.52	(2)
Korean National Pension Service	May 29, 2009		19,653,362		5.52
Korean National Pension Service	March 27, 2009		22,548,541		6.33
Korean National Pension Service	February 4, 2009		23,271,087		6.53
Korean National Pension Service	December 31, 2008		23,284,404		6.53
Korean National Pension Service	October 31, 2008		21,675,810		6.08
ING Bank N.V.	October 20, 2008		18,045,337		5.06
Korean National Pension Service	September 30, 2008		17,910,781		5.03

*	The date of change / change in ownership level is the date as indicated on the public filing disclosing changes in shareholdings in the Company.
(1)	Based on 386,351,693 shares of common stock issued as of September 2, 2009.
(2)	Based on 356,351,693 shares of common stock issued as of July 27, 2009.

22

7.3. Investments in Affiliated Companies

As of September 30, 2009

	(Units: shares, millions of Won, %)
	Ending Balance						Total Assets as		Net Income (loss)
	Number of		Shareholding				of the latest		for the latest
Name	shares		percentage		Book value		fiscal year		fiscal year			Notes
Kookmin Bank		496,379,116		100		16,343,971		262,093,177		1,510,784			(1)
KB Investment & Securities		15,600,000		100		392,117		1,049,661		46,972			(2)
KB Life Insurance		15,912,000		51		75,143		1,953,698		(3,660	)		(2)
KB Asset Management		7,667,550		100		89,539		103,669		27,864			(2)
KB Real Estate Trust		16,000,000		100		112,428		221,353		1,176			(1)
KB Investment		8,951,797		100		105,684		115,385		3,193			(1)
KB Futures		4,000,000		100		35,375		165,571		5,688			(2)
KB Credit Information		1,252,400		100		22,796		50,573		4,131			(1)
KB Data Systems		800,000		100		4,880		46,532		6,279			(1)
Total		566,562,863		—		17,181,933		—		—

*	The above items represent the Company’s holding of investment securities of its Subsidiaries, which are accounted for under the equity method.
**	The total assets and net income amounts stated above are based on the non-consolidated financial statements of each Subsidiary as of and for the period stated in the accompanying notes.
(1)	As of or for the year ended December 31, 2008.
(2)	As of March 31, 2009 or for the period from April 1, 2008 to March 31, 2009

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7.4. Related Party Transactions

7.4.1. Equity Investments in Subsidiaries

With the exception of KB Life Insurance, the Company acquired the common shares of the Subsidiaries listed above in “7.3. Investments in Affiliated Companies” from such Subsidiaries’ shareholders pursuant to the comprehensive stock transfer which established the Company. KB Life Insurance, which was formerly a subsidiary of Kookmin Bank and therefore a second-tier subsidiary of the Company, became a first-tier subsidiary of the Company on June 22, 2009.

7.4.2. Prepayments and Loans to Subsidiaries

	(Unit: in billions of Won)
Name	Relationship	Account	Loan Amount		Current Balance		Interest Rate	Maturity
KB Investment & Securities	Subsidiary	Loans		100		100	CD 3M + 350 bps	June 15, 2014
KB Real Estate Trust	Subsidiary	Loans		70		70	CD 3M + 226 bps	June 29, 2011
KB Investment	Subsidiary	Loans		20		20	CD 3M + 221 bps	June 29, 2010

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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	KB Financial Group Inc. (Registrant)
Date: November 16, 2009	By:	/s/ Kap Shin
		(Signature)
		Name:	Kap Shin
		Title:	Deputy President & CFO

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