The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,674 11,244 SH   SOLE   11,244 0 0
ABBOTT LABS COM 002824100 12,374 104,546 SH   SOLE   104,546 0 0
ABBVIE INC COM 00287Y109 11,693 72,132 SH   SOLE   72,132 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,015 3,010 SH   SOLE   3,010 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 287 629 SH   SOLE   629 0 0
ALPHABET INC CAP STK CL A 02079K305 31,429 11,300 SH   SOLE   10,762 0 538
ALPHABET INC CAP STK CL C 02079K107 3,550 1,271 SH   SOLE   1,258 0 13
AMAZON COM INC COM 023135106 727 223 SH   SOLE   223 0 0
AMDOCS LTD SHS G02602103 12,794 155,625 SH   SOLE   142,122 0 13,503
AMERICAN ELEC PWR CO INC COM 025537101 236 2,366 SH   SOLE   2,366 0 0
AMERICAN EXPRESS CO COM 025816109 550 2,939 SH   SOLE   2,939 0 0
APPLE INC COM 037833100 8,203 46,976 SH   SOLE   31,329 0 15,647
APPLIED MATLS INC COM 038222105 264 2,000 SH   SOLE   2,000 0 0
ARISTA NETWORKS INC COM 040413106 373 2,684 SH   SOLE   2,684 0 0
ATRION CORP COM 049904105 287 402 SH   SOLE   402 0 0
BK OF AMERICA CORP COM 060505104 10,922 264,971 SH   SOLE   264,971 0 0
BECTON DICKINSON & CO COM 075887109 263 990 SH   SOLE   990 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,116 4 SH   SOLE   1 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 15,456 43,796 SH   SOLE   43,796 0 0
BEST BUY INC COM 086516101 333 3,665 SH   SOLE   3,665 0 0
BLACKROCK INC COM 09247X101 13,481 17,641 SH   SOLE   17,641 0 0
BOOKING HOLDINGS INC COM 09857L108 7,860 3,347 SH   SOLE   3,347 0 0
BROADCOM INC COM 11135F101 17,704 28,116 SH   SOLE   23,579 0 4,537
BROWN FORMAN CORP CL B 115637209 251 3,750 SH   SOLE   3,750 0 0
CARLISLE COS INC COM 142339100 2,163 8,797 SH   SOLE   8,797 0 0
SCHWAB CHARLES CORP COM 808513105 30,844 365,839 SH   SOLE   346,489 0 19,350
CISCO SYS INC COM 17275R102 663 11,888 SH   SOLE   11,888 0 0
CME GROUP INC COM 12572Q105 13,245 55,684 SH   SOLE   50,647 0 5,037
COCA COLA CO COM 191216100 1,151 18,560 SH   SOLE   18,560 0 0
COLGATE PALMOLIVE CO COM 194162103 1,256 16,557 SH   SOLE   6,900 0 9,657
CONOCOPHILLIPS COM 20825C104 271 2,706 SH   SOLE   2,706 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 554 2,996 SH   SOLE   2,996 0 0
CORTEVA INC COM 22052L104 227 3,942 SH   SOLE   711 0 3,231
COSTCO WHSL CORP NEW COM 22160K105 342 594 SH   SOLE   594 0 0
CVS HEALTH CORP COM 126650100 7,861 77,670 SH   SOLE   77,670 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 337 12,221 SH   SOLE   12,221 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 329 1,621 SH   SOLE   1,621 0 0
DOMINION ENERGY INC COM 25746U109 744 8,753 SH   SOLE   8,753 0 0
DOVER CORP COM 260003108 886 5,649 SH   SOLE   5,649 0 0
DOW INC COM 260557103 229 3,597 SH   SOLE   541 0 3,056
DUPONT DE NEMOURS INC COM 26614N102 290 3,942 SH   SOLE   711 0 3,231
EBAY INC. COM 278642103 362 6,327 SH   SOLE   6,327 0 0
ECOLAB INC COM 278865100 6,960 39,419 SH   SOLE   39,419 0 0
EMERSON ELEC CO COM 291011104 1,135 11,573 SH   SOLE   11,573 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 439 16,995 SH   SOLE   16,995 0 0
EQUIFAX INC COM 294429105 671 2,828 SH   SOLE   2,828 0 0
ESSENTIAL UTILS INC COM 29670G102 336 6,580 SH   SOLE   6,580 0 0
EXXON MOBIL CORP COM 30231G102 286 3,465 SH   SOLE   3,465 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 253 6,597 SH   SOLE   6,597 0 0
FIRST SOLAR INC COM 336433107 253 3,022 SH   SOLE   1,222 0 1,800
FLEX LTD ORD Y2573F102 540 29,117 SH   SOLE   29,117 0 0
GARMIN LTD SHS H2906T109 8,937 75,346 SH   SOLE   67,484 0 7,862
GENTHERM INC COM 37253A103 431 5,905 SH   SOLE   5,905 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,000 11,227 SH   SOLE   11,216 0 11
GRUPO AEROPUERTO DEL PACIFIC SPON ADR B 400506101 11,929 73,990 SH   SOLE   66,149 0 7,841
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 530 3,872 SH   SOLE   3,872 0 0
HOLOGIC INC COM 436440101 14,338 186,644 SH   SOLE   165,385 0 21,259
HOME DEPOT INC COM 437076102 14,001 46,775 SH   SOLE   46,775 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 10,915 54,730 SH   SOLE   54,730 0 0
ILLINOIS TOOL WKS INC COM 452308109 858 4,097 SH   SOLE   4,097 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 317 3,079 SH   SOLE   3,079 0 0
INTEL CORP COM 458140100 21,530 434,423 SH   SOLE   415,608 0 18,815
IRON MTN INC NEW COM 46284V101 1,092 19,702 SH   SOLE   19,702 0 0
ISHARES TR CALIF MUN BD ETF 464288356 425 7,301 SH   SOLE   6,686 0 615
ISHARES TR CORE S&P500 ETF 464287200 690 1,520 SH   SOLE   1,520 0 0
ISHARES TR CORE S&P MCP ETF 464287507 319 1,190 SH   SOLE   1,190 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 11,857 234,709 SH   SOLE   230,791 0 3,918
ISHARES TR MBS ETF 464288588 640 6,279 SH   SOLE   6,279 0 0
ISHARES TR MSCI EAFE ETF 464287465 614 8,342 SH   SOLE   8,342 0 0
ISHARES TR NEW YORK MUN ETF 464288323 2,038 37,366 SH   SOLE   37,366 0 0
ISHARES TR RUS 1000 ETF 464287622 552 2,206 SH   SOLE   2,206 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 335 1,633 SH   SOLE   1,633 0 0
ISHARES TR RUS MID CAP ETF 464287499 438 5,609 SH   SOLE   5,609 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 516 9,978 SH   SOLE   9,978 0 0
ISHARES TR TIPS BD ETF 464287176 11,080 88,944 SH   SOLE   87,773 0 1,171
ITT INC COM 45073V108 11,668 155,138 SH   SOLE   140,566 0 14,572
JOHNSON & JOHNSON COM 478160104 3,635 20,512 SH   SOLE   17,227 0 3,285
JPMORGAN CHASE & CO COM 46625H100 10,230 75,044 SH   SOLE   75,044 0 0
KULICKE & SOFFA INDS INC COM 501242101 456 8,146 SH   SOLE   8,146 0 0
LILLY ELI & CO COM 532457108 491 1,715 SH   SOLE   1,715 0 0
LOCKHEED MARTIN CORP COM 539830109 569 1,288 SH   SOLE   1,288 0 0
LOWES COS INC COM 548661107 3,939 19,484 SH   SOLE   19,484 0 0
MARATHON PETE CORP COM 56585A102 801 9,364 SH   SOLE   9,364 0 0
MASTERCARD INCORPORATED CL A 57636Q104 12,485 34,936 SH   SOLE   34,936 0 0
MCDONALDS CORP COM 580135101 890 3,601 SH   SOLE   3,601 0 0
MERCK & CO INC COM 58933Y105 293 3,574 SH   SOLE   3,574 0 0
META PLATFORMS INC CL A 30303M102 310 1,396 SH   SOLE   1,396 0 0
MICROSOFT CORP COM 594918104 47,447 153,895 SH   SOLE   145,027 0 8,868
MILLERKNOLL INC COM 600544100 225 6,500 SH   SOLE   6,500 0 0
NATIONAL BANKSHARES INC VA COM 634865109 262 7,055 SH   SOLE   7,055 0 0
NIKE INC CL B 654106103 404 3,000 SH   SOLE   3,000 0 0
NORFOLK SOUTHN CORP COM 655844108 13,964 48,959 SH   SOLE   48,959 0 0
NOVA LTD COM M7516K103 531 4,874 SH   SOLE   4,874 0 0
ORACLE CORP COM 68389X105 471 5,690 SH   SOLE   5,690 0 0
ORANGE CNTY BANCORP INC COM 68417L107 568 14,200 SH   SOLE   14,200 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 33,610 49,068 SH   SOLE   46,234 0 2,834
PAYPAL HLDGS INC COM 70450Y103 26,886 232,479 SH   SOLE   220,122 0 12,357
PEPSICO INC COM 713448108 573 3,426 SH   SOLE   3,426 0 0
PFIZER INC COM 717081103 1,609 31,083 SH   SOLE   31,083 0 0
PROCTER AND GAMBLE CO COM 742718109 1,809 11,840 SH   SOLE   10,850 0 990
PUBLIC STORAGE COM 74460D109 18,989 48,654 SH   SOLE   42,977 0 5,677
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12,252 123,669 SH   SOLE   123,431 0 238
RELX PLC SPONSORED ADR 759530108 9,059 291,300 SH   SOLE   267,760 0 23,540
REYNOLDS CONSUMER PRODS INC COM 76171L106 10,558 359,863 SH   SOLE   322,149 0 37,714
ROPER TECHNOLOGIES INC COM 776696106 5,639 11,942 SH   SOLE   11,942 0 0
SANOFI SPONSORED ADR 80105N105 17,544 341,729 SH   SOLE   323,865 0 17,864
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,564 32,506 SH   SOLE   32,506 0 0
SEMPRA COM 816851109 12,303 73,178 SH   SOLE   73,178 0 0
SIMPSON MFG INC COM 829073105 14,844 136,131 SH   SOLE   122,325 0 13,806
SLEEP NUMBER CORP COM 83125X103 203 4,000 SH   SOLE   4,000 0 0
SOUTHERN CO COM 842587107 11,196 154,404 SH   SOLE   143,881 0 10,523
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 498 5,450 SH   SOLE   5,450 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 3,207 141,094 SH   SOLE   138,430 0 2,664
SPDR SER TR NUVEEN BLMBRG SH 78468R739 9,092 192,096 SH   SOLE   189,806 0 2,290
SPDR SER TR NUVEEN BLMBRG MU 78468R721 3,116 65,089 SH   SOLE   65,089 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 24,075 799,036 SH   SOLE   786,436 0 12,600
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,708 57,589 SH   SOLE   57,589 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 356 789 SH   SOLE   789 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 204 1,634 SH   SOLE   1,634 0 0
STANLEY BLACK & DECKER INC COM 854502101 308 2,204 SH   SOLE   2,204 0 0
STRYKER CORPORATION COM 863667101 24,896 93,122 SH   SOLE   90,280 0 2,842
PRICE T ROWE GROUP INC COM 74144T108 1,708 11,299 SH   SOLE   11,299 0 0
TARGET CORP COM 87612E106 1,480 6,975 SH   SOLE   6,975 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 716 4,508 SH   SOLE   4,508 0 0
TESLA INC COM 88160R101 985 914 SH   SOLE   914 0 0
TEXAS INSTRS INC COM 882508104 939 5,119 SH   SOLE   5,119 0 0
TRAVELERS COMPANIES INC COM 89417E109 256 1,401 SH   SOLE   1,401 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 601 1,018 SH   SOLE   1,018 0 0
THOR INDS INC COM 885160101 7,575 96,251 SH   SOLE   82,844 0 13,407
TJX COS INC NEW COM 872540109 9,193 151,745 SH   SOLE   151,745 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 8,462 106,544 SH   SOLE   100,159 0 6,385
TRACTOR SUPPLY CO COM 892356106 15,449 66,199 SH   SOLE   66,199 0 0
TRIMBLE INC COM 896239100 10,179 141,098 SH   SOLE   141,098 0 0
UFP TECHNOLOGIES INC COM 902673102 292 4,419 SH   SOLE   4,419 0 0
UNION PAC CORP COM 907818108 1,598 5,848 SH   SOLE   2,648 0 3,200
UNITED PARCEL SERVICE INC CL B 911312106 11,821 55,118 SH   SOLE   55,118 0 0
UNITEDHEALTH GROUP INC COM 91324P102 39,402 77,264 SH   SOLE   71,970 0 5,294
URSTADT BIDDLE PPTYS INC CL A 917286205 405 21,540 SH   SOLE   21,540 0 0
US BANCORP DEL COM NEW 902973304 12,843 241,645 SH   SOLE   216,157 0 25,488
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 240 3,227 SH   SOLE   3,227 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 323 5,605 SH   SOLE   5,605 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 300 4,824 SH   SOLE   4,824 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 18,491 369,078 SH   SOLE   363,224 0 5,854
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 228 1,099 SH   SOLE   1,099 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 682 8,736 SH   SOLE   8,736 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,373 202,557 SH   SOLE   199,043 0 3,514
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 38,798 654,712 SH   SOLE   646,749 0 7,963
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 14,197 275,403 SH   SOLE   273,523 0 1,880
VANGUARD INDEX FDS TOTAL STK MKT 922908769 469 2,060 SH   SOLE   2,060 0 0
VIRTU FINL INC CL A 928254101 362 9,715 SH   SOLE   9,715 0 0
VISA INC COM CL A 92826C839 17,367 78,310 SH   SOLE   72,046 0 6,264
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,073 46,300 SH   SOLE   46,300 0 0
WALMART INC COM 931142103 545 3,663 SH   SOLE   3,663 0 0
DISNEY WALT CO COM 254687106 11,360 82,824 SH   SOLE   74,802 0 8,022
BERKLEY W R CORP COM 084423102 314 4,708 SH   SOLE   4,708 0 0