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    <testOrLive>LIVE</testOrLive>

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        <entityName>Prudential Retirement Insurance &amp; Annuity Co</entityName>
        <issuerAddress>
            <street1>280 Trumbull Street</street1>
            <city>Hartford</city>
            <stateOrCountry>CT</stateOrCountry>
            <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
            <zipCode>06103-3509</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>(732) 482-4645</issuerPhoneNumber>
        <jurisdictionOfInc>CONNECTICUT</jurisdictionOfInc>
        <issuerPreviousNameList>
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        <entityType>Corporation</entityType>
        <yearOfInc>
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    </primaryIssuer>

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                <firstName>George</firstName>
                <middleName>P.</middleName>
                <lastName>Waldeck</lastName>
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                <street1>280 Trumbull Street</street1>
                <city>Hartford</city>
                <stateOrCountry>CT</stateOrCountry>
                <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                <zipCode>06103-3509</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
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                <firstName>Harry</firstName>
                <middleName>A.</middleName>
                <lastName>Dalessio</lastName>
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                <street1>280 Trumbull Street</street1>
                <city>Hartford</city>
                <stateOrCountry>CT</stateOrCountry>
                <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                <zipCode>06103-3509</zipCode>
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            <relatedPersonRelationshipList>
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                <relationship>Director</relationship>
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            <relationshipClarification>Director and Senior Vice President</relationshipClarification>
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                <firstName>Yanela</firstName>
                <middleName>C.</middleName>
                <lastName>Frias</lastName>
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                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
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                <relationship>Director</relationship>
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            <relationshipClarification>Director and Senior Vice President</relationshipClarification>
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            <relatedPersonName>
                <firstName>Scott</firstName>
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                <street1>655 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
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                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
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            <relationshipClarification>Director and Vice President</relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Elizabeth</firstName>
                <lastName>Marin</lastName>
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                <street1>751 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-3714</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
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            <relationshipClarification>Director and Asst. Treasurer</relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Nandini</firstName>
                <lastName>Mongia</lastName>
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                <stateOrCountry>CT</stateOrCountry>
                <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                <zipCode>06103-3509</zipCode>
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                <relationship>Director</relationship>
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        <relatedPersonInfo>
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            <relatedPersonAddress>
                <street1>751 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-3714</zipCode>
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            <relatedPersonRelationshipList>
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                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Director and Senior Vice President</relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Timothy</firstName>
                <middleName>L.</middleName>
                <lastName>Schmidt</lastName>
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            <relatedPersonAddress>
                <street1>655 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
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            <relationshipClarification>Director, GPM Global Chief Investment Officer, and Senior Vice President</relationshipClarification>
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        <relatedPersonInfo>
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                <firstName>Brent</firstName>
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                <street1>280 Trumbull Street</street1>
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                <stateOrCountry>CT</stateOrCountry>
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                <zipCode>06103-3509</zipCode>
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            <relatedPersonRelationshipList>
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                <relationship>Director</relationship>
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            <relationshipClarification>Director, Chief Actuary, and Senior Vice President</relationshipClarification>
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        <relatedPersonInfo>
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                <firstName>Charles</firstName>
                <middleName>H.</middleName>
                <lastName>Smith</lastName>
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            <relatedPersonAddress>
                <street1>751 Broad Street</street1>
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                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-3714</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Anti-Money Laundering Officer and Vice President</relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Sara</firstName>
                <lastName>Bonesteel</lastName>
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            <relatedPersonAddress>
                <street1>655 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Chief Investment Officer and Vice President</relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Craig</firstName>
                <middleName>R.</middleName>
                <lastName>Gardner</lastName>
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            <relatedPersonAddress>
                <street1>655 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Chief Risk Officer</relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Stanley</firstName>
                <lastName>Lezon</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>280 Trumbull Street</street1>
                <city>Hartford</city>
                <stateOrCountry>CT</stateOrCountry>
                <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                <zipCode>06103-3509</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Controller and Vice President</relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Scott</firstName>
                <middleName>G.</middleName>
                <lastName>Sleyster</lastName>
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                <street1>655 Broad Street</street1>
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                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-4410</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>PFI Chief Investment Officer</relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Karen</firstName>
                <middleName>M.</middleName>
                <lastName>Sills</lastName>
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                <street1>280 Trumbull Street</street1>
                <city>Hartford</city>
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                <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                <zipCode>06103-3509</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>Secretary</relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Suzanne</firstName>
                <lastName>Manganiello</lastName>
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                <street1>200 Wood Ave. South</street1>
                <city>Iselin</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>08830-2706</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Vy</firstName>
                <lastName>Ho</lastName>
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                <zipCode>06103-3509</zipCode>
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            <relatedPersonRelationshipList>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Kenneth</firstName>
                <middleName>Y.</middleName>
                <lastName>Tanji</lastName>
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                <street1>751 Broad Street</street1>
                <city>Newark</city>
                <stateOrCountry>NJ</stateOrCountry>
                <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                <zipCode>07102-3714</zipCode>
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            <relatedPersonRelationshipList>
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            <relationshipClarification>Treasurer</relationshipClarification>
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    <offeringData>
        <industryGroup>
            <industryGroupType>Insurance</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Over $100,000,000</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06b</item>
            <item>3C.3</item>
            <item>3C</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>true</isAmendment>
                <previousAccessionNumber>0001209191-16-151673</previousAccessionNumber>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2014-01-29</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>true</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isPooledInvestmentFundType>true</isPooledInvestmentFundType>
            <isOtherType>true</isOtherType>
            <descriptionOfOtherType>Funding agreements, each supported by a separate account issued by Prudential Retirement Insurance and Annuity Company to State 529 Plans.  Product pays a fixed interest rate that is reset periodically.</descriptionOfOtherType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>500000</minimumInvestmentAccepted>
        <salesCompensationList>
            <recipient>
                <recipientName>John Barrasso</recipientName>
                <recipientCRDNumber>2763477</recipientCRDNumber>
                <associatedBDName>Prudential Investment Management Services LLC</associatedBDName>
                <associatedBDCRDNumber>18353</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>200 Wood Avenue South</street1>
                    <city>Iselin</city>
                    <stateOrCountry>NJ</stateOrCountry>
                    <stateOrCountryDescription>NEW JERSEY</stateOrCountryDescription>
                    <zipCode>08830-2706</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>KY</state>
                    <description>KENTUCKY</description>
                </statesOfSolicitationList>
            </recipient>
            <recipient>
                <recipientName>John Scott Boyd</recipientName>
                <recipientCRDNumber>5263131</recipientCRDNumber>
                <associatedBDName>Prudential Investment Management Services LLC</associatedBDName>
                <associatedBDCRDNumber>18353</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>280 Trumbull Street</street1>
                    <city>Hartford</city>
                    <stateOrCountry>CT</stateOrCountry>
                    <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                    <zipCode>06103-3509</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>KY</state>
                    <description>KENTUCKY</description>
                </statesOfSolicitationList>
            </recipient>
            <recipient>
                <recipientName>Harry Dalessio</recipientName>
                <recipientCRDNumber>2649914</recipientCRDNumber>
                <associatedBDName>Prudential Investment Management Services LLC</associatedBDName>
                <associatedBDCRDNumber>18353</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>280 Trumbull Street</street1>
                    <city>Hartford</city>
                    <stateOrCountry>CT</stateOrCountry>
                    <stateOrCountryDescription>CONNECTICUT</stateOrCountryDescription>
                    <zipCode>06103-3509</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>KY</state>
                    <description>KENTUCKY</description>
                </statesOfSolicitationList>
            </recipient>
        </salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>147300000</totalOfferingAmount>
            <totalAmountSold>147300000</totalAmountSold>
            <totalRemaining>0</totalRemaining>
            <clarificationOfResponse>&quot;Total Offering Amount&quot; represents total sales as of 10/31/17 plus projected sales amounts for 2018 and 2019 (which projected sales amount is currently $0). There is no specified end date to this offering nor limit on amount that may be sold.</clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>1</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>50000</dollarAmount>
                <isEstimate>true</isEstimate>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse>The above &quot;Sales Commissions&quot; are an estimate with respect to sales through 10/31/17.</clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse>Listed officers/directors of Prudential Retirement Insurance and Annuity Company receive a regular salary and potential bonus from the corporate parent.  None of such officers/directors are representatives selling these funding agreements.</clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>Prudential Retirement Insurance &amp; Annuity Co</issuerName>
                <signatureName>/s/ Timothy B. Grove</signatureName>
                <nameOfSigner>Timothy B. Grove</nameOfSigner>
                <signatureTitle>Vice President</signatureTitle>
                <signatureDate>2017-11-21</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
