LOANS RECEIVABLE - NET (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Real estate - mortgage:
Total real estate-mortgage	$ 696,439	$ 691,882
Real estate - construction:
Total real estate - construction	24,400	18,555
Total loans	790,307	783,252
Net deferred loan cost	4,157	3,886
Allowance for loan losses	(3,245)	(3,190)
Net total loans	791,219	783,948
Commercial Portfolio Segment [Member]
Real estate - construction:
Gross Loans	20,412	21,383
Consumer Portfolio Segment [Member]
Real estate - construction:
Gross Loans	49,056	51,432
Home Equity [Member] \| Consumer Portfolio Segment [Member]
Real estate - construction:
Gross Loans	48,769	51,001
One To Four Family Residential [Member]
Real estate - mortgage:
Total real estate-mortgage	611,795	607,807
Real estate - construction:
Total loans	611,795	607,807
Commercial and Multi Family [Member]
Real estate - mortgage:
Total real estate-mortgage	84,644	84,075
Real estate - construction:
Total loans	84,644	84,075
Residential [Member]
Real estate - construction:
Total real estate - construction	19,274	14,960
Commercial Loan [Member]
Real estate - construction:
Total real estate - construction	5,126	3,595
Total loans	20,412	21,383
Other Consumer Loans [Member] \| Consumer Portfolio Segment [Member]
Real estate - construction:
Gross Loans	$ 287	$ 431

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements.

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans held for sale. Excludes loans and leases covered under loss sharing agreements.

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This element represents the current and noncurrent portions of a long-term real estate loan with an initial maturity beyond one year or beyond the normal operating cycle, if longer, to finance building costs. The funds are disbursed as needed or in accordance with a prearranged plan; generally, a portion of the funds is disbursed at inception and the remainder as construction progresses. The money is repaid on completion of the project (generally one to seven years), usually from the proceeds of a mortgage loan. The rate is normally higher than the prime rate, and there is usually an origination fee. The effective yield on these loans tends to be high, and the lender has a security interest in the real property.

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Total carrying amount of mortgage loans as of the balance sheet date.

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