The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company Common 88579Y101 22,914 132,193 SH   SOLE   0 0 132,193
A T & T Inc New Common 00206R102 27,609 823,899 SH   SOLE   0 0 823,899
Abbott Laboratories Common 002824100 1,334 15,858 SH   SOLE   0 0 15,858
Abbvie Inc Com USD0.01 Common 00287Y109 23,231 319,461 SH   SOLE   0 0 319,461
Accenture Common G1150G111 326 1,763 SH   SOLE   0 0 1,763
Air Prod & Chemicals Inc Common 009158106 103 456 SH   SOLE   0 0 456
Albemarle Corp Common 012653101 155 2,207 SH   SOLE   0 0 2,207
Alphabet Inc Common 38259P706 286 265 SH   SOLE   0 0 265
Alphabet Inc. Class A Common 38259P508 1,120 1,034 SH   SOLE   0 0 1,034
Altria Group Inc Common 02209S103 162 3,425 SH   SOLE   0 0 3,425
Amazon Com Inc Common 023135106 1,007 532 SH   SOLE   0 0 532
Amer Electric Pwr Co Inc Common 025537101 430 4,883 SH   SOLE   0 0 4,883
American Express Company Common 025816109 476 3,855 SH   SOLE   0 0 3,855
Amgen Incorporated Common 031162100 217 1,177 SH   SOLE   0 0 1,177
Apple Inc Common 037833100 4,972 25,121 SH   SOLE   0 0 25,121
Archer-Daniels-Midlnd Co Common 039483102 109 2,678 SH   SOLE   0 0 2,678
Auto Data Processing Common 053015103 308 1,863 SH   SOLE   0 0 1,863
Banco Bilbao Vizcaya Argentin Common 05946K101 380 68,348 SH   SOLE   0 0 68,348
Bank Of America Corp Common 060505104 1,860 64,144 SH   SOLE   0 0 64,144
Baxter International Inc Common 071813109 259 3,158 SH   SOLE   0 0 3,158
Bb&T Corporation Common 054937107 424 8,629 SH   SOLE   0 0 8,629
Berkshire Hathaway Cl B Common 084670207 1,862 8,733 SH   SOLE   0 0 8,733
Boeing Co Common 097023105 124 342 SH   SOLE   0 0 342
Bp Plc Adr Common 055622104 596 14,296 SH   SOLE   0 0 14,296
Bristol-Myers Squibb Co Common 110122108 471 10,381 SH   SOLE   0 0 10,381
Capital One Financial Cp Common 14040H105 161 1,773 SH   SOLE   0 0 1,773
Caterpillar Inc Common 149123101 1,662 12,194 SH   SOLE   0 0 12,194
Chevron Corporation Common 166764100 29,625 238,064 SH   SOLE   0 0 238,064
Cincinnati Financial Cp Common 172062101 32,989 318,214 SH   SOLE   0 0 318,214
Cisco Systems Inc Common 17275R102 2,120 38,743 SH   SOLE   0 0 38,743
Clorox Company Common 189054109 102 668 SH   SOLE   0 0 668
Coca Cola Company Common 191216100 4,100 80,523 SH   SOLE   0 0 80,523
Colgate-Palmolive Co Common 194162103 27,254 380,267 SH   SOLE   0 0 380,267
Comcast Corp New Cl A Common 20030N101 165 3,914 SH   SOLE   0 0 3,914
Conocophillips Common 20825C104 183 3,004 SH   SOLE   0 0 3,004
Consolidated Edison Inc Common 209115104 27,508 313,733 SH   SOLE   0 0 313,733
Constellation Brand Cl A Common 21036P108 169 860 SH   SOLE   0 0 860
Deere & Co Common 244199105 681 4,106 SH   SOLE   0 0 4,106
Diageo Plc New Adr Common 25243Q205 635 3,683 SH   SOLE   0 0 3,683
Diamondback Energy Common 25278X109 809 7,420 SH   SOLE   0 0 7,420
Disney Walt Co Common 254687106 1,085 7,772 SH   SOLE   0 0 7,772
Dollar General Corp New Common 256677105 373 2,759 SH   SOLE   0 0 2,759
Dominion Res Inc Va New Common 25746U109 460 5,943 SH   SOLE   0 0 5,943
Duke Energy Corp New Common 26441C105 886 10,042 SH   SOLE   0 0 10,042
Emerson Electric Co Common 291011104 25,684 384,958 SH   SOLE   0 0 384,958
Entergy Corp New Common 29364G103 437 4,244 SH   SOLE   0 0 4,244
Enterprise Prd Prtnrs Lp Common 293792107 1,252 43,359 SH   SOLE   0 0 43,359
Exelon Corporation Common 30161N101 121 2,515 SH   SOLE   0 0 2,515
Exxon Mobil Corporation Common 30231G102 27,309 356,368 SH   SOLE   0 0 356,368
Facebook Inc Class A Common 30303M102 200 1,036 SH   SOLE   0 0 1,036
Fiserv Inc Common 337738108 182 2,000 SH   SOLE   0 0 2,000
Fortune Brands Hm & Sec Common 34964C106 105 1,838 SH   SOLE   0 0 1,838
Gallagher Arthur J & Co Common 363576109 30,440 347,532 SH   SOLE   0 0 347,532
General Electric Company Common 369604103 121 11,553 SH   SOLE   0 0 11,553
General Mills Inc Common 370334104 28,319 539,206 SH   SOLE   0 0 539,206
Gilead Sciences Inc Common 375558103 347 5,142 SH   SOLE   0 0 5,142
Goldman Sachs Group Inc Common 38141G104 515 2,517 SH   SOLE   0 0 2,517
Home Depot Inc Common 437076102 30,606 147,164 SH   SOLE   0 0 147,164
Honeywell International Common 438516106 174 996 SH   SOLE   0 0 996
Intel Corp Common 458140100 26,289 549,166 SH   SOLE   0 0 549,166
Intl Business Machines Common 459200101 25,902 187,829 SH   SOLE   0 0 187,829
Invesco FTSE RAFI Developed M Common 73935X583 123 3,038 SH   SOLE   0 0 3,038
Ishares Dj Select Div Fd Common 464287168 304 3,050 SH   SOLE   0 0 3,050
Ishares S&P 500 Value Common 464287408 268 2,301 SH   SOLE   0 0 2,301
Ishares Silver TRUST Common 46428Q109 261 18,199 SH   SOLE   0 0 18,199
Ishares Tr Msci Eafe Fd Common 464287465 267 4,060 SH   SOLE   0 0 4,060
Ishares TRUST S&P Common 464287200 926 3,140 SH   SOLE   0 0 3,140
Ivanhoe Mines Ltd Common 46579R104 35 11,000 SH   SOLE   0 0 11,000
Johnson & Johnson Common 478160104 28,008 201,089 SH   SOLE   0 0 201,089
JP Morgan Chase & Co Common 46625H100 2,170 19,412 SH   SOLE   0 0 19,412
Kellogg Company Common 487836108 220 4,103 SH   SOLE   0 0 4,103
Kimberly-Clark Corp Common 494368103 29,388 220,501 SH   SOLE   0 0 220,501
Kinder Morgan Inc Common 49456B101 929 44,509 SH   SOLE   0 0 44,509
Leggett & Platt Inc Common 524660107 23,899 622,852 SH   SOLE   0 0 622,852
Lilly Eli & Company Common 532457108 198 1,790 SH   SOLE   0 0 1,790
Lockheed Martin Corp Common 539830109 31,195 85,808 SH   SOLE   0 0 85,808
Magellan Midstream Ptnrs Common 559080106 122 1,902 SH   SOLE   0 0 1,902
Mastercard Inc Common 57636Q104 476 1,799 SH   SOLE   0 0 1,799
Mc Donalds Corp Common 580135101 30,863 148,622 SH   SOLE   0 0 148,622
Medical Properties TRUST Common 58463J304 169 9,669 SH   SOLE   0 0 9,669
Medtronic Inc Common 585055106 179 1,836 SH   SOLE   0 0 1,836
Merck & Co Inc Common 589331107 877 10,464 SH   SOLE   0 0 10,464
Micron Technology Inc Common 595112103 162 4,210 SH   SOLE   0 0 4,210
Microsoft Corp Common 594918104 35,204 262,794 SH   SOLE   0 0 262,794
NextEra Energy Inc Common 65339F101 30,138 147,117 SH   SOLE   0 0 147,117
Norfolk Southern Corp Common 655844108 339 1,702 SH   SOLE   0 0 1,702
Northrop Grumman Corp Common 666807102 830 2,570 SH   SOLE   0 0 2,570
Novartis A G Spon Adr Common 66987V109 30,312 331,968 SH   SOLE   0 0 331,968
Nucor Corp Common 670346105 121 2,203 SH   SOLE   0 0 2,203
Nvidia Corp Common 67066G104 586 3,565 SH   SOLE   0 0 3,565
Oneok Inc New Common 682680103 724 10,523 SH   SOLE   0 0 10,523
Oracle Corporation Common 68389X105 386 6,767 SH   SOLE   0 0 6,767
PPG Industries Inc Common 693506107 302 2,588 SH   SOLE   0 0 2,588
Paychex Inc Common 704326107 29,149 354,226 SH   SOLE   0 0 354,226
Pepsico Incorporated Common 713448108 29,895 227,976 SH   SOLE   0 0 227,976
Pfizer Incorporated Common 717081103 2,376 54,859 SH   SOLE   0 0 54,859
Philip Morris Intl Inc Common 718172109 360 4,582 SH   SOLE   0 0 4,582
Phillips Common 718546104 139 1,488 SH   SOLE   0 0 1,488
Powershares RAFI Emerging Mkt Common 46138E727 133 6,152 SH   SOLE   0 0 6,152
Powershares RAFI Small-Mid Ca Common 73936T771 127 4,263 SH   SOLE   0 0 4,263
Powershares RAFI Small-Mid Ca Common 73935X567 373 2,925 SH   SOLE   0 0 2,925
Powershs RAFI Large Cap US Common 73935X583 846 7,254 SH   SOLE   0 0 7,254
Proassurance Corporation Common 74267C106 1,365 37,808 SH   SOLE   0 0 37,808
Procter & Gamble Common 742718109 30,446 277,661 SH   SOLE   0 0 277,661
Regions Financial Cp New Common 7591EP100 671 44,885 SH   SOLE   0 0 44,885
Reliant Bancorp Inc Common 75956B101 121 5,107 SH   SOLE   0 0 5,107
Renaissancere Hldgs Incf Common G7496G103 258 1,450 SH   SOLE   0 0 1,450
Ross Stores Inc Common 778296103 325 3,281 SH   SOLE   0 0 3,281
Royal Bk Cda Montreal Common 780087102 155 1,954 SH   SOLE   0 0 1,954
Royal Dutch Shell A Adrf Common 780259206 7,656 117,660 SH   SOLE   0 0 117,660
Royal Dutch Shell B Adrf Common 780259107 18,486 281,191 SH   SOLE   0 0 281,191
Schlumberger Ltd Common 806857108 407 10,231 SH   SOLE   0 0 10,231
Servisfirst Bancshares Common 81768T108 8,151 237,917 SH   SOLE   0 0 237,917
Sherwin Williams Co Common 824348106 354 773 SH   SOLE   0 0 773
Smartfinancial Inc Common 83190L208 183 8,437 SH   SOLE   0 0 8,437
Smith & Nephew Ordf Common G82343164 129 5,978 SH   SOLE   0 0 5,978
SPDR TRUST Unit SR Common 78462F103 6,075 20,734 SH   SOLE   0 0 20,734
Starbucks Corp Common 855244109 111 1,329 SH   SOLE   0 0 1,329
Streettracks Gold TRUST Common 863307104 736 5,526 SH   SOLE   0 0 5,526
Stryker Corp Common 863667101 778 3,784 SH   SOLE   0 0 3,784
Suntrust Banks Inc Common 867914103 153 2,442 SH   SOLE   0 0 2,442
Synovus Financial Corp Common 87161C105 2,166 61,891 SH   SOLE   0 0 61,891
TJX Co. Inc Common 872540109 328 6,197 SH   SOLE   0 0 6,197
Target Corporation Common 87612E106 449 5,181 SH   SOLE   0 0 5,181
Texas Instruments Inc Common 882508104 172 1,501 SH   SOLE   0 0 1,501
The Southern Company Common 842587107 31,936 577,720 SH   SOLE   0 0 577,720
Tiffany & Co New Common 886547108 151 1,614 SH   SOLE   0 0 1,614
Torchmark Corporation Common 891027104 3,265 36,502 SH   SOLE   0 0 36,502
Triad Guaranty Inc Common 895925105 12 72,470 SH   SOLE   0 0 72,470
U S Bancorp Del New Common 902973304 975 18,610 SH   SOLE   0 0 18,610
Unilever N V Ny Shs Newf Common 904784709 2,847 46,884 SH   SOLE   0 0 46,884
Unilever Plc Adr New Common 904767704 25,138 405,648 SH   SOLE   0 0 405,648
United Technologies Corp Common 913017109 27,252 209,307 SH   SOLE   0 0 209,307
Vanguard Emerging Market Common 922042858 332 7,800 SH   SOLE   0 0 7,800
Vanguard Total Stock Mkt Common 922908769 166 1,106 SH   SOLE   0 0 1,106
Verizon Communications Common 92343V104 27,424 480,036 SH   SOLE   0 0 480,036
Visa Inc Cl A Common 92826C839 1,053 6,066 SH   SOLE   0 0 6,066
Vulcan Materials Company Common 929160109 1,415 10,306 SH   SOLE   0 0 10,306
W P Carey & Co L L C Common 92930Y107 211 2,598 SH   SOLE   0 0 2,598
Wal-Mart Stores Inc Common 931142103 330 2,984 SH   SOLE   0 0 2,984
Wells Fargo & Co New Common 949746101 269 5,677 SH   SOLE   0 0 5,677
Xcel Energy Inc Common 98389B100 490 8,240 SH   SOLE   0 0 8,240
Yum Brands Inc Common 988498101 760 6,870 SH   SOLE   0 0 6,870
Yum China Holdings I Common 98850P109 255 5,518 SH   SOLE   0 0 5,518