CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022
ASSETS
Cash and due from banks	$ 24,672	$ 28,935	$ 22,571
Interest-bearing deposits in other banks	36,409	8,637	32,041
Total cash and cash equivalents	61,081	37,572	54,612
Securities available for sale (at fair value, net of allowance for credit losses of $0)	456,004	529,142	579,018
Equity securities (at fair value)	9,019	9,118	8,895
Loans held for sale	652	5,927	4,763
Loans (net of unearned income)	1,296,502	1,191,117	1,041,440
Less: Allowance for credit losses	16,833	14,151	13,606
Net loans	1,279,669	1,176,966	1,027,834
Premises and equipment	25,381	25,333	24,340
Regulatory stock	7,843	6,670	6,145
Bank owned life insurance	35,197	34,805	35,780
Other assets	28,806	33,183	28,958
Total assets	1,903,652	1,858,716	1,770,345
Liabilities:
Noninterest-bearing	634,360	672,342	678,472
Interest-bearing	1,021,591	966,616	899,808
Total deposits	1,655,951	1,638,958	1,578,280
Short-term borrowings		16,000	20,000
Long-term debt	91,717	58,039	44,206
Subordinated debt	39,476	39,396	19,720
Other liabilities	10,174	8,988	6,738
Total liabilities	1,797,318	1,761,381	1,668,944
Stockholders' equity:
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,654,415 as of 6/30/23, 5,635,533 as of 12/31/22, and 5,610,571 as of 6/30/22	574	574	574
Capital surplus	4,259	4,437	4,502
Retained earnings	144,380	142,677	135,705
Accumulated other comprehensive loss, net of tax	(41,244)	(48,292)	(36,816)
Less: Treasury stock cost on 84,700 shares as of 6/30/23, 103,581 as of 12/31/22, and 128,544 as of 6/30/22	(1,635)	(2,061)	(2,564)
Total stockholders' equity	106,334	97,335	101,401
Total liabilities and stockholders' equity	$ 1,903,652	$ 1,858,716	$ 1,770,345