CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
ASSETS
Cash and due from banks	$ 16,100	$ 21,665	$ 19,979
Interest-bearing deposits in other banks	62,720	73,274	24,347
Total cash and cash equivalents	78,820	94,939	44,326
Securities available for sale (at fair value)	561,587	476,428	360,029
Equity securities (at fair value)	8,844	7,105	6,854
Loans held for sale	3,174	3,029	5,008
Loans (net of unearned income)	880,261	823,370	843,177
Less: Allowance for loan losses	12,454	12,327	11,996
Net loans	867,807	811,043	831,181
Premises and equipment	24,507	24,760	24,696
Regulatory stock	5,635	6,107	6,525
Bank owned life insurance	35,200	29,646	29,418
Other assets	12,478	9,256	8,964
Total assets	1,598,052	1,462,313	1,317,001
Deposits:
Noninterest-bearing	591,333	534,853	465,247
Interest-bearing	800,169	717,958	661,574
Total deposits	1,391,502	1,252,811	1,126,821
Short-term borrowings			1,500
Long-term debt	46,706	54,790	60,010
Subordinated debt	19,660	19,601
Other liabilities	3,967	4,895	3,362
Total liabilities	1,461,835	1,332,097	1,191,693
Stockholders' equity:
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,575,451 as of 9/30/21, 5,566,230 as of 12/31/20, and 5,566,413 as of 9/30/20	574	574	574
Capital surplus	4,498	4,444	4,456
Retained earnings	130,082	120,670	117,960
Accumulated other comprehensive income	4,326	7,958	5,756
Less: Treasury stock cost on 163,663 shares as of 9/30/21, 172,884 as of 12/31/20, and 172,701 as of 9/30/20	(3,263)	(3,430)	(3,438)
Total stockholders' equity	136,217	130,216	125,308
Total liabilities and stockholders' equity	$ 1,598,052	$ 1,462,313	$ 1,317,001