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CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
Jun. 30, 2017
ASSETS      
Cash and due from banks $ 20,016 $ 21,867 $ 17,759
Interest-bearing deposits in other banks 24,083 31,206 38,704
Total cash and cash equivalents 44,099 53,073 56,463
Securities available for sale (at fair value) 307,253 314,078 311,214
Equity securities (at fair value) 5,737 5,583 5,574
Loans held for sale 2,436 2,892 3,819
Loans (net of unearned income) 628,218 597,553 578,111
Less: Allowance for loan losses 8,171 8,240 7,802
Net loans 620,047 589,313 570,309
Premises and equipment 25,814 25,687 23,904
Regulatory stock 6,263 5,794 5,487
Bank owned life insurance 27,693 27,814 25,007
Other assets 10,544 9,388 10,023
Total assets 1,049,886 1,033,622 1,011,800
Deposits:      
Noninterest-bearing 326,296 314,917 295,900
Interest-bearing 551,773 551,560 545,068
Total deposits 878,069 866,477 840,968
Short-term borrowings 2,738 4,157
Long-term debt 68,361 65,850 64,904
Other liabilities 1,975 1,536 1,604
Total liabilities 951,143 933,863 911,633
Stockholders' equity:      
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,857,704 as of 6/30/18 Issued 2,869,557 and Outstanding 2,849,823 as of 12/31/17 Issued 2,869,557 and Outstanding 2,853,203 as of 6/30/17 574 574 574
Capital surplus 4,424 4,415 4,414
Retained earnings 100,922 98,629 97,578
Accumulated other comprehensive loss net of tax (6,778) (3,195) (1,852)
Less: Treasury stock cost on 11,853 shares as of 6/30/18 19,734 shares as of 12/31/17 and 16,354 shares as of 6/30/17 (399) (664) (547)
Total stockholders' equity 98,743 99,759 100,167
Total liabilities and stockholders' equity $ 1,049,886 $ 1,033,622 $ 1,011,800