SUMMARY OF QUARTERLY FINANCIAL DATA (Tables)

12 Months Ended

Dec. 31, 2014

SUMMARY OF QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]

Schedule of Quarterly Results of Operations

The unaudited quarterly results of operations for the years ended 2014, 2013, and 2012 are as follows:

	2014
	1st Qtr			2nd Qtr			3rd Qtr		4th Qtr
	$				$			$		$
Interest income		6,872			6,825			6,696		6,744
Interest expense		1,217			1,217			1,155		1,087
Net interest income		5,655			5,608			5,541		5,657
Less provision (credit) for loan losses		(200	)		(100	)		—		250
Net interest income after provision (credit) for loan losses		5,855			5,708			5,541		5,407
Other income		2,180			2,168			2,275		2,925
Operating expenses:
Salaries and employee benefits		3,430			3,481			3,517		3,515
Occupancy and equipment expenses		776			727			763		794
Other operating expenses		1,592			1,581			1,487		1,758
Total operating expenses		5,798			5,789			5,767		6,067
Income before income taxes		2,237			2,087			2,049		2,265
Provision for Federal income taxes		399			347			337		463
Net income		1,838			1,740			1,712		1,802
FINANCIAL RATIOS
Per share data:
Net income		0.64			0.61			0.60		0.63
Cash dividends paid		0.26			0.27			0.27		0.27

	2013
	1st Qtr			2nd Qtr			3rd Qtr		4th Qtr
	$			$			$		$
Interest income		6,653			6,609			6,745		6,899
Interest expense		1,430			1,348			1,322		1,282
Net interest income		5,223			5,261			5,423		5,617
Less credit for loan losses		(50	)		(100	)		—		(75	)
Net interest income after credit for loan losses		5,273			5,361			5,423		5,692
Other income		2,503			2,229			1,939		2,726
Operating expenses:
Salaries and employee benefits		3,168			3,184			3,193		3,368
Occupancy and equipment expenses		644			665			710		693
Other operating expenses		1,564			1,627			1,444		1,675
Total operating expenses		5,376			5,476			5,347		5,736
Income before income taxes		2,400			2,114			2,015		2,682
Provision for Federal income taxes		392			292			274		543
Net income		2,008			1,822			1,741		2,139
FINANCIAL RATIOS
Per share data:
Net income		0.70			0.64			0.61		0.75
Cash dividends paid		0.26			0.26			0.26		0.26

	2012
	1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
	$			$			$			$
Interest income		7,330			7,168			6,967			6,802
Interest expense		1,741			1,625			1,560			1,487
Net interest income		5,589			5,543			5,407			5,315
Less credit for loan losses		(250	)		(350	)		(250	)		(125	)
Net interest income after credit for loan losses		5,839			5,893			5,657			5,440
Other income		2,165			1,733			1,758			1,621
Operating expenses:
Salaries and employee benefits		3,227			3,079			3,020			3,176
Occupancy and equipment expenses		636			641			641			614
Other operating expenses		1,569			1,542			1,410			1,614
Total operating expenses		5,432			5,262			5,071			5,404
Income before income taxes		2,572			2,364			2,344			1,657
Provision for Federal income taxes		383			393			384			135
Net income		2,189			1,971			1,960			1,522
FINANCIAL RATIOS
Per share data:
Net income		0.77			0.69			0.69			0.53
Cash dividends paid		0.25			0.25			0.25			0.25