REGULATORY MATTERS AND RESTRICTIONS (Tables)

12 Months Ended

Dec. 31, 2014

REGULATORY MATTERS AND RESTRICTIONS [Abstract]

Schedule of Regulatory Capital Requirements

CAPITAL LEVELS

(DOLLARS IN THOUSANDS)

									To Be Well
									Capitalized Under
					For Capital				Prompt Corrective
	Actual				Adequacy Purposes				Action Provision
	$		%		$		%		$		%
As of December 31, 2014
Total Capital to Risk-Weighted Assets
Consolidated		98,900		17.3		45,650		8.0		57,063		10.0
Bank		97,921		17.2		45,633		8.0		57,042		10.0
Tier I Capital to Risk-Weighted Assets
Consolidated		91,755		16.1		22,825		4.0		34,238		6.0
Bank		90,787		15.9		22,817		4.0		34,225		6.0
Tier I Capital to Average Assets
Consolidated		91,755		10.7		34,330		4.0		42,913		5.0
Bank		90,787		10.6		34,324		4.0		42,905		5.0
As of December 31, 2013
Total Capital to Risk-Weighted Assets
Consolidated		94,367		17.9		42,231		8.0		52,788		10.0
Bank		93,783		17.8		42,216		8.0		52,771		10.0
Tier I Capital to Risk-Weighted Assets
Consolidated		87,735		16.6		21,115		4.0		31,673		6.0
Bank		87,174		16.5		21,108		4.0		31,662		6.0
Tier I Capital to Average Assets
Consolidated		87,735		10.8		32,458		4.0		40,573		5.0
Bank		87,174		10.7		32,454		4.0		40,568		5.0