DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2014

DEPOSITS [Abstract]

Schedule of Deposit Liabilities

Deposits by major classification are summarized as follows:  

	December 31,
	2014		2013
	$		$
Non-interest bearing demand		210,444		173,070
Interest-bearing demand		14,039		13,055
NOW accounts		72,951		70,540
Money market deposit accounts		69,442		61,882
Savings accounts		131,206		120,935
Time deposits under $250,000		179,053		193,048
250,000		22,516		24,096
Total deposits		699,651		656,626

Maturities of time deposits

At December 31, 2014, the scheduled maturities of time deposits are as follows:

2015	97,136
2016	52,018
2017	17,598
2018	16,885
2019	17,932
Total	201,569