Consolidated Statements of Income (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Interest and fees on loans	$ 5,444	$ 5,657	$ 10,885	$ 11,245
Interest on securities available for sale
Taxable	1,607	1,910	3,107	3,841
Tax-exempt	836	739	1,698	1,341
Interest on federal funds sold	13	2	18	4
Dividend income	31	32	66	63
Total interest and dividend income	7,931	8,340	15,774	16,494
Interest expense:
Interest on deposits	1,301	1,885	2,735	3,812
Interest on short-term borrowings	0	0	0	1
Interest on long-term debt	791	830	1,553	1,713
Total interest expense	2,092	2,715	4,288	5,526
Net interest income	5,839	5,625	11,486	10,968
Provision for loan losses	450	450	900	900
Net interest income after provision for loan losses	5,389	5,175	10,586	10,068
Other income:
Trust and investment services income	316	277	594	564
Service fees	455	578	885	1,122
Commissions	482	408	907	761
Gains on securities transactions, net	593	350	1,077	558
Impairment losses on securities:
Impairment losses on investment securities	(1,267)	(666)	(1,414)	(715)
Non credit related losses on securities not expected to be sold in other comprehensive income before tax	1,195	611	1,195	611
Net impairment losses on investment securities	(72)	(55)	(219)	(104)
Gains on sale of mortgages	26	48	80	63
Losses on sale of loans	(263)	0	(263)	0
Earnings on bank owned life insurance	147	142	293	289
Other Income	66	51	176	227
Total other income	1,750	1,799	3,530	3,480
Operating expenses:
Salaries and employee benefits	2,810	2,728	5,662	5,420
Occupancy	396	408	807	815
Equipment	202	208	398	416
Advertising & marketing	94	122	165	234
Computer software & data processing	392	396	777	759
Bank shares tax	208	191	416	382
Professional services	386	414	687	784
FDIC Insurance	123	172	345	340
Other Expense	373	452	733	794
Total operating expenses	4,984	5,091	9,990	9,944
Income before income taxes	2,155	1,883	4,126	3,604
Provision for federal income taxes	303	233	577	486
Net income	$ 1,852	$ 1,650	$ 3,549	$ 3,118
Earnings per share of common stock	$ 0.65	$ 0.58	$ 1.24	$ 1.10
Cash dividends paid per share	$ 0.24	$ 0.24	$ 0.48	$ 0.48
Weighted average shares outstanding	2,858,564	2,843,176	2,857,170	2,841,311