Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010	Jun. 30, 2010
ASSETS
Cash and due from banks	$ 10,335	$ 9,388	$ 10,588
Intererest-bearing deposits in other banks	28,237	16,838	9,765
Federal funds sold	0	3,000	3,000
Total cash and cash equivalents	38,572	29,226	23,353
Securities available for sale (at fair value)	265,637	259,138	256,079
Loans held for sale	253	771	111
Loans (net of unearned income)	409,002	415,234	426,713
Less: Allowance for loan losses	7,801	7,132	6,413
Net loans	401,201	408,102	420,300
Premises and equipment, net	20,523	20,487	20,844
Regulatory stock	4,242	4,680	4,916
Bank owned life insurance	16,213	15,891	15,567
Other assets	7,933	9,474	10,675
Total assets	754,574	747,769	751,845
Deposits:
Noninterest-bearing	137,928	131,534	124,260
Interest-bearing	455,561	464,060	468,242
Total deposits	593,489	595,594	592,502
Long-term debt	79,000	74,500	80,000
Other liabilities	3,157	3,442	4,975
Total liabilities	675,646	673,536	677,477
Stockholders' equity:
Common stock	574	574	574
Capital surplus	4,315	4,325	4,364
Retained earnings	71,404	69,226	67,368
Accumulated other comprehensive income, net of tax	2,847	442	2,597
Less: Treasury stock shares at cost	(212)	(334)	(535)
Total stockholders' equity	78,928	74,233	74,368
Total liabilities and stockholders' equity	$ 754,574	$ 747,769	$ 751,845