Consolidated Statements of Operations (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest income
Loans, including fees	$ 2,252,574	$ 971,602
Federal funds sold and interest-bearing bank deposits	88,603	375,239
Securities	831,794	783,143
Federal Reserve & Federal Home Loan stock dividend	25,834	29,332
Total interest income	3,198,805	2,159,316
Deposits:
Interest checking	40,409	19,730
Money market and savings	368,333	363,290
Certificates of deposit less than $100,000	136,372	155,939
Certificates of deposit greater than or equal to $100,000	287,707	344,214
Lines of credit and other borrowings	196	88
Total interest expense	833,017	883,261
Net interest income before provision for loan losses	2,365,788	1,276,055
Provision for loan losses	659,127	485,702
Net interest income after provision for loan losses	1,706,661	790,353
Noninterest income
Service charges on deposits	47,369	11,349
ATM, debit, and merchant fees	18,044	8,175
Gain on sale of loans	17,364	27,525
Gain on sale of investment securities	340,203	364,278
Other	20,583	4,699
Total noninterest income	443,563	416,026
Noninterest expense
Salaries and employee benefits	2,061,707	1,869,913
Occupancy and equipment	358,544	399,294
Data processing	326,072	290,198
Professional services	218,111	232,885
Marketing and business development	142,576	118,862
Shareholder communications	39,019	32,524
Corporate insurance	25,849	24,238
Postage and supplies	39,770	36,720
Telecommunications	21,217	20,738
FDIC insurance and regulatory assessments	117,406	118,631
Other	78,117	73,165
Total noninterest expense	3,428,388	3,217,168
Loss before income taxes	(1,278,164)	(2,010,789)
Income taxes		4,356
Net loss	$ (1,278,164)	$ (2,015,145)
Loss per share
Basic and diluted loss per share	$ (0.58)	$ (0.92)
Average shares outstanding	2,189,899	2,185,666