The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MUN INFRA EX TD BD 233051705 978 34,465 SH   SOLE   34,465 0 0
INVESCO ACTIVELY MANAGED ETF U EX TD BD 46090A887 3,684 72,923 SH   SOLE   67,878 0 5,045
INVESCO EXCH TRD SLF IDX FD TR EX TD BD 46138J841 4,040 182,143 SH   SOLE   176,103 0 6,040
ISHARES TR 0-5YR HI YL CP EX TD BD 46434V407 247 5,609 SH   SOLE   5,609 0 0
ISHARES TR IBONDS DEC2022 EX TD BD 46435G755 348 13,125 SH   SOLE   13,125 0 0
ISHARES TR INTRM GOV CR ETF EX TD BD 464288612 4,885 41,487 SH   SOLE   40,179 0 1,308
ISHARES TR ISHS 5-10YR INVT EX TD BD 464288638 4,967 81,677 SH   SOLE   74,437 0 7,240
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q837 24,378 479,920 SH   SOLE   472,128 0 7,792
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q837 521 10,250 SH   OTR   5,250 0 5,000
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q654 26,180 513,440 SH   SOLE   493,350 0 20,090
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q654 127 2,500 SH   OTR   2,500 0 0
SPDR SER TR PORTFOLIO SHORT EX TD BD 78464A474 4,432 141,274 SH   SOLE   137,509 0 3,765
3M CO COM COM 88579Y101 1,444 9,016 SH   SOLE   7,581 0 1,435
ABBOTT LABS COM COM 002824100 5,936 54,540 SH   SOLE   50,943 0 3,597
ABBOTT LABS COM COM 002824100 11 100 SH   OTR   100 0 0
ABBVIE INC COM COM 00287Y109 3,852 43,975 SH   SOLE   41,050 0 2,925
ABBVIE INC COM COM 00287Y109 9 100 SH   OTR   100 0 0
ABIOMED INC COM COM 003654100 202 728 SH   SOLE   728 0 0
ACCENTURE PLC IRELAND SHS CLAS COM G1151C101 268 1,187 SH   SOLE   1,187 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 34,790 70,938 SH   SOLE   69,370 0 1,568
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 736 1,500 SH   OTR   400 0 1,100
AFLAC INC COM COM 001055102 1,751 48,162 SH   SOLE   47,372 0 790
AGILENT TECHNOLOGIES INC COM COM 00846U101 11,264 111,591 SH   SOLE   109,461 0 2,130
AGILENT TECHNOLOGIES INC COM COM 00846U101 40 400 SH   OTR   400 0 0
AIR PRODS & CHEMS INC COM COM 009158106 617 2,071 SH   SOLE   2,071 0 0
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 2,228 7,578 SH   SOLE   6,863 0 715
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 338 1,150 SH   OTR   0 0 1,150
ALLIANT ENERGY CORP COM COM 018802108 1,335 25,855 SH   SOLE   23,255 0 2,600
ALPHABET INC CAP STK CL A COM 02079K305 37,031 25,267 SH   SOLE   24,007 0 1,260
ALPHABET INC CAP STK CL A COM 02079K305 682 465 SH   OTR   90 0 375
ALPHABET INC CAP STK CL C COM 02079K107 3,648 2,482 SH   SOLE   2,482 0 0
ALTRIA GROUP INC COM COM 02209S103 5,288 136,854 SH   SOLE   129,004 0 7,850
ALTRIA GROUP INC COM COM 02209S103 31 800 SH   OTR   800 0 0
AMAZON COM INC COM COM 023135106 3,432 1,090 SH   SOLE   994 0 96
AMAZON COM INC COM COM 023135106 16 5 SH   OTR   5 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 393 4,804 SH   SOLE   4,129 0 675
AMERICAN EXPRESS CO COM COM 025816109 247 2,467 SH   SOLE   2,362 0 105
AMERISOURCEBERGEN CORP COM COM 03073E105 1,028 10,611 SH   SOLE   10,611 0 0
AMGEN INC COM COM 031162100 15,124 59,504 SH   SOLE   54,430 0 5,074
AMGEN INC COM COM 031162100 95 375 SH   OTR   375 0 0
ANTHEM INC COM COM 036752103 8,403 31,286 SH   SOLE   30,411 0 875
APPLE INC COM COM 037833100 106,393 918,685 SH   SOLE   870,682 0 48,003
APPLE INC COM COM 037833100 2,154 18,600 SH   OTR   5,600 0 13,000
APPLIED MATLS INC COM COM 038222105 1,040 17,500 SH   SOLE   17,500 0 0
ARCHER DANIELS MIDLAND CO COM COM 039483102 711 15,292 SH   SOLE   14,442 0 850
AT&T INC COM COM 00206R102 4,967 174,220 SH   SOLE   169,238 0 4,982
AT&T INC COM COM 00206R102 29 1,000 SH   OTR   1,000 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 5,067 36,326 SH   SOLE   33,503 0 2,823
AUTOZONE INC COM COM 053332102 2,561 2,175 SH   SOLE   2,150 0 25
BECTON DICKINSON & CO COM COM 075887109 1,960 8,425 SH   SOLE   7,250 0 1,175
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 320 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 960 3 SH   OTR   0 0 3
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 7,790 36,583 SH   SOLE   33,830 0 2,753
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 82 385 SH   OTR   385 0 0
BIOGEN INC COM COM 09062X103 383 1,351 SH   SOLE   1,351 0 0
BK OF AMERICA CORP COM COM 060505104 12,622 523,946 SH   SOLE   505,374 0 18,572
BK OF AMERICA CORP COM COM 060505104 265 11,000 SH   OTR   3,000 0 8,000
BLACKROCK INC COM COM 09247X101 12,551 22,271 SH   SOLE   21,755 0 516
BLACKROCK INC COM COM 09247X101 42 75 SH   OTR   75 0 0
BOEING CO COM COM 097023105 839 5,079 SH   SOLE   4,779 0 300
BP PLC SPONSORED ADR COM 055622104 175 10,005 SH   SOLE   10,005 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 8,534 141,553 SH   SOLE   136,052 0 5,501
BROADCOM INC COM COM 11135F101 10,352 28,415 SH   SOLE   27,925 0 490
BROWN & BROWN INC COM COM 115236101 333 7,350 SH   SOLE   7,350 0 0
BROWN FORMAN CORP CL B COM 115637209 228 3,022 SH   SOLE   3,022 0 0
CANADIAN NATL RY CO COM COM 136375102 8,113 76,206 SH   SOLE   55,256 0 20,950
CAPITAL ONE FINL CORP COM COM 14040H105 502 6,984 SH   SOLE   6,879 0 105
CARRIER GLOBAL CORPORATION COM COM 14448C104 1,144 37,475 SH   SOLE   34,035 0 3,440
CARRIER GLOBAL CORPORATION COM COM 14448C104 6 200 SH   OTR   200 0 0
CATERPILLAR INC DEL COM COM 149123101 2,939 19,703 SH   SOLE   18,216 0 1,487
CATERPILLAR INC DEL COM COM 149123101 45 300 SH   OTR   300 0 0
CBRE GROUP INC CL A COM 12504L109 6,887 146,627 SH   SOLE   143,826 0 2,801
CERNER CORP COM COM 156782104 7,320 101,260 SH   SOLE   98,639 0 2,621
CERNER CORP COM COM 156782104 33 450 SH   OTR   450 0 0
CHARLES & COLVARD LTD COM 159765106 18 22,306 SH   SOLE   22,306 0 0
CHARTER COMMUNICATIONS INC NEW COM 16119P108 266 426 SH   SOLE   369 0 57
CHEVRON CORP NEW COM COM 166764100 16,545 229,793 SH   SOLE   219,281 0 10,512
CHEVRON CORP NEW COM COM 166764100 211 2,935 SH   OTR   785 0 2,150
CHUBB LIMITED COM COM H1467J104 2,917 25,117 SH   SOLE   24,627 0 490
CIGNA CORP NEW COM COM 125523100 6,129 36,180 SH   SOLE   34,260 0 1,920
CIGNA CORP NEW COM COM 125523100 407 2,400 SH   OTR   400 0 2,000
CISCO SYS INC COM COM 17275R102 16,305 413,934 SH   SOLE   389,731 0 24,203
CISCO SYS INC COM COM 17275R102 691 17,550 SH   OTR   2,550 0 15,000
CITIGROUP INC COM NEW COM 172967424 251 5,832 SH   SOLE   5,632 0 200
CLOROX CO DEL COM COM 189054109 267 1,271 SH   SOLE   995 0 276
COCA COLA CO COM COM 191216100 7,243 146,714 SH   SOLE   125,314 0 21,400
COCA COLA CO COM COM 191216100 42 850 SH   OTR   850 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 1,132 16,306 SH   SOLE   16,066 0 240
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 243 3,500 SH   OTR   0 0 3,500
COLGATE PALMOLIVE CO COM COM 194162103 1,461 18,937 SH   SOLE   18,937 0 0
COMCAST CORP NEW CL A COM 20030N101 18,324 396,106 SH   SOLE   387,769 0 8,337
COMCAST CORP NEW CL A COM 20030N101 69 1,500 SH   OTR   1,500 0 0
CONOCOPHILLIPS COM COM 20825C104 226 6,889 SH   SOLE   6,289 0 600
CONSOLIDATED EDISON INC COM COM 209115104 1,009 12,969 SH   SOLE   8,469 0 4,500
CORNING INC COM COM 219350105 632 19,501 SH   SOLE   19,501 0 0
CORTEVA INC COM COM 22052L104 403 14,004 SH   SOLE   12,245 0 1,759
CORTEVA INC COM COM 22052L104 2 85 SH   OTR   85 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 1,832 5,160 SH   SOLE   5,160 0 0
CRH MED CORP COM COM 12626F105 43 20,000 SH   SOLE   20,000 0 0
CRH MED CORP COM COM 12626F105 811 373,900 SH   SOLE   373,900 0 0
CSX CORP COM COM 126408103 1,498 19,290 SH   SOLE   18,590 0 700
CUMMINS INC COM COM 231021106 6,758 32,002 SH   SOLE   31,131 0 871
CVS HEALTH CORP COM COM 126650100 210 3,595 SH   SOLE   3,595 0 0
DANAHER CORPORATION COM COM 235851102 270 1,256 SH   SOLE   1,256 0 0
DEERE & CO COM COM 244199105 3,006 13,562 SH   SOLE   13,062 0 500
DEERE & CO COM COM 244199105 89 400 SH   OTR   400 0 0
DISCOVER FINL SVCS COM COM 254709108 13,207 228,568 SH   SOLE   221,095 0 7,473
DISCOVER FINL SVCS COM COM 254709108 254 4,400 SH   OTR   400 0 4,000
DISNEY WALT CO COM DISNEY COM 254687106 24,790 199,794 SH   SOLE   187,355 0 12,439
DISNEY WALT CO COM DISNEY COM 254687106 528 4,257 SH   OTR   1,257 0 3,000
DOLLAR TREE INC COM COM 256746108 4,135 45,267 SH   SOLE   43,142 0 2,125
DOMINION ENERGY INC COM COM 25746U109 12,211 154,701 SH   SOLE   146,323 0 8,378
DOMINION ENERGY INC COM COM 25746U109 518 6,565 SH   OTR   415 0 6,150
DOW INC COM COM 260557103 937 19,908 SH   SOLE   17,587 0 2,321
DOW INC COM COM 260557103 4 85 SH   OTR   85 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 1,547 17,472 SH   SOLE   15,633 0 1,839
DUPONT DE NEMOURS INC COM COM 26614N102 866 15,605 SH   SOLE   14,062 0 1,543
DUPONT DE NEMOURS INC COM COM 26614N102 5 85 SH   OTR   85 0 0
EASTMAN CHEM CO COM COM 277432100 13,610 174,221 SH   SOLE   166,680 0 7,541
EASTMAN CHEM CO COM COM 277432100 344 4,400 SH   OTR   400 0 4,000
EATON CORP PLC SHS COM G29183103 1,338 13,113 SH   SOLE   11,813 0 1,300
EATON CORP PLC SHS COM G29183103 41 400 SH   OTR   400 0 0
ECOLAB INC COM COM 278865100 713 3,569 SH   SOLE   3,569 0 0
EMERSON ELEC CO COM COM 291011104 11,468 174,892 SH   SOLE   170,779 0 4,113
EMERSON ELEC CO COM COM 291011104 351 5,350 SH   OTR   350 0 5,000
ENTERGY CORP NEW COM COM 29364G103 194 1,968 SH   SOLE   1,968 0 0
ENTERGY CORP NEW COM COM 29364G103 69 700 SH   OTR   700 0 0
EVERSOURCE ENERGY COM COM 30040W108 1,930 23,096 SH   SOLE   22,206 0 890
EXTRA SPACE STORAGE INC COM COM 30225T102 999 9,335 SH   SOLE   9,135 0 200
EXTRA SPACE STORAGE INC COM COM 30225T102 49 460 SH   OTR   460 0 0
EXXON MOBIL CORP COM COM 30231G102 7,079 206,193 SH   SOLE   183,485 0 22,708
EXXON MOBIL CORP COM COM 30231G102 209 6,096 SH   OTR   1,096 0 5,000
F5 NETWORKS INC COM COM 315616102 5,749 46,825 SH   SOLE   45,650 0 1,175
FACEBOOK INC CL A COM 30303M102 19,051 72,741 SH   SOLE   70,977 0 1,764
FEDEX CORP COM COM 31428X106 1,501 5,968 SH   SOLE   5,916 0 52
FIRST CTZNS BANCSHARES INC N C COM 31946M103 494 1,550 SH   SOLE   1,550 0 0
FISERV INC COM COM 337738108 289 2,800 SH   SOLE   2,800 0 0
FORTINET INC COM COM 34959E109 6,732 57,144 SH   SOLE   55,904 0 1,240
FORTUNE BRANDS HOME & SEC INC COM 34964C106 239 2,767 SH   SOLE   2,767 0 0
FULTON FINL CORP PA COM COM 360271100 169 18,077 SH   SOLE   7,163 0 10,914
GCI LIBERTY INC COM CLASS A COM 36164V305 216 2,638 SH   SOLE   2,638 0 0
GENERAL DYNAMICS CORP COM COM 369550108 2,750 19,863 SH   SOLE   18,668 0 1,195
GENERAL DYNAMICS CORP COM COM 369550108 138 1,000 SH   OTR   0 0 1,000
GENERAL ELECTRIC CO COM COM 369604103 521 83,579 SH   SOLE   75,079 0 8,500
GENUINE PARTS CO COM COM 372460105 1,691 17,764 SH   SOLE   17,664 0 100
GILEAD SCIENCES INC COM COM 375558103 236 3,736 SH   SOLE   3,736 0 0
GLOBAL PMTS INC COM COM 37940X102 253 1,422 SH   SOLE   1,422 0 0
GLOBALSTAR INC COM COM 378973408 6 20,000 SH   SOLE   20,000 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 1,401 6,970 SH   SOLE   5,695 0 1,275
HARTFORD FINL SVCS GROUP INC C COM 416515104 1,316 35,691 SH   SOLE   35,575 0 116
HOME DEPOT INC COM COM 437076102 44,639 160,738 SH   SOLE   150,768 0 9,970
HOME DEPOT INC COM COM 437076102 750 2,700 SH   OTR   900 0 1,800
HONEYWELL INTL INC COM COM 438516106 4,640 28,188 SH   SOLE   27,638 0 550
HONEYWELL INTL INC COM COM 438516106 247 1,500 SH   OTR   0 0 1,500
HUNTINGTON BANCSHARES INC COM COM 446150104 110 11,955 SH   SOLE   4,000 0 7,955
ILLINOIS TOOL WKS INC COM COM 452308109 576 2,980 SH   SOLE   2,885 0 95
ILLINOIS TOOL WKS INC COM COM 452308109 39 200 SH   OTR   200 0 0
ILLUMINA INC COM COM 452327109 218 705 SH   SOLE   705 0 0
INTEL CORP COM COM 458140100 26,622 514,128 SH   SOLE   487,463 0 26,665
INTEL CORP COM COM 458140100 694 13,400 SH   OTR   1,400 0 12,000
INTERNATIONAL BUSINESS MACHS C COM 459200101 2,769 22,755 SH   SOLE   22,605 0 150
ITT INC COM COM 45073V108 1,257 21,288 SH   SOLE   21,113 0 175
ITT INC COM COM 45073V108 12 200 SH   OTR   200 0 0
JOHNSON & JOHNSON COM COM 478160104 29,785 200,061 SH   SOLE   185,958 0 14,103
JOHNSON & JOHNSON COM COM 478160104 848 5,696 SH   OTR   1,746 0 3,950
JPMORGAN CHASE & CO COM COM 46625H100 30,896 320,930 SH   SOLE   294,263 0 26,667
JPMORGAN CHASE & CO COM COM 46625H100 794 8,245 SH   OTR   935 0 7,310
KELLOGG CO COM COM 487836108 126 1,950 SH   SOLE   1,950 0 0
KELLOGG CO COM COM 487836108 239 3,696 SH   OTR   3,696 0 0
KIMBERLY-CLARK CORP COM COM 494368103 11,686 79,144 SH   SOLE   77,375 0 1,769
KROGER CO COM COM 501044101 4,392 129,526 SH   SOLE   126,591 0 2,935
KROGER CO COM COM 501044101 68 2,000 SH   OTR   2,000 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 2,836 16,701 SH   SOLE   16,415 0 286
LIBERTY BROADBAND CORP COM SER COM 530307107 238 1,678 SH   SOLE   1,678 0 0
LIBERTY BROADBAND CORP COM SER COM 530307305 480 3,357 SH   SOLE   3,357 0 0
LIBERTY MEDIA CORP DEL COM A S COM 531229409 237 7,146 SH   SOLE   7,146 0 0
LIBERTY MEDIA CORP DEL COM C S COM 531229607 473 14,294 SH   SOLE   14,294 0 0
LILLY ELI & CO COM COM 532457108 23,106 156,101 SH   SOLE   153,986 0 2,115
LINCOLN NATL CORP IND COM COM 534187109 716 22,861 SH   SOLE   22,666 0 195
LOCKHEED MARTIN CORP COM COM 539830109 12,641 32,981 SH   SOLE   32,198 0 783
LOCKHEED MARTIN CORP COM COM 539830109 268 700 SH   OTR   0 0 700
LOWES COS INC COM COM 548661107 611 3,685 SH   SOLE   3,485 0 200
LYONDELLBASELL INDUSTRIES N V COM N53745100 292 4,149 SH   SOLE   3,974 0 175
MARATHON PETE CORP COM COM 56585A102 2,137 72,824 SH   SOLE   67,052 0 5,772
MARATHON PETE CORP COM COM 56585A102 6 200 SH   OTR   200 0 0
MARKEL CORP COM COM 570535104 1,604 1,647 SH   SOLE   1,342 0 305
MARRIOTT INTL INC NEW CL A COM 571903202 871 9,405 SH   SOLE   9,405 0 0
MASCO CORP COM COM 574599106 13,864 251,486 SH   SOLE   245,584 0 5,902
MASCO CORP COM COM 574599106 320 5,800 SH   OTR   800 0 5,000
MASTERCARD INCORPORATED CL A COM 57636Q104 30,428 89,978 SH   SOLE   88,347 0 1,631
MASTERCARD INCORPORATED CL A COM 57636Q104 81 240 SH   OTR   240 0 0
MCDONALDS CORP COM COM 580135101 15,844 72,186 SH   SOLE   69,056 0 3,130
MCDONALDS CORP COM COM 580135101 461 2,100 SH   OTR   300 0 1,800
MCKESSON CORP COM COM 58155Q103 8,287 55,642 SH   SOLE   54,903 0 739
MCKESSON CORP COM COM 58155Q103 30 200 SH   OTR   200 0 0
MEDTRONIC PLC SHS COM G5960L103 2,831 27,245 SH   SOLE   26,635 0 610
MEDTRONIC PLC SHS COM G5960L103 312 3,000 SH   OTR   0 0 3,000
MERCK & CO. INC COM COM 58933Y105 16,177 195,023 SH   SOLE   181,635 0 13,388
MERCK & CO. INC COM COM 58933Y105 550 6,625 SH   OTR   500 0 6,125
MICROSOFT CORP COM COM 594918104 73,381 348,884 SH   SOLE   324,664 0 24,220
MICROSOFT CORP COM COM 594918104 1,851 8,800 SH   OTR   2,800 0 6,000
MONDELEZ INTL INC CL A COM 609207105 2,987 51,993 SH   SOLE   46,393 0 5,600
MONDELEZ INTL INC CL A COM 609207105 23 400 SH   OTR   400 0 0
NEXTERA ENERGY INC COM COM 65339F101 1,014 3,654 SH   SOLE   3,654 0 0
NEXTERA ENERGY INC COM COM 65339F101 111 400 SH   OTR   400 0 0
NIKE INC CL B COM 654106103 13,835 110,200 SH   SOLE   108,402 0 1,798
NIKE INC CL B COM 654106103 31 250 SH   OTR   250 0 0
NORFOLK SOUTHN CORP COM COM 655844108 16,936 79,145 SH   SOLE   74,708 0 4,437
NORFOLK SOUTHN CORP COM COM 655844108 43 200 SH   OTR   200 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 1,826 5,789 SH   SOLE   5,789 0 0
ORACLE CORP COM COM 68389X105 5,382 90,150 SH   SOLE   84,850 0 5,300
OTIS WORLDWIDE CORP COM COM 68902V107 1,143 18,317 SH   SOLE   16,598 0 1,719
OTIS WORLDWIDE CORP COM COM 68902V107 6 100 SH   OTR   100 0 0
PARKER-HANNIFIN CORP COM COM 701094104 606 2,994 SH   SOLE   2,711 0 283
PAYPAL HLDGS INC COM COM 70450Y103 399 2,025 SH   SOLE   1,325 0 700
PEPSICO INC COM COM 713448108 20,852 150,447 SH   SOLE   146,456 0 3,991
PEPSICO INC COM COM 713448108 416 3,000 SH   OTR   0 0 3,000
PFIZER INC COM COM 717081103 10,308 280,882 SH   SOLE   258,241 0 22,641
PFIZER INC COM COM 717081103 419 11,420 SH   OTR   1,420 0 10,000
PHILIP MORRIS INTL INC COM COM 718172109 1,044 13,922 SH   SOLE   13,522 0 400
PHILLIPS 66 COM COM 718546104 844 16,279 SH   SOLE   15,811 0 468
PNC FINL SVCS GROUP INC COM COM 693475105 2,327 21,170 SH   SOLE   20,292 0 878
PPG INDS INC COM COM 693506107 1,065 8,727 SH   SOLE   8,727 0 0
PPL CORP COM COM 69351T106 210 7,722 SH   SOLE   5,322 0 2,400
PRA GROUP INC COM COM 69354N106 2,871 71,870 SH   SOLE   70,820 0 1,050
PROCTER AND GAMBLE CO COM COM 742718109 12,564 90,392 SH   SOLE   86,867 0 3,525
PROCTER AND GAMBLE CO COM COM 742718109 486 3,500 SH   OTR   760 0 2,740
PRUDENTIAL FINL INC COM COM 744320102 5,835 91,861 SH   SOLE   89,989 0 1,872
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 262 4,775 SH   SOLE   3,975 0 800
RAYONIER INC COM COM 754907103 600 22,674 SH   SOLE   22,674 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 3,367 58,512 SH   SOLE   52,505 0 6,007
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 12 200 SH   OTR   200 0 0
REINSURANCE GRP OF AMERICA INC COM 759351604 240 2,521 SH   SOLE   2,521 0 0
RGC RES INC COM COM 74955L103 602 25,660 SH   SOLE   25,660 0 0
ROYAL BK CDA COM COM 780087102 346 4,935 SH   SOLE   4,935 0 0
S&P GLOBAL INC COM COM 78409V104 476 1,320 SH   SOLE   1,320 0 0
SCHWAB CHARLES CORP COM COM 808513105 6,391 176,410 SH   SOLE   172,967 0 3,443
SEMPRA ENERGY COM COM 816851109 459 3,878 SH   SOLE   3,590 0 288
SIRIUS XM HOLDINGS INC COM COM 82968B103 134 25,008 SH   SOLE   25,008 0 0
SKYWORKS SOLUTIONS INC COM COM 83088M102 2,841 19,527 SH   SOLE   17,927 0 1,600
SONOCO PRODS CO COM COM 835495102 681 13,331 SH   SOLE   13,331 0 0
SOUTHERN CO COM COM 842587107 572 10,548 SH   SOLE   9,248 0 1,300
SOUTHWEST AIRLS CO COM COM 844741108 417 11,124 SH   SOLE   11,124 0 0
STARBUCKS CORP COM COM 855244109 7,857 91,450 SH   SOLE   87,035 0 4,415
STARBUCKS CORP COM COM 855244109 361 4,200 SH   OTR   650 0 3,550
STRYKER CORPORATION COM COM 863667101 5,291 25,392 SH   SOLE   24,597 0 795
SYSCO CORP COM COM 871829107 433 6,960 SH   SOLE   6,560 0 400
TEXAS INSTRS INC COM COM 882508104 4,167 29,184 SH   SOLE   28,229 0 955
THERMO FISHER SCIENTIFIC INC C COM 883556102 1,044 2,364 SH   SOLE   1,824 0 540
TJX COS INC NEW COM COM 872540109 313 5,630 SH   SOLE   5,630 0 0
TOWNEBANK PORTSMOUTH VA COM COM 89214P109 1,891 115,317 SH   SOLE   114,940 0 377
TRANE TECHNOLOGIES PLC SHS COM G8994E103 321 2,648 SH   SOLE   2,248 0 400
TRAVELERS COMPANIES INC COM COM 89417E109 4,830 44,648 SH   SOLE   42,394 0 2,254
TRAVELERS COMPANIES INC COM COM 89417E109 32 300 SH   OTR   300 0 0
TRUIST FINL CORP COM COM 89832Q109 6,378 167,617 SH   SOLE   143,351 0 24,266
TYSON FOODS INC CL A COM 902494103 846 14,223 SH   SOLE   13,453 0 770
UDR INC COM COM 902653104 2,683 82,263 SH   SOLE   67,273 0 14,990
UDR INC COM COM 902653104 70 2,160 SH   OTR   2,160 0 0
UNION PAC CORP COM COM 907818108 2,386 12,118 SH   SOLE   10,843 0 1,275
UNITED BANKSHARES INC WEST VA COM 909907107 323 15,056 SH   SOLE   15,056 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 12,414 74,498 SH   SOLE   71,670 0 2,828
UNITED PARCEL SERVICE INC CL B COM 911312106 58 350 SH   OTR   350 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 15,184 48,701 SH   SOLE   47,668 0 1,033
US BANCORP DEL COM NEW COM 902973304 598 16,671 SH   SOLE   14,771 0 1,900
V F CORP COM COM 918204108 1,519 21,628 SH   SOLE   20,828 0 800
VALERO ENERGY CORP COM COM 91913Y100 3,247 74,950 SH   SOLE   72,194 0 2,756
VALERO ENERGY CORP COM COM 91913Y100 255 5,875 SH   OTR   300 0 5,575
VERIZON COMMUNICATIONS INC COM COM 92343V104 17,759 298,517 SH   SOLE   281,867 0 16,650
VERIZON COMMUNICATIONS INC COM COM 92343V104 603 10,135 SH   OTR   968 0 9,167
VISA INC COM CL A COM 92826C839 687 3,437 SH   SOLE   3,237 0 200
VMWARE INC CL A COM COM 928563402 6,242 43,446 SH   SOLE   42,373 0 1,073
WALMART INC COM COM 931142103 26,576 189,951 SH   SOLE   180,013 0 9,938
WALMART INC COM COM 931142103 804 5,750 SH   OTR   1,200 0 4,550
WASHINGTON REAL ESTATE INVT TR COM 939653101 414 20,590 SH   SOLE   16,190 0 4,400
WASTE MGMT INC DEL COM COM 94106L109 604 5,341 SH   SOLE   4,441 0 900
WEC ENERGY GROUP INC COM COM 92939U106 410 4,236 SH   SOLE   1,932 0 2,304
WELLS FARGO CO NEW COM COM 949746101 1,276 54,266 SH   SOLE   52,616 0 1,650
WHIRLPOOL CORP COM COM 963320106 1,529 8,315 SH   SOLE   7,490 0 825
WHIRLPOOL CORP COM COM 963320106 55 300 SH   OTR   300 0 0
XCEL ENERGY INC COM COM 98389B100 1,146 16,605 SH   SOLE   13,505 0 3,100
XCEL ENERGY INC COM COM 98389B100 380 5,500 SH   OTR   500 0 5,000
XYLEM INC COM COM 98419M100 2,578 30,641 SH   SOLE   30,521 0 120
YUM BRANDS INC COM COM 988498101 527 5,775 SH   SOLE   5,125 0 650
YUM CHINA HLDGS INC COM COM 98850P109 217 4,093 SH   SOLE   3,443 0 650
INVESCO EXCHANGE TRADED FD TR EX TRD EQ FD 46137V142 233 5,865 SH   SOLE   5,565 0 300
INVESCO QQQ TR UNIT SER 1 EX TRD EQ FD 46090E103 1,216 4,376 SH   SOLE   4,376 0 0
ISHARES GOLD TRUST EX TRD EQ FD 464285105 1,348 74,944 SH   SOLE   66,944 0 8,000
ISHARES GOLD TRUST EX TRD EQ FD 464285105 54 3,000 SH   OTR   3,000 0 0
ISHARES TR COHEN STEER REIT EX TRD EQ FD 464287564 1,135 11,127 SH   SOLE   10,127 0 1,000
ISHARES TR CORE MSCI EAFE EX TRD EQ FD 46432F842 3,426 56,830 SH   SOLE   56,830 0 0
ISHARES TR CORE S&P MCP ETF EX TRD EQ FD 464287507 6,260 33,780 SH   SOLE   32,670 0 1,110
ISHARES TR CORE S&P SCP ETF EX TRD EQ FD 464287804 1,361 19,385 SH   SOLE   19,295 0 90
ISHARES TR CORE S&P TTL STK EX TRD EQ FD 464287150 962 12,748 SH   SOLE   12,650 0 98
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 34,756 103,423 SH   SOLE   101,530 0 1,893
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 5,017 14,930 SH   OTR   5,505 0 9,425
ISHARES TR EAFE GRWTH ETF EX TRD EQ FD 464288885 1,210 13,461 SH   SOLE   13,461 0 0
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 13,427 210,947 SH   SOLE   204,814 0 6,133
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 808 12,700 SH   OTR   2,400 0 10,300
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 6,606 149,827 SH   SOLE   146,557 0 3,270
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 306 6,950 SH   OTR   0 0 6,950
ISHARES TR MSCI USA QLT FCT EX TRD EQ FD 46432F339 27,076 261,002 SH   SOLE   257,331 0 3,671
ISHARES TR MSCI USA QLT FCT EX TRD EQ FD 46432F339 150 1,450 SH   OTR   1,450 0 0
ISHARES TR RUS 1000 ETF EX TRD EQ FD 464287622 724 3,870 SH   SOLE   3,870 0 0
ISHARES TR RUS 1000 GRW ETF EX TRD EQ FD 464287614 1,247 5,750 SH   SOLE   5,750 0 0
ISHARES TR RUS 1000 VAL ETF EX TRD EQ FD 464287598 321 2,714 SH   SOLE   2,714 0 0
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 5,005 21,661 SH   SOLE   20,171 0 1,490
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 1,132 4,900 SH   OTR   4,475 0 425
ISHARES TR S&P 500 VAL ETF EX TRD EQ FD 464287408 2,696 23,974 SH   SOLE   22,984 0 990
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 25,887 191,953 SH   SOLE   187,368 0 4,585
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 459 3,400 SH   OTR   2,200 0 1,200
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 1,707 20,937 SH   SOLE   19,337 0 1,600
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 41 500 SH   OTR   500 0 0
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 1,452 11,857 SH   SOLE   11,482 0 375
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 220 1,800 SH   OTR   900 0 900
ISHARES TR U.S. TECH ETF EX TRD EQ FD 464287721 505 1,677 SH   SOLE   1,677 0 0
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 11,991 475,359 SH   SOLE   473,650 0 1,709
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 124 4,900 SH   OTR   4,900 0 0
SCHWAB STRATEGIC TR US BRD MKT EX TRD EQ FD 808524102 1,431 17,966 SH   SOLE   17,966 0 0
SCHWAB STRATEGIC TR US LRG CAP EX TRD EQ FD 808524201 771 9,567 SH   SOLE   9,331 0 236
SPDR GOLD TR GOLD SHS EX TRD EQ FD 78463V107 1,348 7,613 SH   SOLE   7,570 0 43
SPDR S&P 500 ETF TR TR UNIT EX TRD EQ FD 78462F103 1,241 3,707 SH   SOLE   3,707 0 0
SPDR SER TR S&P 600 SMCP VAL EX TRD EQ FD 78464A300 14,378 287,042 SH   SOLE   281,108 0 5,934
VANGUARD INDEX FDS GROWTH ETF EX TRD EQ FD 922908736 251 1,101 SH   SOLE   1,001 0 100
VANGUARD INDEX FDS LARGE CAP E EX TRD EQ FD 922908637 343 2,191 SH   SOLE   2,191 0 0
VANGUARD INDEX FDS S&P 500 ETF EX TRD EQ FD 922908363 245 797 SH   SOLE   797 0 0
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 1,887 43,636 SH   SOLE   41,506 0 2,130
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 92 2,130 SH   OTR   2,130 0 0
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 5,641 43,845 SH   SOLE   36,350 0 7,495
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 531 4,130 SH   OTR   4,130 0 0
VANGUARD STAR FDS VG TL INTL S EX TRD EQ FD 921909768 227 4,344 SH   SOLE   4,312 0 32
VANGUARD TAX-MANAGED INTL FD F EX TRD EQ FD 921943858 88,845 2,172,253 SH   SOLE   2,122,339 0 49,914
VANGUARD TAX-MANAGED INTL FD F EX TRD EQ FD 921943858 877 21,450 SH   OTR   17,450 0 4,000
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 25,564 618,231 SH   SOLE   604,822 0 13,409
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 21 500 SH   OTR   500 0 0
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 3,013 142,932 SH   SOLE   138,927 0 4,005
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 63 3,000 SH   OTR   3,000 0 0