The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MUN INFRA EX TD BD 233051705 639 23,250 SH   SOLE   23,250 0 0
INVESCO ACTIVELY MANAGED ETF U EX TD BD 46090A887 5,600 113,570 SH   SOLE   108,045 0 5,525
INVESCO EXCH TRD SLF IDX FD TR EX TD BD 46138J841 2,746 132,981 SH   SOLE   128,616 0 4,365
ISHARES TR 0-5YR HI YL CP EX TD BD 46434V407 229 5,609 SH   SOLE   5,609 0 0
ISHARES TR IBONDS DEC2022 EX TD BD 46435G755 332 12,780 SH   SOLE   12,780 0 0
ISHARES TR IBOXX HI YD ETF EX TD BD 464288513 218 2,831 SH   SOLE   2,631 0 200
ISHARES TR IBOXX HI YD ETF EX TD BD 464288513 8 100 SH   OTR   100 0 0
ISHARES TR INTRM GOV CR ETF EX TD BD 464288612 5,310 46,287 SH   SOLE   44,544 0 1,743
ISHARES TR INTRM TR CRP ETF EX TD BD 464288638 1,032 18,787 SH   SOLE   13,337 0 5,450
ISHARES TR SH TR CRPORT ETF EX TD BD 464288646 1,360 25,978 SH   SOLE   20,278 0 5,700
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q837 5,220 105,100 SH   SOLE   104,275 0 825
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q654 1,711 33,920 SH   SOLE   33,820 0 100
SPDR SER TR PORTFOLIO SHORT EX TD BD 78464A474 3,570 118,014 SH   SOLE   114,624 0 3,390
3M CO COM COM 88579Y101 1,212 8,882 SH   SOLE   7,447 0 1,435
ABBOTT LABS COM COM 002824100 4,458 56,490 SH   SOLE   52,893 0 3,597
ABBOTT LABS COM COM 002824100 8 100 SH   OTR   100 0 0
ABBVIE INC COM COM 00287Y109 3,605 47,310 SH   SOLE   44,310 0 3,000
ABBVIE INC COM COM 00287Y109 8 100 SH   OTR   100 0 0
ADOBE INC COM COM 00724F101 23,285 73,168 SH   SOLE   71,123 0 2,045
ADOBE INC COM COM 00724F101 477 1,500 SH   OTR   400 0 1,100
AFLAC INC COM COM 001055102 1,728 50,462 SH   SOLE   49,422 0 1,040
AGILENT TECHNOLOGIES INC COM COM 00846U101 7,185 100,322 SH   SOLE   97,602 0 2,720
AGILENT TECHNOLOGIES INC COM COM 00846U101 29 400 SH   OTR   400 0 0
AIR PRODS & CHEMS INC COM COM 009158106 397 1,990 SH   SOLE   1,990 0 0
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 11,704 60,182 SH   SOLE   58,072 0 2,110
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 224 1,150 SH   OTR   0 0 1,150
ALLIANT ENERGY CORP COM COM 018802108 1,326 27,455 SH   SOLE   24,755 0 2,700
ALPHABET INC CAP STK CL A COM 02079K305 29,186 25,118 SH   SOLE   23,691 0 1,427
ALPHABET INC CAP STK CL A COM 02079K305 540 465 SH   OTR   90 0 375
ALPHABET INC CAP STK CL C COM 02079K107 2,892 2,487 SH   SOLE   2,487 0 0
ALTRIA GROUP INC COM COM 02209S103 5,860 151,548 SH   SOLE   141,748 0 9,800
ALTRIA GROUP INC COM COM 02209S103 31 800 SH   OTR   800 0 0
AMAZON COM INC COM COM 023135106 2,084 1,069 SH   SOLE   973 0 96
AMAZON COM INC COM COM 023135106 10 5 SH   OTR   5 0 0
AMC ENTMT HLDGS INC CL A COM COM 00165C104 32 10,000 SH   SOLE   10,000 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 414 5,179 SH   SOLE   3,986 0 1,193
AMERICAN EXPRESS CO COM COM 025816109 211 2,467 SH   SOLE   2,362 0 105
AMERISOURCEBERGEN CORP COM COM 03073E105 1,069 12,075 SH   SOLE   12,075 0 0
AMGEN INC COM COM 031162100 12,452 61,424 SH   SOLE   56,180 0 5,244
AMGEN INC COM COM 031162100 76 375 SH   OTR   375 0 0
ANTHEM INC COM COM 036752103 7,625 33,585 SH   SOLE   32,060 0 1,525
APPLE INC COM COM 037833100 61,713 242,689 SH   SOLE   228,226 0 14,463
APPLE INC COM COM 037833100 1,182 4,650 SH   OTR   1,400 0 3,250
APPLIED MATLS INC COM COM 038222105 914 19,945 SH   SOLE   19,745 0 200
ARCHER DANIELS MIDLAND CO COM COM 039483102 552 15,698 SH   SOLE   14,848 0 850
AT&T INC COM COM 00206R102 5,462 187,366 SH   SOLE   181,837 0 5,529
AT&T INC COM COM 00206R102 322 11,040 SH   OTR   1,000 0 10,040
AUTOMATIC DATA PROCESSING INC COM 053015103 5,431 39,735 SH   SOLE   36,835 0 2,900
AUTOZONE INC COM COM 053332102 2,194 2,593 SH   SOLE   2,568 0 25
BECTON DICKINSON & CO COM COM 075887109 2,086 9,078 SH   SOLE   7,903 0 1,175
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 272 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 816 3 SH   OTR   0 0 3
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 6,504 35,575 SH   SOLE   32,787 0 2,788
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 70 385 SH   OTR   385 0 0
BIOGEN INC COM COM 09062X103 468 1,478 SH   SOLE   1,478 0 0
BK OF AMERICA CORP COM COM 060505104 10,851 511,122 SH   SOLE   483,632 0 27,490
BK OF AMERICA CORP COM COM 060505104 234 11,000 SH   OTR   3,000 0 8,000
BLACKROCK INC COM COM 09247X101 8,646 19,652 SH   SOLE   19,142 0 510
BLACKROCK INC COM COM 09247X101 33 75 SH   OTR   75 0 0
BOEING CO COM COM 097023105 1,044 6,999 SH   SOLE   6,604 0 395
BOEING CO COM COM 097023105 34 230 SH   OTR   230 0 0
BP PLC SPONSORED ADR COM 055622104 315 12,905 SH   SOLE   12,255 0 650
BRISTOL-MYERS SQUIBB CO COM COM 110122108 6,954 124,753 SH   SOLE   119,603 0 5,150
BROADCOM INC COM COM 11135F101 5,704 24,059 SH   SOLE   23,524 0 535
BROWN & BROWN INC COM COM 115236101 266 7,350 SH   SOLE   7,350 0 0
CANADIAN NATL RY CO COM COM 136375102 5,886 75,822 SH   SOLE   54,372 0 21,450
CAPITAL ONE FINL CORP COM COM 14040H105 499 9,906 SH   SOLE   9,801 0 105
CATERPILLAR INC DEL COM COM 149123101 2,311 19,912 SH   SOLE   18,425 0 1,487
CATERPILLAR INC DEL COM COM 149123101 35 300 SH   OTR   300 0 0
CBRE GROUP INC CL A COM 12504L109 5,282 140,080 SH   SOLE   135,860 0 4,220
CERNER CORP COM COM 156782104 5,385 85,494 SH   SOLE   83,374 0 2,120
CERNER CORP COM COM 156782104 28 450 SH   OTR   450 0 0
CHARLES & COLVARD LTD COM 159765106 15 22,306 SH   SOLE   22,306 0 0
CHEVRON CORP NEW COM COM 166764100 13,011 179,555 SH   SOLE   168,745 0 10,810
CHEVRON CORP NEW COM COM 166764100 213 2,935 SH   OTR   785 0 2,150
CHUBB LIMITED COM COM H1467J104 2,922 26,164 SH   SOLE   25,614 0 550
CIGNA CORP NEW COM COM 125523100 6,946 39,205 SH   SOLE   36,731 0 2,474
CIGNA CORP NEW COM COM 125523100 425 2,400 SH   OTR   400 0 2,000
CISCO SYS INC COM COM 17275R102 16,072 408,861 SH   SOLE   383,551 0 25,310
CISCO SYS INC COM COM 17275R102 690 17,550 SH   OTR   2,550 0 15,000
CITIGROUP INC COM NEW COM 172967424 396 9,392 SH   SOLE   8,692 0 700
CLOROX CO DEL COM COM 189054109 238 1,371 SH   SOLE   1,095 0 276
COCA COLA CO COM COM 191216100 6,597 149,081 SH   SOLE   126,681 0 22,400
COCA COLA CO COM COM 191216100 38 850 SH   OTR   850 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 1,363 29,338 SH   SOLE   28,058 0 1,280
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 163 3,500 SH   OTR   0 0 3,500
COLGATE PALMOLIVE CO COM COM 194162103 1,280 19,292 SH   SOLE   19,292 0 0
COMCAST CORP NEW CL A COM 20030N101 13,632 396,520 SH   SOLE   387,733 0 8,787
COMCAST CORP NEW CL A COM 20030N101 52 1,500 SH   OTR   1,500 0 0
CONOCOPHILLIPS COM COM 20825C104 214 6,962 SH   SOLE   5,762 0 1,200
CONSOLIDATED EDISON INC COM COM 209115104 1,076 13,789 SH   SOLE   9,189 0 4,600
CORNING INC COM COM 219350105 416 20,241 SH   SOLE   19,741 0 500
CORTEVA INC COM COM 22052L104 338 14,394 SH   SOLE   12,379 0 2,015
CORTEVA INC COM COM 22052L104 2 85 SH   OTR   85 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 1,534 5,380 SH   SOLE   5,380 0 0
CRH MED CORP COM COM 12626F105 441 328,900 SH   SOLE   328,900 0 0
CRH MEDICAL CORP COM RESTRICTE COM 12626F105 27 20,000 SH   SOLE   20,000 0 0
CSX CORP COM COM 126408103 1,117 19,495 SH   SOLE   18,795 0 700
CUMMINS INC COM COM 231021106 8,498 62,801 SH   SOLE   60,696 0 2,105
DANAHER CORPORATION COM COM 235851102 231 1,672 SH   SOLE   1,672 0 0
DEERE & CO COM COM 244199105 1,939 14,031 SH   SOLE   13,481 0 550
DEERE & CO COM COM 244199105 55 400 SH   OTR   400 0 0
DISCOVER FINL SVCS COM COM 254709108 7,872 220,696 SH   SOLE   212,481 0 8,215
DISCOVER FINL SVCS COM COM 254709108 157 4,400 SH   OTR   400 0 4,000
DISNEY WALT CO COM DISNEY COM 254687106 19,199 198,744 SH   SOLE   185,009 0 13,735
DISNEY WALT CO COM DISNEY COM 254687106 411 4,257 SH   OTR   1,257 0 3,000
DOLLAR TREE INC COM COM 256746108 3,913 53,258 SH   SOLE   50,818 0 2,440
DOMINION ENERGY INC COM COM 25746U109 9,866 136,673 SH   SOLE   126,790 0 9,883
DOMINION ENERGY INC COM COM 25746U109 474 6,565 SH   OTR   415 0 6,150
DOW INC COM COM 260557103 538 18,399 SH   SOLE   15,916 0 2,483
DOW INC COM COM 260557103 2 85 SH   OTR   85 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 1,287 15,908 SH   SOLE   14,069 0 1,839
DUPONT DE NEMOURS INC COM COM 26614N102 575 16,876 SH   SOLE   15,227 0 1,649
DUPONT DE NEMOURS INC COM COM 26614N102 3 85 SH   OTR   85 0 0
EASTMAN CHEM CO COM COM 277432100 7,650 164,230 SH   SOLE   157,245 0 6,985
EASTMAN CHEM CO COM COM 277432100 205 4,400 SH   OTR   400 0 4,000
EATON CORP PLC SHS COM G29183103 995 12,813 SH   SOLE   11,413 0 1,400
EATON CORP PLC SHS COM G29183103 31 400 SH   OTR   400 0 0
ECOLAB INC COM COM 278865100 607 3,894 SH   SOLE   3,894 0 0
EMERSON ELEC CO COM COM 291011104 7,514 157,699 SH   SOLE   153,874 0 3,825
EMERSON ELEC CO COM COM 291011104 255 5,350 SH   OTR   350 0 5,000
ENTERGY CORP NEW COM COM 29364G103 190 2,018 SH   SOLE   2,018 0 0
ENTERGY CORP NEW COM COM 29364G103 66 700 SH   OTR   700 0 0
EVERSOURCE ENERGY COM COM 30040W108 1,885 24,106 SH   SOLE   23,216 0 890
EXTRA SPACE STORAGE INC COM COM 30225T102 906 9,465 SH   SOLE   9,265 0 200
EXTRA SPACE STORAGE INC COM COM 30225T102 44 460 SH   OTR   460 0 0
EXXON MOBIL CORP COM COM 30231G102 11,029 290,460 SH   SOLE   264,321 0 26,139
EXXON MOBIL CORP COM COM 30231G102 231 6,096 SH   OTR   1,096 0 5,000
F5 NETWORKS INC COM COM 315616102 4,493 42,139 SH   SOLE   40,784 0 1,355
FACEBOOK INC CL A COM 30303M102 11,503 68,965 SH   SOLE   67,115 0 1,850
FEDEX CORP COM COM 31428X106 901 7,433 SH   SOLE   7,331 0 102
FIRST CTZNS BANCSHARES INC N C COM 31946M103 516 1,550 SH   SOLE   1,550 0 0
FISERV INC COM COM 337738108 266 2,800 SH   SOLE   2,800 0 0
FULTON FINL CORP PA COM COM 360271100 224 19,477 SH   SOLE   8,563 0 10,914
GENERAL DYNAMICS CORP COM COM 369550108 2,877 21,748 SH   SOLE   20,553 0 1,195
GENERAL DYNAMICS CORP COM COM 369550108 132 1,000 SH   OTR   0 0 1,000
GENERAL ELECTRIC CO COM COM 369604103 717 90,329 SH   SOLE   81,829 0 8,500
GENUINE PARTS CO COM COM 372460105 1,220 18,114 SH   SOLE   18,014 0 100
GILEAD SCIENCES INC COM COM 375558103 277 3,700 SH   SOLE   3,700 0 0
GLOBAL PMTS INC COM COM 37940X102 207 1,437 SH   SOLE   1,437 0 0
GLOBALSTAR INC COM COM 378973408 6 20,000 SH   SOLE   20,000 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 1,112 7,195 SH   SOLE   5,920 0 1,275
HARTFORD FINL SVCS GROUP INC C COM 416515104 1,353 38,399 SH   SOLE   38,283 0 116
HC2 HLDGS INC COM COM 404139107 16 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM COM 437076102 30,110 161,266 SH   SOLE   150,243 0 11,023
HOME DEPOT INC COM COM 437076102 504 2,700 SH   OTR   900 0 1,800
HONEYWELL INTL INC COM COM 438516106 3,813 28,502 SH   SOLE   27,967 0 535
HONEYWELL INTL INC COM COM 438516106 201 1,500 SH   OTR   0 0 1,500
HUNTINGTON BANCSHARES INC COM COM 446150104 120 14,620 SH   SOLE   5,830 0 8,790
ILLINOIS TOOL WKS INC COM COM 452308109 383 2,697 SH   SOLE   2,602 0 95
ILLINOIS TOOL WKS INC COM COM 452308109 28 200 SH   OTR   200 0 0
ILLUMINA INC COM COM 452327109 235 860 SH   SOLE   860 0 0
INTEL CORP COM COM 458140100 27,565 509,329 SH   SOLE   480,680 0 28,649
INTEL CORP COM COM 458140100 725 13,400 SH   OTR   1,400 0 12,000
INTERNATIONAL BUSINESS MACHS C COM 459200101 2,571 23,174 SH   SOLE   23,024 0 150
ITT INC COM COM 45073V108 974 21,480 SH   SOLE   21,305 0 175
ITT INC COM COM 45073V108 9 200 SH   OTR   200 0 0
JOHNSON & JOHNSON COM COM 478160104 25,925 197,702 SH   SOLE   182,424 0 15,278
JOHNSON & JOHNSON COM COM 478160104 747 5,696 SH   OTR   1,746 0 3,950
JPMORGAN CHASE & CO COM COM 46625H100 28,659 318,325 SH   SOLE   287,220 0 31,105
JPMORGAN CHASE & CO COM COM 46625H100 742 8,245 SH   OTR   935 0 7,310
KELLOGG CO COM COM 487836108 117 1,950 SH   SOLE   1,950 0 0
KELLOGG CO COM COM 487836108 222 3,696 SH   OTR   3,696 0 0
KIMBERLY CLARK CORP COM COM 494368103 9,246 72,308 SH   SOLE   70,093 0 2,215
KROGER CO COM COM 501044101 4,188 139,036 SH   SOLE   134,396 0 4,640
KROGER CO COM COM 501044101 60 2,000 SH   OTR   2,000 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 3,128 17,365 SH   SOLE   16,384 0 981
LIBERTY BROADBAND CORP COM SER COM 530307305 393 3,545 SH   SOLE   3,545 0 0
LIBERTY MEDIA CORP DELAWARE CO COM 531229409 226 7,132 SH   SOLE   7,132 0 0
LIBERTY MEDIA CORP DELAWARE CO COM 531229607 451 14,264 SH   SOLE   14,264 0 0
LILLY ELI & CO COM COM 532457108 21,991 158,531 SH   SOLE   156,426 0 2,105
LINCOLN NATL CORP IND COM COM 534187109 795 30,220 SH   SOLE   29,825 0 395
LOCKHEED MARTIN CORP COM COM 539830109 10,315 30,433 SH   SOLE   29,592 0 841
LOCKHEED MARTIN CORP COM COM 539830109 237 700 SH   OTR   0 0 700
LOWES COS INC COM COM 548661107 324 3,767 SH   SOLE   2,867 0 900
LYONDELLBASELL INDUSTRIES N V COM N53745100 236 4,759 SH   SOLE   4,334 0 425
MARATHON PETE CORP COM COM 56585A102 1,812 76,726 SH   SOLE   70,604 0 6,122
MARATHON PETE CORP COM COM 56585A102 5 200 SH   OTR   200 0 0
MARKEL CORP COM COM 570535104 1,532 1,651 SH   SOLE   1,346 0 305
MARRIOTT INTL INC NEW CL A COM 571903202 742 9,915 SH   SOLE   9,915 0 0
MASCO CORP COM COM 574599106 8,217 237,698 SH   SOLE   231,153 0 6,545
MASCO CORP COM COM 574599106 201 5,800 SH   OTR   800 0 5,000
MASTERCARD INC CL A COM 57636Q104 21,675 89,728 SH   SOLE   87,493 0 2,235
MASTERCARD INC CL A COM 57636Q104 58 240 SH   OTR   240 0 0
MCDONALDS CORP COM COM 580135101 3,711 22,443 SH   SOLE   20,348 0 2,095
MCDONALDS CORP COM COM 580135101 347 2,100 SH   OTR   300 0 1,800
MCKESSON CORP COM COM 58155Q103 6,412 47,406 SH   SOLE   46,501 0 905
MCKESSON CORP COM COM 58155Q103 27 200 SH   OTR   200 0 0
MEDTRONIC PLC SHS COM G5960L103 3,104 34,424 SH   SOLE   32,819 0 1,605
MEDTRONIC PLC SHS COM G5960L103 271 3,000 SH   OTR   0 0 3,000
MERCK & CO. INC COM COM 58933Y105 13,097 170,217 SH   SOLE   155,709 0 14,508
MERCK & CO. INC COM COM 58933Y105 510 6,625 SH   OTR   500 0 6,125
MICROSOFT CORP COM COM 594918104 57,004 361,446 SH   SOLE   333,316 0 28,130
MICROSOFT CORP COM COM 594918104 1,388 8,800 SH   OTR   2,800 0 6,000
MONDELEZ INTL INC CL A COM 609207105 2,599 51,889 SH   SOLE   46,289 0 5,600
MONDELEZ INTL INC CL A COM 609207105 20 400 SH   OTR   400 0 0
NEXTERA ENERGY INC COM COM 65339F101 959 3,987 SH   SOLE   3,987 0 0
NEXTERA ENERGY INC COM COM 65339F101 96 400 SH   OTR   400 0 0
NIKE INC CL B COM 654106103 7,599 91,844 SH   SOLE   89,554 0 2,290
NIKE INC CL B COM 654106103 21 250 SH   OTR   250 0 0
NORFOLK SOUTHERN CORP COM COM 655844108 11,782 80,699 SH   SOLE   75,632 0 5,067
NORFOLK SOUTHERN CORP COM COM 655844108 29 200 SH   OTR   200 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 1,751 5,789 SH   SOLE   5,789 0 0
ORACLE CORP COM COM 68389X105 4,518 93,482 SH   SOLE   87,182 0 6,300
PARKER HANNIFIN CORP COM COM 701094104 368 2,834 SH   SOLE   2,536 0 298
PAYPAL HLDGS INC COM COM 70450Y103 203 2,125 SH   SOLE   1,325 0 800
PEPSICO INC COM COM 713448108 17,724 147,579 SH   SOLE   142,624 0 4,955
PEPSICO INC COM COM 713448108 360 3,000 SH   OTR   0 0 3,000
PFIZER INC COM COM 717081103 9,795 300,107 SH   SOLE   273,261 0 26,846
PFIZER INC COM COM 717081103 373 11,420 SH   OTR   1,420 0 10,000
PHILIP MORRIS INTL INC COM COM 718172109 1,005 13,771 SH   SOLE   13,371 0 400
PHILLIPS 66 COM COM 718546104 902 16,815 SH   SOLE   16,047 0 768
PHILLIPS 66 COM COM 718546104 230 4,287 SH   OTR   0 0 4,287
PNC FINL SVCS GROUP INC COM COM 693475105 2,224 23,238 SH   SOLE   22,340 0 898
PPG INDS INC COM COM 693506107 802 9,599 SH   SOLE   9,599 0 0
PPL CORP COM COM 69351T106 262 10,622 SH   SOLE   8,222 0 2,400
PRA GROUP INC COM COM 69354N106 2,046 73,820 SH   SOLE   72,770 0 1,050
PROCTER & GAMBLE CO COM COM 742718109 10,203 92,755 SH   SOLE   88,240 0 4,515
PROCTER & GAMBLE CO COM COM 742718109 385 3,500 SH   OTR   760 0 2,740
PRUDENTIAL FINL INC COM COM 744320102 4,525 86,778 SH   SOLE   84,538 0 2,240
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 214 4,775 SH   SOLE   3,975 0 800
RAYONIER INC COM COM 754907103 534 22,674 SH   SOLE   22,674 0 0
RAYTHEON CO COM NEW COM 755111507 1,356 10,342 SH   SOLE   9,212 0 1,130
REINSURANCE GRP OF AMERICA INC COM 759351604 328 3,896 SH   SOLE   3,896 0 0
RGC RES INC COM COM 74955L103 742 25,660 SH   SOLE   25,660 0 0
ROYAL BK CDA COM COM 780087102 224 3,640 SH   SOLE   3,640 0 0
ROYAL DUTCH SHELL PLC SPONS AD COM 780259206 352 10,087 SH   SOLE   10,087 0 0
S&P GLOBAL INC COM COM 78409V104 312 1,275 SH   SOLE   1,275 0 0
SCHWAB CHARLES CORP COM COM 808513105 5,421 161,242 SH   SOLE   157,412 0 3,830
SEMPRA ENERGY COM COM 816851109 454 4,022 SH   SOLE   3,734 0 288
SIRIUS XM HLDGS INC COM COM 82968B103 124 25,008 SH   SOLE   25,008 0 0
SKYWORKS SOLUTIONS INC COM COM 83088M102 1,928 21,572 SH   SOLE   19,647 0 1,925
SONOCO PRODS CO COM COM 835495102 650 14,031 SH   SOLE   14,031 0 0
SOUTHERN CO COM COM 842587107 571 10,548 SH   SOLE   9,248 0 1,300
SOUTHWEST AIRLS CO COM COM 844741108 490 13,750 SH   SOLE   13,750 0 0
STARBUCKS CORP COM COM 855244109 6,312 96,019 SH   SOLE   90,884 0 5,135
STARBUCKS CORP COM COM 855244109 276 4,200 SH   OTR   650 0 3,550
STRYKER CORP COM COM 863667101 4,502 27,040 SH   SOLE   26,215 0 825
SYSCO CORP COM COM 871829107 330 7,234 SH   SOLE   6,834 0 400
TEXAS INSTRS INC COM COM 882508104 3,235 32,371 SH   SOLE   31,431 0 940
THERMO FISHER SCIENTIFIC INC C COM 883556102 692 2,440 SH   SOLE   1,890 0 550
TJX COS INC NEW COM COM 872540109 251 5,250 SH   SOLE   5,250 0 0
TOWNEBANK PORTSMOUTH VA COM COM 89214P109 2,091 115,568 SH   SOLE   115,191 0 377
TRANE TECHNOLOGIES PLC SHS COM G8994E103 216 2,619 SH   SOLE   2,219 0 400
TRAVELERS COMPANIES INC COM COM 89417E109 4,891 49,227 SH   SOLE   45,538 0 3,689
TRAVELERS COMPANIES INC COM COM 89417E109 30 300 SH   OTR   300 0 0
TRUIST FINL CORP COM COM 89832Q109 5,276 171,079 SH   SOLE   144,306 0 26,773
TYSON FOODS INC CL A COM 902494103 924 15,966 SH   SOLE   15,196 0 770
UDR INC COM COM 902653104 3,044 83,293 SH   SOLE   68,203 0 15,090
UDR INC COM COM 902653104 79 2,160 SH   OTR   2,160 0 0
UNION PAC CORP COM COM 907818108 1,247 8,838 SH   SOLE   8,213 0 625
UNITED BANKSHARES INC WEST VA COM 909907107 394 17,071 SH   SOLE   17,071 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 5,654 60,525 SH   SOLE   57,325 0 3,200
UNITED PARCEL SERVICE INC CL B COM 911312106 33 350 SH   OTR   350 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 11,643 46,688 SH   SOLE   45,448 0 1,240
US BANCORP DEL COM NEW COM 902973304 587 17,051 SH   SOLE   14,988 0 2,063
V F CORP COM COM 918204108 1,233 22,800 SH   SOLE   22,000 0 800
VALERO ENERGY CORP NEW COM COM 91913Y100 6,571 144,868 SH   SOLE   139,228 0 5,640
VALERO ENERGY CORP NEW COM COM 91913Y100 14 300 SH   OTR   300 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 14,818 275,790 SH   SOLE   258,425 0 17,365
VERIZON COMMUNICATIONS INC COM COM 92343V104 545 10,135 SH   OTR   968 0 9,167
VISA INC COM CL A COM 92826C839 539 3,347 SH   SOLE   3,147 0 200
WALMART INC COM COM 931142103 20,962 184,495 SH   SOLE   174,091 0 10,404
WALMART INC COM COM 931142103 653 5,750 SH   OTR   1,200 0 4,550
WASHINGTON REAL ESTATE INVT TR COM 939653101 486 20,340 SH   SOLE   15,940 0 4,400
WASTE MGMT INC DEL COM COM 94106L109 494 5,341 SH   SOLE   4,441 0 900
WEC ENERGY GROUP INC COM COM 92939U106 381 4,321 SH   SOLE   2,017 0 2,304
WELLS FARGO CO NEW COM COM 949746101 2,953 102,879 SH   SOLE   99,504 0 3,375
WESTERN DIGITAL CORP. COM COM 958102105 250 6,015 SH   SOLE   4,415 0 1,600
WHIRLPOOL CORP COM COM 963320106 771 8,981 SH   SOLE   8,156 0 825
WHIRLPOOL CORP COM COM 963320106 26 300 SH   OTR   300 0 0
XCEL ENERGY INC COM COM 98389B100 1,034 17,155 SH   SOLE   14,055 0 3,100
XCEL ENERGY INC COM COM 98389B100 332 5,500 SH   OTR   500 0 5,000
XYLEM INC COM COM 98419M100 2,018 30,991 SH   SOLE   30,871 0 120
YUM BRANDS INC COM COM 988498101 396 5,775 SH   SOLE   5,125 0 650
YUM CHINA HLDGS INC COM COM 98850P109 211 4,943 SH   SOLE   4,293 0 650
INVESCO EXCHANGE TRADED FD TR EX TRD EQ FD 46137V142 231 7,365 SH   SOLE   7,065 0 300
INVESCO QQQ TR UNIT SER 1 EX TRD EQ FD 46090E103 580 3,045 SH   SOLE   3,045 0 0
ISHARES GOLD TRUST EX TRD EQ FD 464285105 1,052 69,832 SH   SOLE   55,832 0 14,000
ISHARES GOLD TRUST EX TRD EQ FD 464285105 45 3,000 SH   OTR   3,000 0 0
ISHARES TR COHEN STEER REIT EX TRD EQ FD 464287564 1,109 12,112 SH   SOLE   11,112 0 1,000
ISHARES TR CORE S&P MCP ETF EX TRD EQ FD 464287507 2,488 17,295 SH   SOLE   16,185 0 1,110
ISHARES TR CORE S&P SCP ETF EX TRD EQ FD 464287804 362 6,459 SH   SOLE   6,459 0 0
ISHARES TR CORE S&P TTL STK EX TRD EQ FD 464287150 724 12,650 SH   SOLE   12,552 0 98
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 26,453 102,374 SH   SOLE   100,423 0 1,951
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 3,145 12,170 SH   OTR   4,745 0 7,425
ISHARES TR EAFE GRWTH ETF EX TRD EQ FD 464288885 988 13,895 SH   SOLE   13,895 0 0
ISHARES TR EAFE VALUE ETF EX TRD EQ FD 464288877 369 10,336 SH   SOLE   10,336 0 0
ISHARES TR EDGE MSCI USA VL EX TRD EQ FD 46432F388 261 4,147 SH   SOLE   4,147 0 0
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 10,168 190,200 SH   SOLE   184,045 0 6,155
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 679 12,700 SH   OTR   2,400 0 10,300
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 3,387 99,235 SH   SOLE   95,545 0 3,690
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 237 6,950 SH   OTR   0 0 6,950
ISHARES TR RUS 1000 ETF EX TRD EQ FD 464287622 548 3,870 SH   SOLE   3,870 0 0
ISHARES TR RUS 1000 GRW ETF EX TRD EQ FD 464287614 866 5,747 SH   SOLE   5,747 0 0
ISHARES TR RUS 1000 VAL ETF EX TRD EQ FD 464287598 268 2,707 SH   SOLE   2,707 0 0
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 2,510 15,209 SH   SOLE   13,184 0 2,025
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 809 4,900 SH   OTR   4,475 0 425
ISHARES TR S&P 500 VAL ETF EX TRD EQ FD 464287408 2,312 24,019 SH   SOLE   23,029 0 990
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 23,820 217,042 SH   SOLE   210,697 0 6,345
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 373 3,400 SH   OTR   2,200 0 1,200
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 1,587 21,580 SH   SOLE   19,480 0 2,100
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 37 500 SH   OTR   500 0 0
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 1,202 12,024 SH   SOLE   11,049 0 975
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 180 1,800 SH   OTR   900 0 900
ISHARES TR U.S. TECH ETF EX TRD EQ FD 464287721 290 1,420 SH   SOLE   1,420 0 0
ISHARES TR USA QUALITY FCTR EX TRD EQ FD 46432F339 23,923 295,194 SH   SOLE   290,089 0 5,105
ISHARES TR USA QUALITY FCTR EX TRD EQ FD 46432F339 118 1,450 SH   OTR   1,450 0 0
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 8,638 426,451 SH   SOLE   424,941 0 1,510
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 99 4,900 SH   OTR   4,900 0 0
SCHWAB STRATEGIC TR US BRD MKT EX TRD EQ FD 808524102 1,160 19,196 SH   SOLE   19,196 0 0
SCHWAB STRATEGIC TR US LRG CAP EX TRD EQ FD 808524201 586 9,567 SH   SOLE   9,567 0 0
SPDR GOLD TRUST GOLD SHS EX TRD EQ FD 78463V107 983 6,643 SH   SOLE   6,600 0 43
SPDR S&P 500 ETF TR TR UNIT EX TRD EQ FD 78462F103 891 3,457 SH   SOLE   3,457 0 0
SPDR SER TR S&P 600 SMCP VAL EX TRD EQ FD 78464A300 10,343 253,127 SH   SOLE   247,372 0 5,755
SPDR SER TR S&P DIVID ETF EX TRD EQ FD 78464A763 240 3,005 SH   SOLE   3,005 0 0
VANGUARD FTSE DEVELOPED MARKET EX TRD EQ FD 921943858 67,715 2,031,035 SH   SOLE   1,974,070 0 56,965
VANGUARD FTSE DEVELOPED MARKET EX TRD EQ FD 921943858 715 21,450 SH   OTR   17,450 0 4,000
VANGUARD INDEX FDS LARGE CAP E EX TRD EQ FD 922908637 249 2,100 SH   SOLE   2,100 0 0
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 1,734 51,681 SH   SOLE   49,051 0 2,630
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 71 2,130 SH   OTR   2,130 0 0
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 4,488 43,406 SH   SOLE   35,711 0 7,695
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 427 4,130 SH   OTR   4,130 0 0
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 21,726 657,751 SH   SOLE   641,683 0 16,068
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 17 500 SH   OTR   500 0 0
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 4,817 267,309 SH   SOLE   258,179 0 9,130
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 54 3,000 SH   OTR   3,000 0 0