CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
ASSETS
Cash and due from banks	$ 10,926	$ 11,449
Interest-bearing deposits with banks	30,164	17,893
Total cash and cash equivalents	41,090	29,342
Interest-bearing time deposits	2,555	3,100
Trading account securities, at fair value	5,819	9,255
Securities available for sale, at fair value	178,019	174,493
Securities held to maturity	2,955	3,166
Loans held for sale, residential mortgage	755	384
Loans held for sale, Small Business Administration	24,215	5,087
Loans, net of allowance for loan losses of $7,995 and $7,122	564,771	518,611
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	6,936	6,936
Premises and equipment	11,439	11,674
Other real estate owned, held for sale	346	519
Accrued interest receivable:
Loans	1,827	1,451
Securities	1,681	1,355
Cash surrender value of life insurance	18,182	18,214
Goodwill	7,936	7,936
Core deposit intangibles	779	1,037
Other assets	4,777	3,956
Total Assets	874,082	796,516
Deposits:
Noninterest-bearing	95,558	79,859
Interest-bearing	578,342	499,608
Total deposits	673,900	579,467
Repurchase agreements	1,347	1,345
Borrowings from Federal Home Loan Bank	100,000	121,633
Accrued interest payable	265	195
Advance payments by borrowers for taxes and insurance	992	1,014
Accrued expenses and other liabilities	6,259	6,282
Total Liabilities	782,763	709,936
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 2,559,307 shares (2,542,042 at September 30, 2016); outstanding 2,242,454 shares (2,204,787 shares at September 30, 2016)	25	25
Additional paid-in capital	27,782	27,182
Retained earnings - substantially restricted	65,558	59,499
Accumulated other comprehensive income	4,438	5,944
Unearned stock compensation	(606)	0
Less treasury stock, at cost - 316,853 shares (337,255 shares at September 30, 2016)	(5,878)	(6,070)
Total Stockholders' Equity	91,319	86,580
Total Liabilities and Stockholders' Equity	$ 874,082	$ 796,516