SELECTED QUARTERLY FINANCIAL INFORMATION (Tables)

12 Months Ended

Sep. 30, 2016

Supplemental Cash Flow Elements [Abstract]

Quarterly Financial Information

	First		Second		Third		Fourth
(In thousands, except per share data)	Quarter		Quarter		Quarter		Quarter
September 30, 2016:
Interest income	$	7,126	$	7,147	$	7,422	$	7,761
Interest expense		968		1,028		1,115		1,056
Net interest income		6,158		6,119		6,307		6,705
Provision for loan losses		-		125		303		209
Net interest income after provision for loan losses		6,158		5,994		6,004		6,496
Noninterest income		1,444		1,262		(2,576)		3,242
Noninterest expenses		5,892		5,232		5,590		5,721
Income (loss) before income taxes		1,710		2,024		(2,162)		4,017
Income tax expense (benefit)		467		389		(4,389)		1,211
Net income		1,243		1,635		2,227		2,806
Less: Preferred stock dividends declared		43		19		-		-
Net income available to common shareholders	$	1,200	$	1,616	$	2,227	$	2,806
Net income per common share, basic	$	0.55	$	0.73	$	1.01	$	1.27
Net income per common share, diluted	$	0.52	$	0.70	$	0.97	$	1.22
September 30, 2015:
Interest income	$	7,009	$	6,924	$	6,915	$	7,139
Interest expense		931		952		933		962
Net interest income		6,078		5,972		5,982		6,177
Provision for loan losses		207		212		208		232
Net interest income after provision for loan losses		5,871		5,760		5,774		5,945
Noninterest income		1,111		1,078		1,937		1,850
Noninterest expenses		5,374		4,876		5,197		5,552
Income before income taxes		1,608		1,962		2,514		2,243
Income tax expense		408		435		318		415
Net income		1,200		1,527		2,196		1,828
Less: Preferred stock dividends declared		43		43		43		42
Net income available to common shareholders	$	1,157	$	1,484	$	2,153	$	1,786
Net income per common share, basic	$	0.55	$	0.69	$	1.00	$	0.83
Net income per common share, diluted	$	0.52	$	0.66	$	0.95	$	0.80