REGULATORY MATTERS (Tables)

12 Months Ended

Sep. 30, 2016

Banking and Thrift [Abstract]

REGULATORY MATTERS

The Company’s and Bank’s actual capital amounts and ratios are also presented in the table. No amount was deducted from capital for interest-rate risk in either year.

											Minimum
											To Be Well
						Minimum					Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes:					Action Provisions:
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2016:
Total capital (to risk-weighted assets):
Consolidated	$	72,227		11.82	%	$	48,874		8.00	%		N/A		N/A
Bank		69,056		11.33			48,748		8.00		$	60,934		10.00	%
Tier I capital (to risk-weighted assets):
Consolidated	$	65,105		10.66	%	$	36,655		6.00	%		N/A		N/A
Bank		61,934		10.16			36,561		6.00		$	48,748		8.00	%
Common equity tier I capital (to risk-weighted assets):
Consolidated	$	65,105		10.66	%	$	27,491		4.50	%		N/A		N/A
Bank		61,934		10.16			27,420		4.50		$	39,607		6.50	%
Tier I capital (to average adjusted total assets):
Consolidated	$	65,105		8.43	%	$	30,881		4.00	%		N/A		N/A
Bank		61,934		8.09			30,621		4.00		$	38,277		5.00	%
As of September 30, 2015:
Total capital (to risk-weighted assets):
Consolidated	$	85,531		16.21	%	$	42,221		8.00	%		N/A		N/A
Bank		69,075		13.13			42,084		8.00		$	52,605		10.00	%
Tier I capital (to risk-weighted assets):
Consolidated	$	78,955		14.96	%	$	31,666		6.00	%		N/A		N/A
Bank		62,499		11.88			31,563		6.00		$	42,084		8.00	%
Common equity tier I capital (to risk-weighted assets):
Consolidated	$	78,955		14.96	%	$	23,749		4.50	%		N/A		N/A
Bank		62,499		11.88			23,672		4.50		$	34,193		6.50	%
Tier I capital (to average adjusted total assets):
Consolidated	$	78,955		11.01	%	$	28,691		4.00	%		N/A		N/A
Bank		62,499		8.67			28,834		4.00		$	36,043		5.00	%