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DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
12 Months Ended
Sep. 30, 2016
Fair Value Disclosures [Abstract]  
Estimated Fair Values of Financial Instruments
The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2016 and 2015.
 
 
 
Carrying
 
Fair Value Measurements Using:
 
 
 
Amount
 
Level 1
 
Level 2
 
Level 3
 
 
 
(In thousands)
 
September 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and due from banks
 
$
11,449
 
$
11,449
 
$
-
 
$
-
 
Interest-bearing deposits with banks
 
 
17,893
 
 
17,893
 
 
-
 
 
-
 
Interest-bearing time deposits
 
 
3,100
 
 
-
 
 
3,114
 
 
-
 
Trading account securities
 
 
9,255
 
 
-
 
 
9,255
 
 
-
 
Securities available for sale
 
 
174,493
 
 
-
 
 
174,493
 
 
-
 
Securities held to maturity
 
 
3,166
 
 
-
 
 
3,654
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans, net
 
 
518,611
 
 
-
 
 
-
 
 
522,560
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans held for sale
 
 
5,471
 
 
-
 
 
5,471
 
 
-
 
FRB and FHLB stock
 
 
6,936
 
 
-
 
 
6,936
 
 
-
 
Accrued interest receivable
 
 
2,806
 
 
-
 
 
2,806
 
 
-
 
Loan servicing rights (included in other assets)
 
 
310
 
 
-
 
 
-
 
 
310
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
 
 
579,467
 
 
-
 
 
-
 
 
581,844
 
Short-term repurchase agreements
 
 
1,345
 
 
-
 
 
1,345
 
 
-
 
Borrowings from FHLB
 
 
121,633
 
 
-
 
 
123,794
 
 
-
 
Accrued interest payable
 
 
195
 
 
-
 
 
195
 
 
-
 
Advance payments by borrowers for taxes and insurance
 
 
1,014
 
 
-
 
 
1,014
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and due from banks
 
$
9,884
 
$
9,884
 
$
-
 
$
-
 
Interest-bearing deposits with banks
 
 
15,110
 
 
15,110
 
 
-
 
 
-
 
Interest-bearing time deposits
 
 
3,100
 
 
-
 
 
3,099
 
 
-
 
Trading account securities
 
 
9,044
 
 
-
 
 
9,044
 
 
-
 
Securities available for sale
 
 
178,328
 
 
-
 
 
178,328
 
 
-
 
Securities held to maturity
 
 
4,620
 
 
-
 
 
5,191
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans, net
 
 
457,112
 
 
-
 
 
-
 
 
456,331
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans held for sale
 
 
6,803
 
 
-
 
 
6,803
 
 
-
 
FRB and FHLB stock
 
 
6,720
 
 
-
 
 
6,720
 
 
-
 
Accrued interest receivable
 
 
2,655
 
 
-
 
 
2,655
 
 
-
 
Investment in historic tax credit entity (included in other assets)
 
 
4,169
 
 
-
 
 
4,169
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
 
 
533,297
 
 
-
 
 
-
 
 
536,121
 
Short-term repurchase agreements
 
 
1,342
 
 
-
 
 
1,342
 
 
-
 
Borrowings from FHLB
 
 
104,867
 
 
-
 
 
106,446
 
 
-
 
Other long-term debt
 
 
4,632
 
 
-
 
 
4,632
 
 
-
 
Accrued interest payable
 
 
186
 
 
-
 
 
186
 
 
-
 
Advance payments by borrowers for taxes and insurance
 
 
883
 
 
-
 
 
883
 
 
-