CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Loans, including fees	$ 22,876	$ 21,439
Securities:
Taxable	3,826	4,111
Tax-exempt	2,335	2,086
Dividend income	310	303
Interest-bearing deposits with banks	109	48
Total interest income	29,456	27,987
INTEREST EXPENSE
Deposits	2,490	2,427
Federal funds purchased	1	0
Repurchase agreements	3	3
Borrowings from Federal Home Loan Bank	1,512	1,172
Loans payable	161	176
Total interest expense	4,167	3,778
Net interest income	25,289	24,209
Provision for loan losses	637	859
Net interest income after provision for loan losses	24,652	23,350
NONINTEREST INCOME
Service charges on deposit accounts	1,221	1,326
Net gain on trading account securities	748	440
Net gain on sales of loans	1,145	411
Net unrealized gain on loans held for sale	0	413
Increase in cash surrender value of life insurance	448	479
Gain on life insurance	0	831
Commission income	369	373
Real estate lease income	489	628
Net gain on sale of premises and equipment	168	0
Net gain on sale of real estate development	1,862	0
Loss on tax credit investment	(4,236)	0
Other income	1,158	1,075
Total noninterest income	3,372	5,976
NONINTEREST EXPENSE
Compensation and benefits	12,858	11,809
Occupancy and equipment	2,698	2,622
Data processing	1,587	1,390
Advertising	545	530
Professional fees	1,259	1,172
FDIC insurance premiums	502	460
Net loss on other real estate owned	28	1
Other operating expenses	2,958	3,015
Total noninterest expense	22,435	20,999
Income before income taxes	5,589	8,327
Income tax expense (benefit)	(2,322)	1,576
Net Income	7,911	6,751
Preferred stock dividends declared	62	171
Net Income Available to Common Shareholders	$ 7,849	$ 6,580
Net income per common share:
Basic	$ 3.57	$ 3.07
Diluted	$ 3.41	$ 2.93
Weighted average common shares outstanding:
Basic	2,200,258	2,140,632
Diluted	2,303,628	2,247,966
Dividends per common share	$ 0.51	$ 0.47