CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Sep. 30, 2012
ASSETS
Cash and due from banks	$ 7,903	$ 27,569
Interest-bearing deposits with banks	13,212	11,222
Total cash and cash equivalents	21,115	38,791
Trading account securities, at fair value	2,277	3,562
Securities available for sale, at fair value	165,051	152,543
Securities held to maturity	6,772	7,848
Loans held for sale	233	643
Loans, net	404,482	389,067
Federal Home Loan Bank stock, at cost	5,400	5,400
Real estate development and construction	7,228	4,538
Premises and equipment	11,324	10,907
Foreclosed real estate	671	1,481
Accrued interest receivable:
Loans	1,276	1,358
Securities	1,432	1,054
Cash surrender value of life insurance	12,834	8,548
Goodwill	7,936	7,936
Core deposit intangibles	2,155	2,413
Other assets	2,834	2,824
Total Assets	653,020	638,913
Deposits:
Noninterest-bearing	51,908	50,502
Interest-bearing	432,475	443,732
Total deposits	484,383	494,234
Repurchase agreements	1,334	1,329
Borrowings from Federal Home Loan Bank	76,365	53,062
Other long-term debt	4,962	2,132
Accrued interest payable	186	236
Advance payments by borrowers for taxes and insurance	464	622
Accrued expenses and other liabilities	3,299	4,372
Total Liabilities	570,993	555,987
STOCKHOLDERS' EQUITY
Common stock of $.01 par value per share Authorized 20,000,000 shares; issued 2,542,042 shares; outstanding 2,313,237 and 2,329,681 shares in 2013 and 2012, respectively	25	25
Retained earnings - substantially restricted	41,775	39,917
Accumulated other comprehensive income	2,220	5,609
Unearned ESOP shares	(903)	(1,198)
Unearned stock compensation	(488)	(682)
Less treasury stock, at cost - 228,805 shares (212,361 shares at September 30, 2012)	(3,097)	(2,766)
Total Stockholders' Equity	82,027	82,926
Total Liabilities and Stockholders' Equity	653,020	638,913
Preferred Stock
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Additional paid-in capital	17,120	17,120
Senior Non-Cumulative Perpetual Preferred Stock, Series A
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common Stock [Member]
STOCKHOLDERS' EQUITY
Additional paid-in capital	$ 25,375	$ 24,901