The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAPITAL GROUP LTD ORD G0450A105 156 2,190 SH   SOLE   2,190 0 0
BUNGE LIMITED COM G16962105 26 460 SH   SOLE   460 0 0
ALEXION PHARM.INC COM 015351109 245 1,760 SH   SOLE   1,760 0 0
ALLSTATE CORP COM 020002101 858 12,740 SH   SOLE   12,740 0 0
AMAZON.COM INC COM 023135106 1,763 2,970 SH   SOLE   2,970 0 0
AMERICAN INTERNATIONAL GROUP COM NEW 026874784 54 990 SH   SOLE   990 0 0
AMERICAN WATER WORKS CO INC COM 030420103 9,013 130,760 SH   SOLE   130,760 0 0
AMGEN INC COM 031162100 1,567 10,450 SH   SOLE   10,450 0 0
ANALOG DEVICES COM 032654105 9,920 167,600 SH   SOLE   167,600 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 170 16,530 SH   SOLE   16,530 0 0
ANTHEM INC COM 036752103 2,220 15,970 SH   SOLE   15,970 0 0
APPLE INC COM 037833100 10,564 96,930 SH   SOLE   96,930 0 0
ARROW ELECTRONICS INC COM 042735100 181 2,810 SH   SOLE   2,810 0 0
AUTOLIV INC COM 052800109 32 270 SH   SOLE   270 0 0
AUTOZONE INC COM 053332102 1,354 1,700 SH   SOLE   1,700 0 0
BAIDU INC - SPON ADR SPON ADR REP A 056752108 1,374 7,200 SH   SOLE   7,200 0 0
BRISTOL MYERS-SQUIBB COM 110122108 11,111 173,940 SH   SOLE   173,940 0 0
BROWN-FORMAN CORP-CLASS B CL B 115637209 8,019 81,440 SH   SOLE   81,440 0 0
BURLINGTON STORES INC COM 122017106 245 4,350 SH   SOLE   4,350 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100 220 7,030 SH   SOLE   7,030 0 0
CIGNA CORP COM 125509109 45 330 SH   SOLE   330 0 0
CVS HEALTH CORP COM 126650100 1,387 13,370 SH   SOLE   13,370 0 0
CARNIVAL CORP PAIRED CTF 143658300 9,469 179,430 SH   SOLE   179,430 0 0
CELGENE CORP COM 151020104 2,100 20,980 SH   SOLE   20,980 0 0
CHEVRON CORP COM 166764100 7,992 83,770 SH   SOLE   83,770 0 0
CINTAS CORP COM 172908105 853 9,500 SH   SOLE   9,500 0 0
CITIGROUP INC COM NEW 172967424 2,186 52,360 SH   SOLE   52,360 0 0
CONSOLIDATED EDISON INC COM 209115104 438 5,710 SH   SOLE   5,710 0 0
DANAHER CORP COM 235851102 245 2,580 SH   SOLE   2,580 0 0
DELTA AIR LINES INC COM NEW 247361702 158 3,250 SH   SOLE   3,250 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 42 820 SH   SOLE   820 0 0
DOW CHEMICAL COM 260543103 9,354 183,910 SH   SOLE   183,910 0 0
ECOLAB INC COM 278865100 1,098 9,850 SH   SOLE   9,850 0 0
ELECTRONIC ARTS INC COM 285512109 985 14,900 SH   SOLE   14,900 0 0
EXPEDITORS INTL WASH INC COM 302130109 1,730 35,450 SH   SOLE   35,450 0 0
FISERV INC COM 337738108 1,018 9,920 SH   SOLE   9,920 0 0
FOOT LOCKER INC COM 344849104 241 3,740 SH   SOLE   3,740 0 0
GENERAL DYNAMICS CORP COM 369550108 233 1,770 SH   SOLE   1,770 0 0
GENERAL ELECTRIC CO COM 369604103 32 1,010 SH   SOLE   1,010 0 0
GENERAL MILLS INC COM 370334104 20 310 SH   SOLE   310 0 0
GILEAD SCIENCES INC COM 375558103 2,380 25,910 SH   SOLE   25,910 0 0
GOODYEAR TIRE & RUBBER CO COM 382550101 974 29,530 SH   SOLE   29,530 0 0
HAIN CELESTIAL GROUP INC COM 405217100 243 5,930 SH   SOLE   5,930 0 0
HARRIS CORP COM 413875105 62 800 SH   SOLE   800 0 0
HASBRO INC COM 418056107 1,475 18,420 SH   SOLE   18,420 0 0
HOLLYFRONTIER CORP COM 436106108 829 23,470 SH   SOLE   23,470 0 0
HOME DEPOT INC COM 437076102 10,580 79,290 SH   SOLE   79,290 0 0
HORMEL FOODS CORP COM 440452100 585 13,530 SH   SOLE   13,530 0 0
HUMANA INC COM 444859102 123 670 SH   SOLE   670 0 0
INFOSYS LTD-SP ADR SPONSORED ADR 456788108 114 6,000 SH   SOLE   6,000 0 0
INTEL CORP COM 458140100 222 6,860 SH   SOLE   6,860 0 0
INTL BUSINESS MACHINES CORP COM 459200101 230 1,520 SH   SOLE   1,520 0 0
INTERNATIONAL PAPER CO COM 460146103 629 15,320 SH   SOLE   15,320 0 0
INTUIT INC COM 461202103 1,167 11,220 SH   SOLE   11,220 0 0
ISHARES MSCI EMERGING MARKET MSCI ENG MKT ETF 464287234 30,665 895,339 SH   SOLE   895,339 0 0
JACK IN THE BOX INC COM 466367109 229 3,580 SH   SOLE   3,580 0 0
JOHNSON & JOHNSON COM 478160104 296 2,740 SH   SOLE   2,740 0 0
KROGER CO COM 501044101 1,335 34,890 SH   SOLE   34,890 0 0
LAM RESEARCH CORP COM 512807108 247 2,990 SH   SOLE   2,990 0 0
LOCKHEED MARTIN CORP COM 539830109 8,142 36,760 SH   SOLE   36,760 0 0
LOWE'S COS INC COM 548661107 176 2,330 SH   SOLE   2,330 0 0
MARSH & MCLENNAN COS COM 571748102 1,093 17,980 SH   SOLE   17,980 0 0
MCCORMICK & CO-NON VTG SHRS COM NON VTG 579780206 55 550 SH   SOLE   550 0 0
MCDONALDS CORP COM 580135101 8,917 70,950 SH   SOLE   70,950 0 0
MICROSOFT CORP COM 594918104 10,971 198,640 SH   SOLE   198,640 0 0
NASDAQ INC COM 631103108 940 14,160 SH   SOLE   14,160 0 0
NEWELL RUBBERMAID INC COM 651229106 253 5,720 SH   SOLE   5,720 0 0
NIKE INC CL B 654106103 1,633 26,570 SH   SOLE   26,570 0 0
NORTHERN TRUST CORP COM 665859104 1,412 21,660 SH   SOLE   21,660 0 0
NORTHROP GRUMMAN CORP COM 666807102 8,336 42,120 SH   SOLE   42,120 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 1,250 14,780 SH   SOLE   14,780 0 0
PPG INDUSTRIES INC COM 693506107 1,585 14,220 SH   SOLE   14,220 0 0
PEPSICO INC COM 713448108 874 8,530 SH   SOLE   8,530 0 0
PFIZER INC COM 717081103 467 15,760 SH   SOLE   15,760 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 7,241 73,810 SH   SOLE   73,810 0 0
PHILLIPS 66 COM 718546104 191 2,210 SH   SOLE   2,210 0 0
PRICELINE GROUP INC/THE COM NEW 741503403 1,276 990 SH   SOLE   990 0 0
PROCTER AND GAMBLE CO COM 742718109 36 440 SH   SOLE   440 0 0
QUALCOMM INC COM 747525103 234 4,580 SH   SOLE   4,580 0 0
RAYTHEON COMPANY COM NEW 755111507 132 1,080 SH   SOLE   1,080 0 0
REYNOLDS AMERICAN INC COM 761713106 9,120 181,270 SH   SOLE   181,270 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,581 8,650 SH   SOLE   8,650 0 0
ROSS STORES INC COM 778296103 1,171 20,230 SH   SOLE   20,230 0 0
SCHLUMBERGER LTD COM 806857108 8,787 119,140 SH   SOLE   119,140 0 0
SHERWIN-WILLIAMS CO/THE COM 824348106 1,031 3,620 SH   SOLE   3,620 0 0
SIMON PROPERTY GROUP INC COM 828806109 247 1,190 SH   SOLE   1,190 0 0
SOUTHWEST AIRLINES CO COM 844741108 2,148 47,940 SH   SOLE   47,940 0 0
STARBUCKS CORP COM 855244109 9,902 165,870 SH   SOLE   165,870 0 0
TJX COMPANIES INC COM 872540109 1,480 18,890 SH   SOLE   18,890 0 0
T-MOBILE US INC COM 872590104 1,358 35,450 SH   SOLE   35,450 0 0
TAIWAN SEMICONDUCTOR-SP SPONSORED ADR 874039100 50 1,900 SH   SOLE   1,900 0 0
TATA MOTORS LTD-SPON ADR SPONSORED ADR 876568502 70 2,400 SH   SOLE   2,400 0 0
TESORO CORP COM 881609101 129 1,500 SH   SOLE   1,500 0 0
TYSON FOODS INC-CL A CL A 902494103 201 3,010 SH   SOLE   3,010 0 0
VANGUARD S&P 500 ETF S&P500 ETF SHS 922908363 1,759 9,330 SH   SOLE   9,330 0 0
VULCAN MATERIALS CO COM 929160109 234 2,220 SH   SOLE   2,220 0 0
WAL-MART STORES INC COM 931142103 60 870 SH   SOLE   870 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,219 14,470 SH   SOLE   14,470 0 0
WELLS FARGO & COMPANY COM 949746101 10,173 210,370 SH   SOLE   210,370 0 0
WESTERN UNION CO COM 959802109 8,227 426,500 SH   SOLE   426,500 0 0
XEROX CORP COM 984121103 46 4,080 SH   SOLE   4,080 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 158 1,770 SH   SOLE   1,770 0 0
TRAVELERS COS INC/THE COM 89417E109 186 1,590 SH   SOLE   1,590 0 0
AT&T INC COM 00206R102 9,328 238,150 SH   SOLE   238,150 0 0
ABBVIE INC COM 00287Y109 69 1,200 SH   SOLE   1,200 0 0
AETNA INC COM 00817Y108 52 460 SH   SOLE   460 0 0
ALIBABA GROUP HOLDING-SP ADR SPONSORED ADS 01609W102 4,690 59,350 SH   SOLE   59,350 0 0
ALLY FINANCIAL INC COM 02005N100 335 17,900 SH   SOLE   17,900 0 0
ALPHABET INC-CL C CAP STK CL C 02079K107 2,035 2,732 SH   SOLE   2,732 0 0
ALPHABET INC-CL A CAP STK CL A 02079K305 1,930 2,530 SH   SOLE   2,530 0 0
ALTRIA GROUP INC COM 02209S103 9,687 154,600 SH   SOLE   154,600 0 0
AMERICAN CAPITAL AGENCY CORP COM 02503X105 163 8,740 SH   SOLE   8,740 0 0
ASSURANT INC COM 04621X108 329 4,260 SH   SOLE   4,260 0 0
AUTONATION INC COM 05329W102 228 4,880 SH   SOLE   4,880 0 0
BAXALTA INC COM 07177M103 171 4,240 SH   SOLE   4,240 0 0
BIOGEN INC COM 09062X103 1,697 6,520 SH   SOLE   6,520 0 0
C.H. ROBINSON WORLDWIDE INC COM NEW 12541W209 1,181 15,910 SH   SOLE   15,910 0 0
CARDINAL HEALTH INC COM 14149Y108 9,114 111,220 SH   SOLE   111,220 0 0
CHUNGHWA TELECOM LT-SPON ADR SPON ADR NEW11 17133Q502 34 1,000 SH   SOLE   1,000 0 0
CISCO SYSTEMS COM 17275R102 902 31,680 SH   SOLE   31,680 0 0
COCA-COLA ENTERPRISES COM 19122T109 234 4,610 SH   SOLE   4,610 0 0
COMCAST CORP-CL A CL A 20030N101 412 6,750 SH   SOLE   6,750 0 0
CONOCOPHILLIPS COM 20825C104 8,954 222,340 SH   SOLE   222,340 0 0
DOMINION RESOURCES INC/VA COM 25746U109 44 590 SH   SOLE   590 0 0
DUKE ENERGY CORP COM NEW 26441C204 165 2,050 SH   SOLE   2,050 0 0
EOG RESOURCES INC COM 26875P101 1,617 22,280 SH   SOLE   22,280 0 0
ENGILITY HOLDINGS INC COM 29286C107 0 19 SH   SOLE   19 0 0
EXELON CORP COM 30161N101 16 450 SH   SOLE   450 0 0
EXXON MOBIL CORPORATION COM 30231G102 2,529 30,260 SH   SOLE   30,260 0 0
FACEBOOK INC-A CL A 30303M102 2,689 23,570 SH   SOLE   23,570 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106 86 1,360 SH   SOLE   1,360 0 0
FIRST REPUBLIC BANK/CA COM 33616C100 232 3,480 SH   SOLE   3,480 0 0
GENERAL MOTORS CO COM 37045V100 24 770 SH   SOLE   770 0 0
HDFC BANK LTD-ADR ADR REPS 3 SHS 40415F101 117 1,900 SH   SOLE   1,900 0 0
HP INC COM 40434L105 169 13,700 SH   SOLE   13,700 0 0
HEWLETT PACKARD ENTERPRIS COM 42824C109 197 11,090 SH   SOLE   11,090 0 0
ICICI BANK LTD-SPON ADR ADR 45104G104 66 9,200 SH   SOLE   9,200 0 0
IKANG HEALTHCARE GROUP-ADR SPONSORED ADR 45174L108 79 3,600 SH   SOLE   3,600 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,220 2,030 SH   SOLE   2,030 0 0
JPMORGAN CHASE & CO COM 46625H100 10,917 184,350 SH   SOLE   184,350 0 0
JD.COM INC-ADR SPON ADR CL A 47215P106 37 1,400 SH   SOLE   1,400 0 0
KINDER MORGAN INC COM 49456B101 1,469 82,270 SH   SOLE   82,270 0 0
MARATHON PETROLEUM CORP COM 56585A102 33 890 SH   SOLE   890 0 0
MCKESSON CORPORATION COM 58155Q103 681 4,330 SH   SOLE   4,330 0 0
MERCK & CO INC COM 58933Y105 8,974 169,610 SH   SOLE   169,610 0 0
NEXTERA ENERGY INC COM 65339F101 9,530 80,530 SH   SOLE   80,530 0 0
NVIDIA CORP COM 67066G104 973 27,300 SH   SOLE   27,300 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 1,253 4,580 SH   SOLE   4,580 0 0
OCH-ZIFF CAPITAL MANAGEMEN-A CL A 67551U105 245 56,400 SH   SOLE   56,400 0 0
PAYPAL HOLDINGS INC COM 70450Y103 924 23,940 SH   SOLE   23,940 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103 15,029 73,126 SH   SOLE   73,126 0 0
SVB FINANCIAL GROUP COM 78486Q101 244 2,390 SH   SOLE   2,390 0 0
SILICON MOTION TECHNOL-ADR SPONSORED ADR 82706C108 39 1,000 SH   SOLE   1,000 0 0
SYNCHRONY FINANCIAL COM 87165B103 139 4,840 SH   SOLE   4,840 0 0
TIME WARNER CABLE COM 88732J207 203 990 SH   SOLE   990 0 0
21VIANET GROUP INC-ADR SPONSORED ADR 90138A103 28 1,400 SH   SOLE   1,400 0 0
UNUMPROVIDENT CORP COM 91529Y106 48 1,540 SH   SOLE   1,540 0 0
VALERO ENERGY CORP COM 91913Y100 1,244 19,390 SH   SOLE   19,390 0 0
VERIZON COMMUNICATIO COM 92343V104 8,935 165,216 SH   SOLE   165,216 0 0
VISA INC-CLASS A SHRS COM CL A 92826C839 1,922 25,130 SH   SOLE   25,130 0 0
AERCAP HOLDINGS NV SHS N00985106 37 950 SH   SOLE   950 0 0
TE CONNECTIVITY LTD REG SHS H8498104 97 1,560 SH   SOLE   1,560 0 0
DELPHI AUTOMOTIVE PLC SHS G27823106 104 1,380 SH   SOLE   1,380 0 0
AXALTA COATING SYSTEMS LTD COM G0750C108 49 1,680 SH   SOLE   1,680 0 0
AXIS CAPITAL HOLDINGS LTD SHS G0692U109 167 3,010 SH   SOLE   3,010 0 0
ACCENTURE PLC-CL A SHS CLASS A G1151C101 1,404 12,170 SH   SOLE   12,170 0 0
EVEREST RE GROUP LTD COM G3223R10 182 920 SH   SOLE   920 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G10 179 1,490 SH   SOLE   1,490 0 0
XL GROUP PLC SHS G98290102 781 21,220 SH   SOLE   21,220 0 0
CHUBB LTD COM H1467J104 181 1,520 SH   SOLE   1,520 0 0
LYONDELLBASELL INDU-CL A SHS A N53745100 145 1,690 SH   SOLE   1,690 0 0
BROADCOM LTD SHS Y09827109 1,139 7,370 SH   SOLE   7,370 0 0