The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 269 7,560 SH   SOLE   7,560 0 0
ABBOTT LABORATORIES COM 002824100 7,122 145,100 SH   SOLE   145,100 0 0
ABBVIE INC COM 00287Y109 10,057 149,683 SH   DFND   149,683 0 0
AECOM COM 00766T100 1,150 34,750 SH   SOLE   34,750 0 0
ALEXION PHARM.INC COM 015351109 219 1,210 SH   SOLE   1,210 0 0
ALIBABA GROUP HOLDING-SP ADR SPONSORED ADS 01609W102 383 4,650 SH   SOLE   4,650 0 0
ALLSTATE CORP COM 020002101 1,109 17,093 SH   DFND   17,093 0 0
ALTRIA GROUP INC COM 02209S103 5,423 110,880 SH   DFND   110,880 0 0
AMERICAN EXPRESS COMPANY COM 025816109 366 4,714 SH   DFND   4,714 0 0
AMERICAN INTERNATIONAL GROUP COM NEW 026874784 1,183 19,130 SH   SOLE   19,130 0 0
AMERIPRISE FINANCIAL INC COM 03076C106 1,536 12,294 SH   DFND   12,294 0 0
AMGEN INC COM 031162100 1,403 9,142 SH   DFND   9,142 0 0
APPLE INC COM 037833100 13,497 107,612 SH   DFND   107,612 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102 164 3,410 SH   SOLE   3,410 0 0
AUTOZONE INC COM 053332102 1,265 1,897 SH   DFND   1,897 0 0
BAIDU INC - SPON ADR SPON ADR REP A 056752108 816 4,100 SH   SOLE   4,100 0 0
BALL CORP COM 058498106 1,056 15,058 SH   DFND   15,058 0 0
BANK OF AMERICA CORP COM 060505104 659 38,714 SH   DFND   38,714 0 0
BANK OF NOVA SCOTIA COM 064149107 7,027 136,100 SH   SOLE   136,100 0 0
BED BATH & BEYOND INC COM 075896100 1,290 18,695 SH   DFND   18,695 0 0
BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 1,869 13,732 SH   DFND   13,732 0 0
BIOGEN INC COM 09062X103 2,925 7,240 SH   DFND   7,240 0 0
BLACKROCK INC COM 09247X101 1,176 3,400 SH   SOLE   3,400 0 0
BOEING CO/THE COM 097023105 1,422 10,253 SH   DFND   10,253 0 0
BOISE CASCADE CO COM 09739D100 1,118 30,480 SH   SOLE   30,480 0 0
BOSTON PROPERTIES INC COM 101121101 954 7,881 SH   DFND   7,881 0 0
BRISTOL MYERS-SQUIBB COM 110122108 13,048 196,090 SH   DFND   196,090 0 0
BROWN-FORMAN CORP-CLASS B CL B 115637209 8,554 85,390 SH   SOLE   85,390 0 0
BURLINGTON STORES INC COM 122017106 1,157 22,600 SH   SOLE   22,600 0 0
C.H. ROBINSON WORLDWIDE INC COM NEW 12541W209 1,511 24,224 SH   DFND   24,224 0 0
CVS/CAREMARK CORP COM 126650100 1,908 18,194 SH   DFND   18,194 0 0
CAMPBELL SOUP CO COM 134429109 8,525 178,900 SH   SOLE   178,900 0 0
CARDINAL HEALTH INC COM 14149Y108 1,719 20,555 SH   DFND   20,555 0 0
CARNIVAL CORP PAIRED CTF 143658300 11,523 233,309 SH   DFND   233,309 0 0
CATERPILLAR INC COM 149123101 494 5,822 SH   DFND   5,822 0 0
CELGENE CORP COM 151020104 4,110 35,515 SH   DFND   35,515 0 0
CHEVRON CORP COM 166764100 7,691 79,721 SH   DFND   79,721 0 0
CHUNGHWA TELECOM LT-SPON ADR SPON ADR NEW II 17133Q502 13 400 SH   SOLE   400 0 0
CISCO SYSTEMS COM 17275R102 722 26,304 SH   DFND   26,304 0 0
CITIGROUP INC COM NEW 172967424 3,057 55,340 SH   DFND   55,340 0 0
COCA-COLA ENTERPRISES COM 19122T109 1,167 26,860 SH   SOLE   26,860 0 0
COMCAST CORP-CL A CL A 20030N101 4,557 75,766 SH   DFND   75,766 0 0
COMMUNITY HEALTH SYSTEMS INC COM 203668108 1,205 19,130 SH   SOLE   19,130 0 0
CONAGRA FOODS INC COM 205887102 10,119 231,441 SH   DFND   231,441 0 0
CONOCOPHILLIPS COM 20825C104 5,773 94,001 SH   DFND   94,001 0 0
CONSOLIDATED EDISON INC COM 209115104 5,476 94,618 SH   DFND   94,618 0 0
CORNING INC. COM 219350105 185 9,400 SH   SOLE   9,400 0 0
CUMMINS INC COM 231021106 88 670 SH   SOLE   670 0 0
DR HORTON INC COM 23331A109 2,082 76,103 SH   DFND   76,103 0 0
DAVITA HEALTHCARE PARTNERS INC COM 23918K108 393 4,941 SH   DFND   4,941 0 0
THE WALT DISNEY CO. COM DISNEY 254687106 1,192 10,440 SH   SOLE   10,440 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 191 3,310 SH   SOLE   3,310 0 0
DOW CHEMICAL COM 260543103 8,073 157,760 SH   SOLE   157,760 0 0
DUKE ENERGY CORP COM NEW 26441C204 400 5,670 SH   SOLE   5,670 0 0
EMC CORP MASSACHUSETTS COM 268648102 314 11,910 SH   DFND   11,910 0 0
EBAY INC COM 278642103 470 7,794 SH   DFND   7,794 0 0
ECOLAB INC COM 278865100 1,752 15,493 SH   DFND   15,493 0 0
EDISON INTERNATIONAL COM 281020107 1,009 18,163 SH   DFND   18,163 0 0
ENGILITY HOLDINGS INC COM 29286C107 0 19 SH   SOLE   19 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,031 14,692 SH   DFND   14,692 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 170 1,910 SH   SOLE   1,910 0 0
EXXON MOBIL CORPORATION COM 30231G102 3,249 39,051 SH   DFND   39,051 0 0
FACEBOOK INC-A CL A 30303M102 2,346 27,353 SH   DFND   27,353 0 0
FEDEX CORP COM 31428X106 2,710 15,904 SH   DFND   15,904 0 0
FISERV INC COM 337738108 1,106 13,350 SH   DFND   13,350 0 0
FIRSTENERGY CORP COM 337932107 1,183 36,350 SH   SOLE   36,350 0 0
FORD MOTOR CO COM PAR $0.01 345370860 1,045 69,632 SH   DFND   69,632 0 0
GAP INC COM 364760108 240 6,300 SH   SOLE   6,300 0 0
GENERAL ELECTRIC CO COM 369604103 1,520 57,223 SH   DFND   57,223 0 0
GENERAL GROWTH PROPERTIES COM 370023103 1,177 45,850 SH   SOLE   45,850 0 0
GENERAL MILLS INC COM 370334104 8,174 146,700 SH   SOLE   146,700 0 0
GILEAD SCIENCES INC COM 375558103 3,344 28,561 SH   DFND   28,561 0 0
GILDAN ACTIVEWEAR INC COM 375916103 895 26,940 SH   SOLE   26,940 0 0
GOOGLE INC-CL A CL A 38259P508 1,552 2,874 SH   DFND   2,874 0 0
GOOGLE INC-CL C CL C 38259P706 851 1,635 SH   DFND   1,635 0 0
WW GRAINGER INC COM 384802104 159 670 SH   SOLE   670 0 0
HDFC BANK LTD-ADR ADR REPS 3SHS 40415F101 145 2,400 SH   SOLE   2,400 0 0
HAIN CELESTIAL GROUP INC COM 405217100 1,177 17,870 SH   SOLE   17,870 0 0
HANESBRANDS INC COM 410345102 1,264 37,921 SH   DFND   37,921 0 0
HASBRO INC COM 418056107 12,195 163,058 SH   DFND   163,058 0 0
HERSHEY CO/THE COM 427866108 190 2,140 SH   SOLE   2,140 0 0
HEWLETT PACKARD CO COM 428236103 122 4,050 SH   SOLE   4,050 0 0
HOLLYFRONTIER CORP COM 436106108 761 17,815 SH   DFND   17,815 0 0
HOME DEPOT INC COM 437076102 10,439 93,933 SH   DFND   93,933 0 0
HOST HOTELS & RESORTS INC COM 44107P104 884 44,559 SH   DFND   44,559 0 0
ICICI BANK LTD-SPON ADR ADR 45104G104 61 5,900 SH   SOLE   5,900 0 0
IKANG HEALTHCARE GROUP-ADR SPONSORED ADR 45174L108 93 4,800 SH   SOLE   4,800 0 0
INFOSYS LTD-SP ADR SPONSORED ADR 456788108 19 1,200 SH   SOLE   1,200 0 0
INTEL CORP COM 458140100 1,432 47,095 SH   DFND   47,095 0 0
INTL BUSINESS MACHINES CORP COM 459200101 1,263 7,763 SH   DFND   7,763 0 0
INTERNATIONAL PAPER CO COM 460146103 1,201 25,240 SH   DFND   25,240 0 0
INTUIT INC COM 461202103 1,043 10,353 SH   DFND   10,353 0 0
ISHARES MSCI EMERGING MARKET MSCI EMG MKT ETF 464287234 33,240 838,976 SH   SOLE   838,976 0 0
JPMORGAN CHASE & CO COM 46625H100 13,176 194,445 SH   DFND   194,445 0 0
JD.COM INC-ADR SPON ADR CL A 47215P106 61 1,800 SH   SOLE   1,800 0 0
JOHNSON & JOHNSON COM 478160104 6,807 69,840 SH   DFND   69,840 0 0
KIMBERLY CLARK CORP COM 494368103 9,582 90,426 SH   DFND   90,426 0 0
KINDER MORGAN INC COM 49456B101 2,539 66,136 SH   DFND   66,136 0 0
KROGER CO COM 501044101 854 11,776 SH   DFND   11,776 0 0
ELI LILLY & CO COM 532457108 9,924 118,870 SH   SOLE   118,870 0 0
LOCKHEED MARTIN CORP COM 539830109 3,941 21,200 SH   SOLE   21,200 0 0
MARRIOTT INTERNATIONAL-CL A CL A 571903202 9,251 124,352 SH   DFND   124,352 0 0
MASCO CORP COM 574599106 1,163 43,620 SH   DFND   43,620 0 0
MCKESSON CORPORATION COM 58155Q103 1,707 7,593 SH   DFND   7,593 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 2,082 23,080 SH   DFND   23,080 0 0
MERCK & CO INC COM 58933Y105 8,306 145,900 SH   SOLE   145,900 0 0
MICROSOFT CORP COM 594918104 2,702 61,202 SH   DFND   61,202 0 0
MOHAWK INDUSTRIES INC COM 608190104 2,245 11,758 SH   DFND   11,758 0 0
MONSANTO CO /NEW COM 61166W101 122 1,140 SH   SOLE   1,140 0 0
NASDAQ OMX GROUP/THE COM 631103108 1,149 23,532 SH   DFND   23,532 0 0
NEWELL RUBBERMAID INC COM 651229106 8,703 211,690 SH   SOLE   211,690 0 0
NEXTERA ENERGY INC COM 65339F101 5,413 55,220 SH   SOLE   55,220 0 0
NIKE INC CL B 654106103 1,031 9,548 SH   DFND   9,548 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 1,395 6,174 SH   DFND   6,174 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 1,183 15,210 SH   SOLE   15,210 0 0
ORACLE CORP COM 68389X105 1,097 27,230 SH   DFND   27,230 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 1,737 18,163 SH   DFND   18,163 0 0
PPG INDUSTRIES INC COM 693506107 1,727 15,058 SH   DFND   15,058 0 0
PANERA BREAD COMPANY-CLASS A CL A 69840W108 1,180 6,750 SH   SOLE   6,750 0 0
PEPSICO INC COM 713448108 1,383 14,818 SH   DFND   14,818 0 0
PFIZER INC COM 717081103 8,397 250,436 SH   DFND   250,436 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 5,740 71,600 SH   SOLE   71,600 0 0
PRECISION CASTPARTS CORP COM 740189105 1,169 5,850 SH   SOLE   5,850 0 0
PROCTER AND GAMBLE CO COM 742718109 1,603 20,486 SH   DFND   20,486 0 0
PULTE GROUP INC COM 745867101 170 8,440 SH   SOLE   8,440 0 0
QUALCOMM INC COM 747525103 574 9,170 SH   DFND   9,170 0 0
REGENERON PHARMACEUTICALS COM 75886F107 296 580 SH   SOLE   580 0 0
ROCKWELL INTL CORP NEW COM 773903109 72 580 SH   SOLE   580 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,050 6,086 SH   DFND   6,086 0 0
ROYAL BANK OF CANADA COM 780087102 7,968 130,300 SH   SOLE   130,300 0 0
ROYAL BK SCOTLND GRP PLC-Q ADR PREF SHS Q 780097754 659 26,028 SH   SOLE   26,028 0 0
SBA COMMUNICATIONS CORP-CL A COM 78388J106 2,294 19,951 SH   DFND   19,951 0 0
SPDR S&P 500 ETF TRUST TR TRUST 78462F103 15,227 73,971 SH   SOLE   73,971 0 0
SVB FINANCIAL GROUP COM 78486Q101 1,172 8,140 SH   SOLE   8,140 0 0
SCHLUMBERGER LTD COM 806857108 5,818 67,505 SH   DFND   67,505 0 0
SHAW COMMUNICATIONS INC-B CL B CONV 82028K200 92 4,240 SH   SOLE   4,240 0 0
SHERWIN-WILLIAMS CO/THE COM 824348106 1,768 6,428 SH   DFND   6,428 0 0
SILICONWARE PRECISION-SP ADR SPONSD ADR SPL 827084864 71 9,500 SH   SOLE   9,500 0 0
SOUTHERN CO COM 842587107 925 22,067 SH   DFND   22,067 0 0
STANLEY BLACK & DECKER INC COM 854502101 169 1,610 SH   SOLE   1,610 0 0
STARBUCKS CORP COM 855244109 13,167 245,592 SH   DFND   245,592 0 0
SYSCO CORP COM 871829107 7,895 218,709 SH   DFND   218,709 0 0
TJX COMPANIES INC COM 872540109 1,820 27,505 SH   DFND   27,505 0 0
TAIWAN SEMICONDUCTOR-SP SPONSORED ADR 874039100 43 1,900 SH   SOLE   1,900 0 0
TEXAS INSTRUMENTS INC COM 882508104 416 8,073 SH   DFND   8,073 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,178 9,080 SH   SOLE   9,080 0 0
3M CO COM 88579Y101 1,927 12,489 SH   DFND   12,489 0 0
TORONTO-DOMINION BANK COM NEW 891160509 8,286 194,920 SH   SOLE   194,920 0 0
TRANSCANADA CORP COM 89353D107 908 22,360 SH   SOLE   22,360 0 0
TRANSDIGM GROUP INC COM 893641100 1,075 4,785 SH   DFND   4,785 0 0
21VIANET GROUP INC-ADR SPONSORED ADR 90138A103 197 9,600 SH   SOLE   9,600 0 0
UNITED PARCEL SERVICE-CL B CL B 911312106 515 5,315 SH   DFND   5,315 0 0
UNITED TECHNOLOGIES CORP COM 913017109 704 6,345 SH   DFND   6,345 0 0
UNITEDHEALTH GROUP INC COM 91324P102 312 2,560 SH   SOLE   2,560 0 0
VALERO ENERGY CORP COM 91913Y100 804 12,845 SH   DFND   12,845 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,408 12,750 SH   SOLE   12,750 0 0
VERIZON COMMUNICATIO COM 92343V104 9,290 199,308 SH   DFND   199,308 0 0
VIPSHOP HOLDINGS LTD - ADS SPONSORED ADR 92763W103 16 700 SH   SOLE   700 0 0
WAL-MART STORES INC COM 931142103 1,437 20,259 SH   DFND   20,259 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,536 18,192 SH   DFND   18,192 0 0
WELLS FARGO & COMPANY COM 949746101 12,584 223,748 SH   DFND   223,748 0 0
WESTERN UNION CO COM 959802109 5,245 257,997 SH   DFND   257,997 0 0
WHIRLPOOL CORP COM 963320106 1,159 6,700 SH   SOLE   6,700 0 0
WHOLE FOODS MARKET INC COM 966837106 1,071 27,160 SH   DFND   27,160 0 0
ALLERGAN PLC SHS G0177J108 633 2,085 SH   SOLE   2,085 0 0
ACCENTURE PLC-CL A SHS CLASS A G1151C101 1,255 12,971 SH   DFND   12,971 0 0
EATON CORP PLC SHS G29183103 7,437 110,200 SH   SOLE   110,200 0 0
INGERSOLL-RAND PLC SHS G47791101 1,529 22,676 SH   DFND   22,676 0 0
XL GROUP PLC SHS G9829010 1,183 31,793 SH   DFND   31,793 0 0
CHECK POINT SOFTWARE TECH ORD M2246510 1,177 14,790 SH   SOLE   14,790 0 0
NXP SEMICONDUCTORS NV COM N6596X109 1,143 11,640 SH   SOLE   11,640 0 0