The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 6,722 145,100 SH   SOLE   145,100 0 0
ALEXION PHARM.INC COM 015351109 210 1,210 SH   SOLE   1,210 0 0
AMERICAN EXPRESS COMPANY COM 025816109 1,598 20,451 SH   DFND   20,451 0 0
AMERICAN INTERNATIONAL GROUP COM NEW 026874784 1,260 22,990 SH   SOLE   22,990 0 0
AMGEN INC COM 031162100 2,094 13,102 SH   DFND   13,102 0 0
ANADARKO PETROLEUM CORP COM 032511107 990 11,959 SH   DFND   11,959 0 0
APPLE INC COM 037833100 14,183 113,982 SH   DFND   113,982 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102 162 3,410 SH   SOLE   3,410 0 0
BAIDU INC SPON ADR REP A 056752108 625 3,000 SH   SOLE   3,000 0 0
BALL CORP COM 058498106 874 12,374 SH   DFND   12,374 0 0
BANK OF AMERICA CORP COM 060505104 2,358 153,200 SH   DFND   153,200 0 0
BANK OF MONTREAL COM 063671101 6,831 113,900 SH   SOLE   113,900 0 0
BANK OF NOVA SCOTIA COM 064149107 6,836 136,100 SH   SOLE   136,100 0 0
BED BATH & BEYOND INC COM 075896100 1,534 19,975 SH   DFND   19,975 0 0
BERKSHIRE HATHAWAY INC CL B NEW 084670702 2,093 14,502 SH   DFND   14,502 0 0
BOEING CO COM 097023105 1,641 10,933 SH   DFND   10,933 0 0
BOSTON PROPERTIES INC COM 101121101 1,170 8,331 SH   DFND   8,331 0 0
BRISTOL MYERS-SQUIBB COM 110122108 13,468 208,810 SH   DFND   208,810 0 0
BROWN-FORMAN CORP CL B 115637209 189 2,090 SH   SOLE   2,090 0 0
CARNIVAL CORP PAIRED CTF 143658300 12,433 259,879 SH   DFND   259,879 0 0
CATERPILLAR INC COM 149123101 499 6,232 SH   DFND   6,232 0 0
CELGENE CORP COM 151020104 4,513 39,145 SH   DFND   39,145 0 0
CHEVRON CORP COM 166764100 8,406 80,071 SH   DFND   80,071 0 0
CITIGROUP INC COM NEW 172967424 3,629 70,440 SH   DFND   70,440 0 0
COMMUNITY HEALTH SYSTEMS INC COM 203668108 1,257 24,050 SH   SOLE   24,050 0 0
CONAGRA FOODS INC COM 205887102 780 21,341 SH   DFND   21,341 0 0
CONSOLIDATED EDISON INC COM 209115104 5,847 95,848 SH   DFND   95,848 0 0
CORNING INC. COM 219350105 213 9,400 SH   SOLE   9,400 0 0
CUMMINS INC COM 231021106 93 670 SH   SOLE   670 0 0
DARDEN RESTAURANTS INC COM 237194105 9,929 143,200 SH   SOLE   143,200 0 0
THE WALT DISNEY CO. COM DISNEY 254687106 1,247 11,890 SH   SOLE   11,890 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 1,253 22,232 SH   DFND   22,232 0 0
DOW CHEMICAL COM 260543103 9,532 198,660 SH   SOLE   198,660 0 0
EMC CORP MASSACHUSETTS COM 268648102 326 12,750 SH   DFND   12,750 0 0
EBAY INC COM 278642103 481 8,334 SH   DFND   8,334 0 0
ECOLAB INC COM 278865100 1,988 17,383 SH   DFND   17,383 0 0
EDISON INTERNATIONAL COM 281020107 2,281 36,513 SH   DFND   36,513 0 0
FORD MOTOR CO COM PAR $0.01 345370860 10,555 653,952 SH   DFND   653,952 0 0
GAP INC COM 364760108 1,557 35,937 SH   DFND   35,937 0 0
GENERAL ELECTRIC CO COM 369604103 1,489 60,023 SH   DFND   60,023 0 0
GENERAL GROWTH PROPERTIES COM 370023103 1,228 41,540 SH   SOLE   41,540 0 0
GILEAD SCIENCES INC COM 375558103 3,210 32,711 SH   DFND   32,711 0 0
WW GRAINGER INC COM 384802104 812 3,444 SH   DFND   3,444 0 0
HASBRO INC COM 418056107 12,455 196,948 SH   DFND   196,948 0 0
HERSHEY CO COM 427866108 216 2,140 SH   SOLE   2,140 0 0
HEWLETT PACKARD CO COM 428236103 1,459 46,813 SH   DFND   46,813 0 0
HOME DEPOT INC COM 437076102 2,667 23,473 SH   DFND   23,473 0 0
INFOSYS LTD SPONSORED ADR 456788108 46 1,300 SH   SOLE   1,300 0 0
INTEL CORP COM 458140100 1,553 49,665 SH   DFND   49,665 0 0
INTL BUSINESS MACHINES CORP COM 459200101 1,440 8,973 SH   DFND   8,973 0 0
INTERNATIONAL PAPER CO COM 460146103 1,484 26,750 SH   DFND   26,750 0 0
ISHARES MSCI EMERGING MARKET MSCI EMG MKT ETF 464287234 36,302 904,615 SH   SOLE   904,615 0 0
JOHNSON & JOHNSON COM 478160104 7,102 70,600 SH   DFND   70,600 0 0
KIMBERLY CLARK CORP COM 494368103 9,892 92,356 SH   DFND   92,356 0 0
ELI LILLY & CO COM 532457108 9,291 127,890 SH   SOLE   127,890 0 0
MARRIOTT INTERNATIONAL CL A 571903202 11,494 143,101 SH   DFND   143,101 0 0
MASCO CORP COM 574599106 2,593 97,103 SH   DFND   97,103 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 2,313 23,010 SH   DFND   23,010 0 0
MICROSOFT CORP COM 594918104 2,638 64,892 SH   DFND   64,892 0 0
MOHAWK INDUSTRIES INC COM 608190104 3,012 16,218 SH   DFND   16,218 0 0
NEWELL RUBBERMAID INC COM 651229106 11,347 290,440 SH   SOLE   290,440 0 0
NIKE INC CL B 654106103 2,502 24,936 SH   DFND   24,936 0 0
NUCOR CORP COM 670346105 803 16,898 SH   DFND   16,898 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 2,881 39,465 SH   DFND   39,465 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 1,960 21,023 SH   DFND   21,023 0 0
PPG INDUSTRIES INC COM 693506107 2,160 9,579 SH   DFND   9,579 0 0
PEPSICO INC COM 713448108 1,499 15,678 SH   DFND   15,678 0 0
PFIZER INC COM 717081103 8,818 253,466 SH   DFND   253,466 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 7,902 104,900 SH   SOLE   104,900 0 0
PRECISION CASTPARTS CORP COM 740189105 1,275 6,070 SH   SOLE   6,070 0 0
PROCTER AND GAMBLE CO COM 742718109 1,792 21,866 SH   DFND   21,866 0 0
PULTE GROUP INC COM 745867101 4,707 211,740 SH   SOLE   211,740 0 0
QUALCOMM INC COM 747525103 1,265 18,240 SH   DFND   18,240 0 0
ROCKWELL INTL CORP NEW COM 773903109 558 4,815 SH   DFND   4,815 0 0
ROYAL BANK OF CANADA COM 780087102 7,939 131,530 SH   SOLE   131,530 0 0
ST JUDE MEDICAL INC COM 790849103 1,247 19,060 SH   SOLE   19,060 0 0
SCHLUMBERGER LTD COM 806857108 5,669 67,945 SH   DFND   67,945 0 0
SHERWIN-WILLIAMS CO COM 824348106 1,937 6,808 SH   DFND   6,808 0 0
SILICONWARE PRECISION SPONSD ADR SPL 827084864 65 7,900 SH   SOLE   7,900 0 0
SOUTHERN CO COM 842587107 1,048 23,677 SH   DFND   23,677 0 0
STANLEY BLACK & DECKER INC COM 854502101 2,094 21,964 SH   DFND   21,964 0 0
STARBUCKS CORP COM 855244109 1,873 35,496 SH   DFND   35,496 0 0
SYSCO CORP COM 871829107 9,405 249,279 SH   DFND   249,279 0 0
TJX COMPANIES INC COM 872540109 2,079 29,685 SH   DFND   29,685 0 0
TAIWAN SEMICONDUCTOR SPONSORED ADR 874039100 45 1,900 SH   SOLE   1,900 0 0
TATA MOTORS LTD SPONSORED ADR 876568502 23 500 SH   SOLE   500 0 0
TEXAS INSTRUMENTS INC COM 882508104 766 13,403 SH   DFND   13,403 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,261 9,390 SH   SOLE   9,390 0 0
TORONTO-DOMINION BANK COM NEW 891160509 9,027 210,660 SH   SOLE   210,660 0 0
UNION PACIFIC CORP COM 907818108 1,850 17,076 SH   DFND   17,076 0 0
UNITED PARCEL SERVICE CL B 911312106 2,024 20,883 SH   DFND   20,883 0 0
UNITED TECHNOLOGIES CORP COM 913017109 794 6,775 SH   DFND   6,775 0 0
VANGUARD S&P 500 S&P 500 ETF SHS 922908363 1,192 6,300 SH   SOLE   6,300 0 0
WAL-MART STORES INC COM 931142103 1,789 21,749 SH   DFND   21,749 0 0
WELLS FARGO & COMPANY COM 949746101 12,486 229,518 SH   DFND   229,518 0 0
WHIRLPOOL CORP COM 963320106 9,764 48,320 SH   SOLE   48,320 0 0
WHOLE FOODS MARKET INC COM 966837106 1,795 34,460 SH   DFND   34,460 0 0
EDWARDS LIFESCIENCES COM 28176E108 1,461 10,258 SH   DFND   10,258 0 0
AT&T INC COM 00206R102 6,356 194,656 SH   DFND   194,656 0 0
ABBVIE INC COM 00287Y109 8,947 152,833 SH   DFND   152,833 0 0
AECOM COM 00766T100 1,263 40,970 SH   SOLE   40,970 0 0
ALIBABA GROUP HOLDING SPONSORED ADS 01609W102 150 1,800 SH   SOLE   1,800 0 0
ALTRIA GROUP INC COM 02209S103 5,361 107,180 SH   DFND   107,180 0 0
AMERIPRISE FINANCIAL INC COM 03076C106 2,216 16,934 SH   DFND   16,934 0 0
BIOGEN INC COM 09062X103 4,206 9,960 SH   DFND   9,960 0 0
BLACKROCK INC COM 09247X101 1,262 3,450 SH   SOLE   3,450 0 0
C.H. ROBINSON WORLDWIDE INC COM NEW 12541W209 1,984 27,094 SH   DFND   27,094 0 0
CARDINAL HEALTH INC COM 14149Y108 2,187 24,225 SH   DFND   24,225 0 0
CHUNGHWA TELECOM LT SPON ADR NEW 11 17133Q502 13 400 SH   SOLE   400 0 0
CISCO SYSTEMS COM 17275R102 2,111 76,700 SH   DFND   76,700 0 0
COCA-COLA ENTERPRISES COM 19122T109 1,277 28,890 SH   SOLE   28,890 0 0
COMCAST CORP CL A 20030N101 4,699 83,216 SH   DFND   83,216 0 0
CONOCOPHILLIPS COM 20825C104 6,026 96,791 SH   DFND   96,791 0 0
DR HORTON INC COM 23331A109 11,309 397,073 SH   DFND   397,073 0 0
DAVITA HEALTHCARE PARTNERS INC COM 23918K108 555 6,831 SH   DFND   6,831 0 0
DUKE ENERGY CORP COM NEW 26441C204 435 5,670 SH   SOLE   5,670 0 0
EOG RESOURCES INC COM 26875P101 708 7,722 SH   DFND   7,722 0 0
ENGILITY HOLDINGS INC COM 29286C107 1 19 SH   SOLE   19 0 0
EQUINIX INC COM PAR $0.001 29444U700 1,281 5,500 SH   SOLE   5,500 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,208 15,512 SH   DFND   15,512 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 166 1,910 SH   SOLE   1,910 0 0
EXXON MOBIL CORPORATION COM 30231G102 2,847 33,491 SH   DFND   33,491 0 0
FACEBOOK INC CL A 30303M102 3,652 44,423 SH   DFND   44,423 0 0
FEDEX CORP COM 31428X106 2,851 17,234 SH   DFND   17,234 0 0
GOOGLE INC CL A 38259P508 1,849 3,334 SH   DFND   3,334 0 0
GOOGLE INC CL C 38259P706 3,335 6,086 SH   DFND   6,086 0 0
HDFC BANK LTD ADR REPS 3 SHS 40415F101 118 2,000 SH   SOLE   2,000 0 0
HOST HOTELS & RESORTS INC COM 44107P104 950 47,059 SH   DFND   47,059 0 0
ICICI BANK LTD ADR 45104G104 61 5,900 SH   SOLE   5,900 0 0
JPMORGAN CHASE & CO COM 46625H100 12,540 207,005 SH   DFND   207,005 0 0
JD.COM INC SPON ADR CL A 47215P106 38 1,300 SH   SOLE   1,300 0 0
KINDER MORGAN INC COM 49456B101 2,096 49,843 SH   DFND   49,843 0 0
MCKESSON CORPORATION COM 58155Q103 1,998 8,833 SH   DFND   8,833 0 0
MERCK & CO INC COM 58933Y105 8,386 145,900 SH   SOLE   145,900 0 0
MONSANTO CO COM 61166W101 128 1,140 SH   SOLE   1,140 0 0
NEXTERA ENERGY INC COM 65339F101 5,746 55,220 SH   SOLE   55,220 0 0
ORACLE CORP COM 68389X105 2,318 53,730 SH   DFND   53,730 0 0
PANERA BREAD COMPANY CL A 69840W108 1,277 7,980 SH   SOLE   7,980 0 0
REGENERON PHARMACEUTICALS COM 75886F107 262 580 SH   SOLE   580 0 0
SBA COMMUNICATIONS CORP COM 78388J106 1,470 12,553 SH   DFND   12,553 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103 23,594 114,296 SH   SOLE   114,296 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 10,021 446,770 SH   SOLE   446,770 0 0
3M CO COM 88579Y101 2,108 12,779 SH   DFND   12,779 0 0
TRANSCANADA CORP COM 89353D107 1,033 24,180 SH   SOLE   24,180 0 0
21VIANET GROUP INC SPONSORED ADR 90138A103 25 1,400 SH   SOLE   1,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102 303 2,560 SH   SOLE   2,560 0 0
VERIZON COMMUNICATIO COM 92343V104 10,233 210,432 SH   DFND   210,432 0 0
VIPSHOP HOLDINGS LTD SPONSORED ADR 92763W103 21 700 SH   SOLE   700 0 0
ACTAVIS PLC SHS G0083B108 607 2,039 SH   SOLE   2,039 0 0
ACCENTURE PLC SHS CLASS A G1151C101 1,282 13,681 SH   DFND   13,681 0 0
EATON CORP PLC SHS G29183103 7,487 110,200 SH   SOLE   110,200 0 0
INGERSOLL-RAND PLC SHS G47791101 1,249 18,349 SH   DFND   18,349 0 0
MICHAEL KORS HOLDINGS LTD SHS G60754101 1,236 18,800 SH   SOLE   18,800 0 0
PENTAIR PLC SHS G7S00T104 717 11,404 SH   DFND   11,404 0 0
CHECK POINT SOFTWARE TECH ORD M22465104 1,246 15,200 SH   SOLE   15,200 0 0
NXP SEMICONDUCTORS NV COM N6596X109 1,228 12,240 SH   SOLE   12,240 0 0