The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF COM 464287226 33,511 300,953 SH   SOLE   300,953 0 0
Berkshire Hathaway B COM 084670702 10,365 48,623 SH   SOLE   48,623 0 0
Microsoft Corp COM 594918104 9,683 72,279 SH   SOLE   72,279 0 0
SPDRR Blmbg Barclays 1-3 Mth T-Bill ETF COM 78468R663 7,875 85,967 SH   SOLE   85,967 0 0
Johnson & Johnson COM 478160104 7,784 55,887 SH   SOLE   55,887 0 0
Apple Computer Inc COM 037833100 7,664 38,722 SH   SOLE   38,722 0 0
Cisco Systems Inc COM 17275R102 7,388 134,997 SH   SOLE   134,997 0 0
Intel Corp COM 458140100 6,937 144,905 SH   SOLE   144,905 0 0
Tractor Supply Company COM 892356106 6,792 62,427 SH   SOLE   62,427 0 0
Pepsi Co COM 713448108 6,553 49,977 SH   SOLE   49,977 0 0
Roper Industries Inc COM 776696106 6,502 17,751 SH   SOLE   17,751 0 0
Wal-Mart Stores Inc COM 931142103 6,439 58,280 SH   SOLE   58,280 0 0
Stryker COM 863667101 6,303 30,660 SH   SOLE   30,660 0 0
McDonalds Corp COM 580135101 6,064 29,201 SH   SOLE   29,201 0 0
Facebook Inc. Com COM 30303M102 5,604 29,035 SH   SOLE   29,035 0 0
Lowes Companies Inc COM 548661107 5,367 53,188 SH   SOLE   53,188 0 0
iShares Core MSCI EAFE COM 46432F842 5,264 85,728 SH   SOLE   85,728 0 0
Procter & Gamble COM 742718109 5,112 46,626 SH   SOLE   46,626 0 0
Walt Disney Co COM 254687106 5,096 36,495 SH   SOLE   36,495 0 0
Amazon Com Inc COM 023135106 5,059 2,672 SH   SOLE   2,672 0 0
J P Morgan Chase & Co COM 46625H100 5,017 44,873 SH   SOLE   44,873 0 0
Alphabet Inc Class A COM 02079K305 4,812 4,444 SH   SOLE   4,444 0 0
SPDRR Gold Shares COM 78463V107 4,783 35,905 SH   SOLE   35,905 0 0
Pfizer Incorporated COM 717081103 4,708 108,668 SH   SOLE   108,668 0 0
SPDRR Blmbg Barclays 1-10 Year TIPS ETF COM 78468R861 4,696 239,785 SH   SOLE   239,785 0 0
Home Depot Inc COM 437076102 4,508 21,678 SH   SOLE   21,678 0 0
Union Pacific Corp COM 907818108 4,377 25,884 SH   SOLE   25,884 0 0
Lincoln National Corp COM 534187109 4,314 66,929 SH   SOLE   66,929 0 0
Corning Inc COM 219350105 3,879 116,721 SH   SOLE   116,721 0 0
Ecolab Inc COM 278865100 3,878 19,639 SH   SOLE   19,639 0 0
iShares Core MSCI Emerging Markets COM 46434G103 3,782 73,525 SH   SOLE   73,525 0 0
Unilever PLC ADR COM 904767704 3,282 52,964 SH   SOLE   52,964 0 0
Exxon Mobil Corp. COM 30231G102 3,148 41,078 SH   SOLE   41,078 0 0
Valero Energy Corporation COM 91913Y100 3,108 36,303 SH   SOLE   36,303 0 0
Stanley Black & Decker Inc Com COM 854502101 2,527 17,474 SH   SOLE   17,474 0 0
iShares NASDAQ Biotech COM 464287556 2,446 22,423 SH   SOLE   22,423 0 0
Darden Restaurants Inc COM 237194105 2,433 19,989 SH   SOLE   19,989 0 0
Vanguard Total Stock Market ETF COM 922908769 2,285 15,227 SH   SOLE   15,227 0 0
Unitedhealth Group Inc COM 91324P102 2,253 9,234 SH   SOLE   9,234 0 0
Vanguard Intl Eqty Index COM 922042775 2,187 42,896 SH   SOLE   42,896 0 0
Mastercard Inc COM 57636Q104 2,144 8,104 SH   SOLE   8,104 0 0
Bank of America Corp. COM 060505104 1,849 63,745 SH   SOLE   63,745 0 0
VanEck Vectors AMT-Free Interm Muni ETF COM 92189H201 1,840 36,979 SH   SOLE   36,979 0 0
Target Corporation COM 87612E106 1,732 19,995 SH   SOLE   19,995 0 0
Vanguard 500 ETF COM 922908363 1,719 6,385 SH   SOLE   6,385 0 0
Automatic Data Processing COM 053015103 1,612 9,753 SH   SOLE   9,753 0 0
SPDR Nuveen Barclays Cap Sh Term FD COM 78468R739 1,558 31,850 SH   SOLE   31,850 0 0
Aptiv COM G6095L109 1,484 18,364 SH   SOLE   18,364 0 0
Vanguard Short-Term Treasury ETF COM 92206C102 1,479 24,280 SH   SOLE   24,280 0 0
Duke Energy Corporation COM 26441C204 1,469 16,651 SH   SOLE   16,651 0 0
CVS Corp COM 126650100 1,435 26,337 SH   SOLE   26,337 0 0
Verizon Communications COM 92343V104 1,412 24,714 SH   SOLE   24,714 0 0
Travelers Companies Inc COM 89417E109 1,399 9,360 SH   SOLE   9,360 0 0
Sector Spdr Fincl Select COM 81369Y605 1,369 49,593 SH   SOLE   49,593 0 0
iShares Global REIT ETF COM 46434V647 1,333 49,963 SH   SOLE   49,963 0 0
Chevron Corp COM 166764100 1,308 10,512 SH   SOLE   10,512 0 0
Vanguard High Dividend Yield ETF COM 921946406 1,282 14,666 SH   SOLE   14,666 0 0
Constellation Brand Cl A COM 21036P108 1,205 6,119 SH   SOLE   6,119 0 0
Merck & Co Inc COM 58933Y105 1,169 13,938 SH   SOLE   13,938 0 0
Nextera Energy Inc Com COM 65339F101 1,153 5,627 SH   SOLE   5,627 0 0
Conoco-Phillips COM 20825C104 1,142 18,722 SH   SOLE   18,722 0 0
Emerson Electric COM 291011104 1,123 16,827 SH   SOLE   16,827 0 0
Thermo Fisher Scientific Inc COM 883556102 1,083 3,689 SH   SOLE   3,689 0 0
Amgen, Inc. COM 031162100 1,075 5,836 SH   SOLE   5,836 0 0
iShares Barclay Tips COM 464287176 1,069 9,252 SH   SOLE   9,252 0 0
Vanguard Short-Term Bond Index Fund ETF COM 921937827 972 12,070 SH   SOLE   12,070 0 0
ING Group Pfd PFD 456837509 970 37,683 SH   SOLE   37,683 0 0
First Bancorp N C COM 318910106 928 25,485 SH   SOLE   25,485 0 0
Vanguard FTSE Europe ETF COM 922042874 910 16,572 SH   SOLE   16,572 0 0
Deere & Co COM 244199105 899 5,423 SH   SOLE   5,423 0 0
Royal Bk Cda Montreal COM 780087102 898 11,314 SH   SOLE   11,314 0 0
Sysco Corp COM 871829107 878 12,417 SH   SOLE   12,417 0 0
Sector Spdr Engy Select COM 81369Y506 864 13,568 SH   SOLE   13,568 0 0
Renaissancere COM G7498P309 857 32,180 SH   SOLE   32,180 0 0
Philip Morris Intl COM 718172109 856 10,897 SH   SOLE   10,897 0 0
iShares Floating Rate Bond ETF COM 46429B655 855 16,790 SH   SOLE   16,790 0 0
General Mills Inc COM 370334104 841 16,011 SH   SOLE   16,011 0 0
Altria Group Inc COM 02209S103 822 17,356 SH   SOLE   17,356 0 0
Aegon Nv Cap COM 007924301 776 30,179 SH   SOLE   30,179 0 0
Vanguard Dividend Appreciation ETF COM 921908844 762 6,613 SH   SOLE   6,613 0 0
Wells Fargo & Co New COM 949746101 738 15,603 SH   SOLE   15,603 0 0
Coca Cola Company COM 191216100 729 14,320 SH   SOLE   14,320 0 0
AT&T COM 00206R102 703 20,972 SH   SOLE   20,972 0 0
iShares National Muni Bond ETF COM 464288414 681 6,024 SH   SOLE   6,024 0 0
Alphabet Inc Class C COM 02079K107 672 622 SH   SOLE   622 0 0
iShares MSCI EAFE ETF COM 464287465 636 9,682 SH   SOLE   9,682 0 0
Annaly Capital COM 035710870 616 24,245 SH   SOLE   24,245 0 0
Qualcomm Inc COM 747525103 585 7,690 SH   SOLE   7,690 0 0
SPDRR S&P 500 ETF COM 78462F103 570 1,947 SH   SOLE   1,947 0 0
Gabelli Divid & Incm Pfd PFD 345395206 566 21,497 SH   SOLE   21,497 0 0
Nestle S A Reg B Adr COM 641069406 553 5,350 SH   SOLE   5,350 0 0
General Electric Co. COM 369604103 553 52,681 SH   SOLE   52,681 0 0
United Technologies COM 913017109 537 4,128 SH   SOLE   4,128 0 0
Toro Co Com COM 891092108 535 8,000 SH   SOLE   8,000 0 0
BB&T Corporation COM 054937107 527 10,721 SH   SOLE   10,721 0 0
Abbott Laboratories COM 002824100 524 6,230 SH   SOLE   6,230 0 0
Vanguard Tax-Exempt Bond ETF COM 922907746 508 9,568 SH   SOLE   9,568 0 0
Assured Gty Muni COM 04623A304 480 18,150 SH   SOLE   18,150 0 0
3M Company COM 88579Y101 467 2,695 SH   SOLE   2,695 0 0
Allergan Inc COM G0177J108 464 2,772 SH   SOLE   2,772 0 0
iShares S&P Midcap COM 464287507 454 2,337 SH   SOLE   2,337 0 0
Baxter International Inc COM 071813109 452 5,517 SH   SOLE   5,517 0 0
International Business Machines COM 459200101 449 3,255 SH   SOLE   3,255 0 0
Enbridge Inc COM 29250N105 444 12,300 SH   SOLE   12,300 0 0
Alibaba Group Hldg COM 01609W102 424 2,500 SH   SOLE   2,500 0 0
Oracle Corporation COM 68389X105 415 7,280 SH   SOLE   7,280 0 0
Bristol-Myers Squibb Co COM 110122108 411 9,058 SH   SOLE   9,058 0 0
Russell Midcap ETF COM 464287499 402 7,200 SH   SOLE   7,200 0 0
iShares CEF Real Estate COM 464287739 399 4,575 SH   SOLE   4,575 0 0
Broadcom Inc Com COM 11135F101 386 1,340 SH   SOLE   1,340 0 0
Dupont De Nemours Inc COM 26614N102 380 5,067 SH   SOLE   5,067 0 0
Total Systems Services COM 891906109 373 2,905 SH   SOLE   2,905 0 0
Vanguard Short-Term Corporate Bond ETF COM 92206C409 372 4,615 SH   SOLE   4,615 0 0
Eversource Energy COM 30040W108 366 4,827 SH   SOLE   4,827 0 0
iShares COMEX Gold Trust COM 464285105 352 26,050 SH   SOLE   26,050 0 0
Abbvie Inc COM 00287Y109 345 4,747 SH   SOLE   4,747 0 0
Mondelez COM 609207105 339 6,293 SH   SOLE   6,293 0 0
Texas Instruments Inc COM 882508104 328 2,862 SH   SOLE   2,862 0 0
Ametek INC COM 031100100 327 3,604 SH   SOLE   3,604 0 0
Harris Corporation COM 413875105 324 1,715 SH   SOLE   1,715 0 0
Four Corners Property Trust COM 35086T109 324 11,837 SH   SOLE   11,837 0 0
Kimberly-Clark Corp COM 494368103 321 2,409 SH   SOLE   2,409 0 0
Hometrust Bancshares Inc COM 437872104 317 12,600 SH   SOLE   12,600 0 0
Capital One COM 14040H881 315 12,215 SH   SOLE   12,215 0 0
Public Storage COM 74460W800 309 12,390 SH   SOLE   12,390 0 0
Dominion Resources Inc VA New COM 25746U109 308 3,977 SH   SOLE   3,977 0 0
Vanguard Total International Stock COM 921909768 306 5,800 SH   SOLE   5,800 0 0
Lilly Eli & Company COM 532457108 305 2,750 SH   SOLE   2,750 0 0
iShares S&P 600 Smallcap COM 464287804 300 3,837 SH   SOLE   3,837 0 0
Honeywell, Inc. COM 438516106 297 1,702 SH   SOLE   1,702 0 0
Blackrock Core Bd TRUST COM 09249E101 292 20,750 SH   SOLE   20,750 0 0
Magellan Midstream Partne COM 559080106 285 4,450 SH   SOLE   4,450 0 0
Fedex Corporation COM 31428X106 277 1,685 SH   SOLE   1,685 0 0
Boston Scientific Corp Co COM 101137107 262 6,098 SH   SOLE   6,098 0 0
Public Service Enterprise Group Inc COM 744573106 261 4,437 SH   SOLE   4,437 0 0
Accenture Ltd Cl A COM G1151C101 258 1,398 SH   SOLE   1,398 0 0
iPathR Bloomberg Cmdty TR ETN COM 06738C778 257 11,547 SH   SOLE   11,547 0 0
Fifth Third Bancorp COM 316773100 257 9,199 SH   SOLE   9,199 0 0
Sector Spdr Health Fund COM 81369Y209 254 2,747 SH   SOLE   2,747 0 0
Yum Brands Inc Com COM 988498101 250 2,258 SH   SOLE   2,258 0 0
Dow Inc COM 260557103 250 5,065 SH   SOLE   5,065 0 0
Nokia Corp Spon Adr COM 654902204 248 49,600 SH   SOLE   49,600 0 0
Preferredplus Tr COM 73941X593 243 16,598 SH   SOLE   16,598 0 0
Paypal Holdings Inc COM 70450Y103 243 2,124 SH   SOLE   2,124 0 0
Russell 2000 Growth ETF COM 464287648 237 1,182 SH   SOLE   1,182 0 0
Allstate Corp COM 020002879 237 9,345 SH   SOLE   9,345 0 0
Waste Management, Inc. COM 94106L109 237 2,055 SH   SOLE   2,055 0 0
Host Hotels & Resorts COM 44107P104 232 12,710 SH   SOLE   12,710 0 0
SPDRR Portfolio Mid Cap ETF COM 78464A847 229 6,715 SH   SOLE   6,715 0 0
Eaton Corp PLC COM G29183103 227 2,722 SH   SOLE   2,722 0 0
Becton Dickinson COM 075887109 224 888 SH   SOLE   888 0 0
The Southern Company COM 842587107 223 4,038 SH   SOLE   4,038 0 0
Unilever N V Ny Shs Newf COM 904784709 222 3,650 SH   SOLE   3,650 0 0
Vanguard Energy ETF COM 92204A306 221 2,600 SH   SOLE   2,600 0 0
Blackrock Global Energy COM 09250U101 219 18,388 SH   SOLE   18,388 0 0
Norfolk Southern Corp COM 655844108 219 1,100 SH   SOLE   1,100 0 0
Boeing Co COM 097023105 219 601 SH   SOLE   601 0 0
Goldman Sachs Gp Dep Shs COM 38143Y665 215 11,177 SH   SOLE   11,177 0 0
Northrop Grumman Corp COM 666807102 210 651 SH   SOLE   651 0 0
American National Bankshares Inc COM 027745108 205 5,302 SH   SOLE   5,302 0 0
Nuveen NC Premium Income Muni COM 67060P100 204 15,308 SH   SOLE   15,308 0 0