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GOODWILL AND INTANGIBLE ASSETS (Tables)
12 Months Ended
Dec. 31, 2017
Goodwill and Intangible Assets Disclosure [Abstract]  
Goodwill rollforward
The balance of goodwill, net is as follows (in thousands):
 
Goodwill
 
Accumulated Impairment Loss
 
Net Goodwill
Balance at December 31, 2015
$
486,720

 
$
(483,088
)
 
$
3,632

Acquisition of CompareCards
52,450

 

 
52,450

Acquisition of SimpleTuition
375

 

 
375

Balance at December 31, 2016
$
539,545

 
$
(483,088
)
 
$
56,457

Acquisition of DepositAccounts
19,389

 

 
19,389

Acquisition of MagnifyMoney
23,784

 

 
23,784

Acquisition of SnapCap
13,738

 

 
13,738

Balance at December 31, 2017
$
596,456

 
$
(483,088
)
 
$
113,368

Schedule of balance of intangible assets, net
The balance of intangible assets, net is as follows (in thousands):
 
December 31, 2017
 
December 31, 2016
Intangible assets with indefinite lives
$
10,142

 
$
10,142

Intangible assets with definite lives, net
70,983

 
61,542

Total intangible assets, net
$
81,125

 
$
71,684

Schedule of intangible assets with definite lives
Intangible assets with definite lives relate to the following (dollars in thousands):
 
Weighted Average
Amortization Life
 
Cost
 
Accumulated
Amortization
 
Net
Technology
4.2 years
 
$
37,500

 
$
(8,694
)
 
$
28,806

Customer lists
11.3 years
 
33,100

 
(3,239
)
 
29,861

Trademarks and trade names
4.5 years
 
6,942

 
(1,992
)
 
4,950

Tenant leases
3.3 years
 
1,362

 
(504
)
 
858

Website content
3.0 years
 
7,800

 
(1,300
)
 
6,500

Other
3.0 years
 
256

 
(248
)
 
8

Balance at December 31, 2017
 
 
$
86,960

 
$
(15,977
)
 
$
70,983

 
Weighted Average
Amortization Life
 
Cost
 
Accumulated
Amortization
 
Net
Technology
4.0 years
 
$
28,300

 
$
(659
)
 
$
27,641

Customer lists
11.7 years
 
28,100

 
(639
)
 
27,461

Trademarks and trade names
4.5 years
 
5,342

 
(937
)
 
4,405

Tenant leases
3.2 years
 
2,030

 

 
2,030

Other
3.0 years
 
250

 
(245
)
 
5

Balance at December 31, 2016
 
 
$
64,022

 
$
(2,480
)
 
$
61,542

Schedule of amortization of intangible assets with definite lives for the next five years
Amortization of intangible assets with definite lives is computed on a straight-line basis and, based on balances as of December 31, 2017, future amortization is estimated to be as follows (in thousands):
 
Amortization Expense
Year ending December 31, 2018
$
16,250

Year ending December 31, 2019
15,995

Year ending December 31, 2020
13,970

Year ending December 31, 2021
5,763

Year ending December 31, 2022
3,902

Thereafter
15,103

Total intangible assets with definite lives, net
$
70,983